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Amara Eze

How long does Washington ESD unemployment insurance last - running out of benefits soon

I've been collecting unemployment insurance for about 18 weeks now and starting to worry about how much longer I have left. My Washington ESD account shows I still have some money in my benefit year but I'm not sure exactly how the timing works. Does anyone know how long unemployment insurance actually lasts in Washington state? I keep seeing different numbers online and want to make sure I understand before I potentially run out.

Standard unemployment insurance in Washington gives you up to 26 weeks of benefits within your benefit year. Your benefit year runs for 52 weeks from when you first filed your claim. So if you started collecting 18 weeks ago, you should have about 8 more weeks of regular UI benefits left, assuming you qualify each week.

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Thank you! That's exactly what I needed to know. So it's 26 weeks total, not 26 weeks from whenever I started collecting?

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Correct, it's 26 weeks total of benefits you can collect during your entire benefit year, not 26 weeks from your first payment.

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Just to add to what was said above - the 26 weeks assumes you're collecting every single week. If you had any weeks where you worked part-time or didn't claim, those don't count against your 26 weeks. You can check your remaining benefit balance in your SecureAccess Washington account.

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Oh that's good to know! I did have a few weeks where I worked some temp jobs so maybe I have more time than I thought.

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Yeah definitely check your account - it will show your remaining benefit amount and how many weeks you have left. Much easier than trying to calculate it yourself.

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If you're getting close to exhausting your regular unemployment benefits, you might want to look into extended benefits or other programs. Sometimes there are additional weeks available during high unemployment periods, though that changes based on state unemployment rates.

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Are extended benefits automatic or do I need to apply separately? I haven't heard anything from Washington ESD about this.

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Extended benefits are usually automatic if you qualify and they're available in the state. Washington ESD will notify you if you're eligible when your regular benefits are about to end.

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I was in the same situation last year and got really stressed about it. Turns out I had more weeks left than I calculated because I'd had some partial unemployment weeks that didn't use up full benefits. The Washington ESD website has a benefit calculator tool that can help you figure out exactly where you stand.

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I'll look for that calculator. Did you end up finding work before your benefits ran out?

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Yes, fortunately I found something with about 3 weeks left. But knowing exactly how much time I had left helped me plan better for the job search.

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One thing to keep in mind is that even if you exhaust your current benefit year, you might be able to file a new claim if you've worked enough since your original claim. The work and wage requirements reset every benefit year.

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How much work do you need to qualify for a new claim? I've done some gig work during my unemployment.

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You need to have earned at least 680 hours of work or the equivalent in wages during your base period. Gig work counts if it was reported properly to Washington ESD.

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honestly the whole system is confusing as hell. i've been trying to figure out my remaining weeks for months and the numbers on the website never seem to add up right. called washington esd like 50 times and can never get through to anyone who can explain it clearly.

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Have you tried using Claimyr? It's a service that helps you actually get through to Washington ESD agents on the phone. I used it when I was having issues with my claim status and it worked great - claimyr.com has more info and there's a demo video at https://youtu.be/7DieNd3C7zQ

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never heard of that but anything has to be better than sitting on hold for 3 hours just to get disconnected

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The timing also depends on whether you're on regular UI or if you have any other type of claim like standby or partial unemployment. Those can have different time limits and calculation methods.

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I'm on regular UI, filed after being laid off from my office job. No standby or anything complicated.

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Then you should be straightforward - 26 weeks of regular benefits within your 52-week benefit year. Just make sure you're meeting all the job search requirements each week.

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Wait I thought it was 30 weeks now? Didn't they extend it because of covid or something?

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No, the pandemic extensions like PEUC ended in 2021. We're back to the standard 26 weeks of regular unemployment insurance in Washington state.

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oh ok thanks for clarifying. i was thinking of the old pandemic programs

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Pro tip: if you're getting close to running out, start applying for jobs more aggressively now rather than waiting until the last minute. The job market can take time and you don't want to be scrambling in your final weeks.

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Good advice. I've been applying but probably not as intensively as I should be. Time to step it up.

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Also make sure you're documenting all your job search activities properly. Washington ESD can ask for your job search log at any time and you don't want to lose benefits for not meeting requirements.

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I'm in week 24 of my benefits and getting nervous too. Has anyone here successfully transitioned off unemployment before running out? What did you do in those final weeks?

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I found work in week 23 last year. The key was broadening my search and being more flexible on salary. Also started networking more seriously through LinkedIn and local professional groups.

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That's encouraging. I might need to expand my geographic search area too.

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Just remember that if you do exhaust your benefits, don't panic. There are other resources like SNAP benefits, local food banks, and sometimes emergency assistance programs through the state. The Department of Social and Health Services has information about other support programs.

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Hopefully it won't come to that but good to know there are other options. Thanks for the practical advice.

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Does anyone know if you can collect unemployment from a different state if you move? Like if I relocate for family reasons before my Washington benefits run out?

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You can continue collecting Washington unemployment if you move to another state, but you have to notify Washington ESD and meet their requirements for out-of-state claims. The rules are pretty specific about job search requirements when you're not in Washington.

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Good to know, thanks. I might need to relocate for a job opportunity.

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The whole 26-week thing is why I tell everyone to treat unemployment like a temporary bridge, not a long-term plan. Six months goes by faster than you think, especially when you're dealing with a slow job market.

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Exactly. I made the mistake of getting too comfortable in my first few months and didn't job search as aggressively as I should have. Lesson learned.

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For what it's worth, I used Claimyr twice during my unemployment period when I needed to talk to someone at Washington ESD about my remaining benefits and eligibility questions. Both times I got through within an hour instead of the usual phone tree nightmare. Definitely worth it when you need real answers about your specific situation.

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I keep seeing Claimyr mentioned. Is it expensive? I'm obviously trying to watch my budget right now.

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It's not free but it's reasonable considering the time and frustration it saves. Much cheaper than missing work opportunities because you can't get answers about your claim status.

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Quick question - does the 26 weeks include the waiting week or is it 26 weeks plus the waiting week?

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Washington eliminated the waiting week a few years ago, so you don't have to worry about that anymore. It's just straight 26 weeks of benefits if you qualify each week.

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Oh that's right, I forgot they got rid of the waiting week. Thanks for the reminder!

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Anyone else find it weird that they make it so hard to get basic information about your own benefits? Like why do I need to call customer service just to understand how much time I have left? The website should make this clearer.

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The Washington ESD website definitely needs improvement. Half the time I can't even log into SecureAccess Washington without issues.

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RIGHT?? This is exactly why I ended up using that Claimyr thing someone mentioned earlier. At least then I could actually talk to a human being who knew what they were talking about.

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Bottom line: 26 weeks maximum, check your account regularly, keep applying for jobs, and don't wait until the last minute to figure out your next steps. The system isn't perfect but those are the basics everyone needs to know.

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This thread has been super helpful. Thanks everyone for all the information and advice!

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