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Megan D'Acosta

How many months do you get unemployment benefits in Washington state?

I just lost my job last week and I'm trying to figure out how long I can collect unemployment benefits in Washington. I've heard different things from people - some say 6 months, others say up to a year. Does it depend on how long you worked or how much you made? I worked for the same company for about 3 years making around $45k annually. Just want to know what to expect so I can plan my job search accordingly.

In Washington state, the standard is 26 weeks (about 6 months) of regular unemployment insurance benefits. This doesn't change based on your salary, but you do need to meet certain work history requirements to qualify. Since you worked for 3 years, you should definitely meet those requirements.

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Thanks! So it's definitely 26 weeks max? I was hoping it might be longer since I worked for so long at my last job.

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Yep, 26 weeks is the standard maximum for regular UI benefits. The length of time you worked affects whether you qualify and your weekly benefit amount, but not the duration.

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Just went through this myself. Got laid off in January and my benefits are set to run out in July, which is exactly 26 weeks. The Washington ESD website has all the details if you want to double-check.

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Did you have any trouble getting through to file your claim? I keep hearing the phone lines are impossible.

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Oh man, calling Washington ESD is a nightmare. I must have tried hundreds of times. Ended up using this service called Claimyr that helped me get through - you can check it out at claimyr.com. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Important clarification - while 26 weeks is standard, there can be extensions during high unemployment periods. These aren't automatic though and depend on state and federal programs. Right now in 2025, we're back to the standard 26-week limit with no extensions available.

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Wait so during COVID people got more than 26 weeks? I missed all that since I kept my job thankfully.

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Yes, during the pandemic there were federal extension programs that added extra weeks, plus special programs like PUA. But those all ended in 2021. Now we're back to regular state UI only.

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Good to know, thanks for the clarification!

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the 26 weeks goes by SO fast when you're actually on it. make sure you're really actively job searching because time flies

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That's what I'm worried about. How strict are they about the job search requirements?

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You need to make at least 3 job search contacts per week and keep detailed records. Washington ESD does audit these, so don't skip it or make fake entries.

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I've been on unemployment twice in Washington - once in 2019 and again in 2023. Both times it was exactly 26 weeks. Your weekly benefit amount is based on your earnings, but the duration is always the same unless there are special federal extensions (which there aren't right now).

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How do they calculate the weekly amount?

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It's based on your highest quarter of earnings in your base period. For someone making $45k like you, you'd probably get somewhere around $600-700 per week, but use the Washington ESD calculator online to get exact numbers.

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That seems high to me. I was making about the same and only got like $500/week.

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Been unemployed for 4 months now and still have 2 months left on my claim. The time limit definitely motivates you to keep applying places, that's for sure. Good luck with your search!

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Thanks! Are you finding decent job opportunities in your field?

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It's been tough but things are picking up. Had two interviews last week so hopefully something pans out soon.

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Make sure you file your weekly claims every week even if you think you might not qualify for that week. Missing weeks can mess up your whole claim and you can't go back and fix it easily.

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What do you mean by might not qualify for a week?

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Like if you work part-time hours or have other income. You might still get partial benefits, but if you don't file that week you lose it completely.

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This is crucial advice. Always file your weekly claim even if you think you earned too much that week.

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I thought unemployment was only like 3-4 months? 26 weeks seems really generous compared to other states.

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Actually 26 weeks is pretty standard nationwide. Some states have less (like Florida at 12 weeks) but Washington's 26 weeks is typical.

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Oh wow, I had no idea some states were so stingy with unemployment benefits.

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Just a heads up - if you get fired for misconduct or quit without good cause, you won't qualify at all. Make sure your separation was due to layoffs or other qualifying reasons.

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It was definitely a layoff - company downsized and eliminated my whole department. Should be fine there.

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Perfect, that's clearly a qualifying separation. You shouldn't have any issues with eligibility.

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Start applying ASAP even though you have 26 weeks. The job market is competitive and you want to find something before your benefits run out. Plus Washington ESD requires you to be actively searching anyway.

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Already started! Put in 5 applications this week. Hoping to find something quickly.

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That's great! Keep that momentum up and document everything for your job search log.

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Wait can you collect unemployment if you get a severance package? My company might be doing layoffs soon and I'm wondering about this.

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Severance can affect your unemployment benefits depending on how it's structured. If it's paid as a lump sum, it might not affect weekly benefits. If it's paid out over time, it could reduce your weekly benefit amount. Best to check with Washington ESD directly.

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Thanks, I'll look into that if it comes up.

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The Washington ESD phone system is absolutely terrible. If you need to talk to someone about your claim, good luck getting through. I called probably 200 times before I found out about Claimyr - they actually got me connected within an hour. Worth checking out if you run into issues.

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Is that the same service someone mentioned earlier? Claimyr.com?

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Yeah that's it. They help you get through to actual Washington ESD agents when the phone lines are jammed. Saved me so much frustration.

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Don't forget you can work part-time while on unemployment and still collect partial benefits. As long as you're under a certain amount per week, they'll just reduce your benefit accordingly rather than cutting you off completely.

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That's good to know! What's the limit before they cut you off?

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It depends on your weekly benefit amount, but generally you can earn about 1.5 times your weekly benefit before you get nothing. So if your benefit is $600, you could earn up to about $900 and still get some unemployment.

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The exact calculation is more complex than that, but the general principle is right - partial work doesn't automatically disqualify you.

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Man 6 months really isn't that long when you think about how long job searches can take these days. Especially for professional positions.

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That's exactly what I'm worried about. I'm in marketing and it seems like every position has 100+ applicants.

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Yeah the market is rough right now. Just stay persistent and try to network as much as possible.

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Pro tip: sign up for WorkSourceWA services too. They have job search resources and sometimes it can help satisfy your job search requirements. Plus they occasionally have hiring events.

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Is WorkSourceWA required or just optional?

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It's not required but they have good resources and networking events. Can't hurt to check them out.

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I'm jealous - I'm self-employed so I don't qualify for regular unemployment at all. At least when you're laid off from a W2 job you have that safety net.

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Self-employed people can sometimes qualify for unemployment benefits in certain situations, but it's much more limited than regular UI. Worth looking into if your business income drops significantly.

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I'll have to research that, thanks for the heads up.

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One thing to watch out for - if you have any issues with your claim (like adjudication or identity verification), it can delay your benefits for weeks. File as soon as possible after your last day of work.

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What kind of issues cause delays?

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Things like if your employer disputes your reason for separation, or if there are questions about your work history. Sometimes it's just random identity verification stuff that can take forever to resolve.

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This is exactly why services like Claimyr are helpful - if you get stuck in adjudication, you need to actually talk to someone at Washington ESD to get it resolved.

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Remember that unemployment benefits are taxable income. You can have taxes withheld or pay them later, but don't forget about it when tax time comes around.

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Good point! I'll make sure to set aside some money for taxes.

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Yeah it's easy to forget since it feels like free money, but the IRS definitely wants their cut.

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The bottom line is you get 26 weeks in Washington state, which is actually pretty reasonable compared to a lot of places. Use the time wisely and hopefully you'll find something before you run out. Good luck!

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Thanks everyone for all the helpful info! This thread has been super informative.

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Happy to help! Feel free to ask if you run into any issues with your claim.

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Yeah this is a great community for unemployment questions. We've all been there!

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