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Aisha Rahman

How much can you collect for unemployment benefits in Washington?

I'm trying to figure out the maximum weekly benefit amount I can get from Washington ESD. I've been working for 3 years making about $52,000 annually but got laid off last month. When I look at the Washington ESD website it mentions something about a weekly benefit amount but I can't find the actual numbers. Does anyone know what the current maximum is and how they calculate it? I need to know so I can budget while I'm job searching.

The maximum weekly benefit amount in Washington for 2025 is $999 per week. However, your actual amount depends on your wages during your base period (usually the first 4 of the last 5 completed quarters before you filed). Washington ESD calculates it as roughly 3.85% of your total base period wages divided by 52, but there are minimum and maximum caps.

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Thanks! So with my salary of $52k, what would that come out to approximately?

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With $52k annually, you'd likely qualify for around $650-750 per week depending on your exact base period wages. The formula can be tricky but Washington ESD will calculate it automatically when you file your claim.

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I just went through this process myself. The amount really depends on what quarters they use for your base period. I was making similar money to you and ended up getting $712 per week. The key thing is making sure all your employers reported your wages correctly to Washington ESD.

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How can I check if my wages were reported correctly? I want to make sure I get the right amount.

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You can check your wage history through your SecureAccess Washington account once you start the claim process. If something looks wrong, you'll need to contact Washington ESD to get it corrected.

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Actually, if you need to reach Washington ESD about wage corrections or benefit calculations, I found this service called Claimyr that helps you get through to an actual agent. They have a website at claimyr.com and even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Way better than trying to call hundreds of times.

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don't forget about the waiting week! you won't get paid for your first week even if you qualify. also there's a maximum of 26 weeks of benefits unless there's some special program running

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Wait, so I don't get anything for the first week? That seems harsh when people are already struggling financially.

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That's correct - Washington has a one-week waiting period before benefits begin. It's designed to encourage people to find work quickly and reduce costs to the system.

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The calculation is more complicated than people think. It's not just your annual salary divided by 52. Washington ESD looks at your highest earning quarter in your base period and uses that to determine your weekly benefit amount. Plus you have to meet minimum earnings requirements in multiple quarters.

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This is getting confusing. Is there a simple way to estimate what I'll get before I file?

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Washington ESD has a benefit calculator on their website, but it's pretty basic. Your best bet is to just file your claim and let them calculate it officially. The process takes a few days anyway.

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I'm in a similar situation but I was only working part-time. Made about $28k last year. Anyone know if part-time workers can still get a decent benefit amount?

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Part-time workers can definitely qualify, but your benefit amount will be lower since it's based on your wages. With $28k, you're probably looking at $400-500 per week maximum, assuming you meet the other requirements.

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That would actually help a lot. I was worried I wouldn't qualify at all working part-time.

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Whatever you do, make sure you file your weekly claims on time! I missed one week and it was a nightmare trying to get it backdated. Washington ESD is really strict about the deadlines.

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Good point. When do you have to file the weekly claims?

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You need to file every week on your designated day. They'll tell you which day when you first file your claim. Don't miss it or you'll lose that week's benefits.

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The job search requirements are just as important as knowing your benefit amount. You have to document 3 job search activities per week and they can audit you at any time. Make sure you keep good records!

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What counts as a job search activity? Just applying for jobs?

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Applying for jobs, networking events, career fairs, even some online training courses can count. But you need to log everything in WorkSourceWA and keep detailed records.

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The job search requirements are no joke. I got selected for a review and had to provide documentation for every single activity I claimed. Thankfully I kept good records.

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Mei Liu

Does anyone know if the benefit amount changes if you have dependents? I have two kids and I'm wondering if that affects how much I can collect.

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Washington doesn't provide additional benefits for dependents like some other states do. Your benefit amount is based solely on your wage history, regardless of family size.

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Mei Liu

That's disappointing. The cost of living is so high here, especially with kids.

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BE CAREFUL about working while collecting benefits! If you work part-time while on unemployment, they'll reduce your weekly benefit amount. It's not a dollar-for-dollar reduction but it can significantly impact your total.

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How much can you earn before it affects your benefits?

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You can earn up to your weekly benefit amount minus $5 before they start reducing your benefits. So if your weekly benefit is $700, you can earn up to $695 without any reduction.

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Actually, that's not quite right. Washington has a more complex formula. You can earn up to 1/3 of your weekly benefit amount without any reduction, then they reduce your benefits by 75 cents for every dollar you earn above that.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation. Their phone system is impossible! Has anyone found a way to actually talk to a human?

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I mentioned this earlier but Claimyr really helped me get through to Washington ESD when I needed to discuss my benefit amount. It's way better than the endless busy signals and disconnects you get calling directly.

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I'll check that out. I'm desperate at this point. Been calling for over a month with no luck.

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Same here! The automated system just hangs up on you if call volume is too high. It's beyond frustrating when you need answers about your claim.

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For anyone wondering about taxes - unemployment benefits ARE taxable income! You can choose to have taxes withheld from your weekly payments or pay quarterly. Don't forget about this when tax season comes around.

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Thanks for the reminder. Should I have taxes withheld or just pay later?

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I'd recommend having them withheld. It's easier than coming up with a big tax bill later, especially when you're already dealing with reduced income from being unemployed.

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The maximum benefit amount increases slightly each year based on the state's average weekly wage. So the $999 maximum for 2025 will probably be a bit higher in 2026.

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That's good to know. Do they adjust ongoing claims or just new ones?

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Only new claims filed after the adjustment takes effect. If you're already collecting benefits, your amount stays the same for the duration of your claim.

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. Your weekly amount is what you get each week, but there's also a total maximum you can collect over the entire benefit year.

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What's the maximum total amount you can collect?

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It's typically 26 times your weekly benefit amount, so if you're getting $700 per week, your maximum total would be $18,200 over 26 weeks.

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That's correct for regular unemployment benefits. There are sometimes extended benefit programs during high unemployment periods, but those aren't available right now.

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I got denied initially because they said I didn't have enough wages in my base period. Had to appeal and provide additional documentation. Don't give up if you get denied - the appeals process actually works if you have legitimate grounds.

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How long did the appeals process take?

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About 6 weeks from when I filed the appeal to when I got the decision. They did pay me retroactively once it was approved though.

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If you need help with the appeals process, that's another situation where Claimyr can be useful. Getting through to explain your appeal situation is much easier than trying to navigate it alone.

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One thing people don't realize is that if you quit your job voluntarily, you probably won't qualify for benefits unless you can prove you had "good cause" for quitting. The benefit amount doesn't matter if you can't qualify in the first place.

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What qualifies as 'good cause' for quitting?

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Things like unsafe working conditions, harassment, significant changes to your job duties or schedule, or certain family emergencies. But you have to be able to document and prove it to Washington ESD.

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The system is so complicated! I wish they would just give you a simple chart showing salary ranges and what you'd get. All these calculations and base periods and quarters - it's like they don't want people to understand it.

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I agree, it's way more complicated than it needs to be. I just want to know what I can expect to receive.

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The complexity is partly because the system has to account for so many different work situations - seasonal workers, part-time workers, people with multiple jobs, etc. A simple chart wouldn't work for everyone's situation.

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I guess that makes sense, but it's still frustrating when you're stressed about losing your job and trying to figure out your finances.

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Bottom line - just file your claim as soon as possible after you lose your job. Washington ESD will calculate your benefit amount automatically, and you can always call them if you think there's an error. Don't stress too much about the exact amount beforehand.

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That's probably the best advice. I'll just file and see what happens. Thanks everyone for all the information!

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Good luck! And definitely look into that Claimyr service if you need to talk to someone at Washington ESD. It's been a lifesaver for people who can't get through the regular phone lines.

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