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Caleb Stark

How long can unemployment benefits last in Washington state?

I just got laid off from my job at a tech company and I'm trying to figure out my finances. I know Washington ESD pays unemployment benefits but I have no idea how long they actually last. Is it a few months or longer? I've heard different things from people and want to make sure I understand what I'm dealing with. My severance only covers about 6 weeks so I really need to know what comes after that. Anyone know the actual timeframe for Washington unemployment benefits?

Jade O'Malley

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In Washington state, regular unemployment benefits typically last up to 26 weeks (about 6 months). However, this can vary based on your work history and the specific circumstances of your claim. The amount you receive depends on your previous earnings, but there are maximum weekly benefit amounts set by Washington ESD each year.

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Caleb Stark

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That's a relief - 26 weeks should give me time to find something decent. Do I need to apply right away or can I wait until my severance runs out?

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Jade O'Malley

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You should file your claim as soon as possible after becoming unemployed. There's a one-week waiting period anyway, and you want to establish your claim date. You can indicate when you want your benefits to start.

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Just went through this myself. The 26 weeks is the standard but it can be less depending on your earnings base period. Washington ESD calculates it based on your work history over the past 5 quarters. Also heads up - you have to do job search activities every week and report them or they'll cut you off.

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Caleb Stark

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What kind of job search activities? Like just applying to jobs or is there more to it?

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You need to make at least 3 job search contacts per week and keep a log. This includes applying for jobs, attending job fairs, networking events, etc. Washington ESD is pretty strict about this requirement.

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Ella Lewis

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26 weeks sounds right but good luck actually getting through to Washington ESD to file your claim. I've been trying to call them for days and either get busy signals or get disconnected after waiting on hold forever. Their online system keeps crashing too.

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I had the same problem until I found this service called Claimyr that helps you get through to Washington ESD agents. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration.

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Ella Lewis

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Really? That actually works for getting through to Washington ESD? I'm desperate at this point.

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Yeah it worked for me. Much better than spending all day redialing and getting nowhere with their phone system.

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The duration also depends on whether you qualify for any extensions. During economic downturns, there are sometimes federal extension programs that can add additional weeks of benefits beyond the standard 26 weeks. But right now I don't think there are any active extension programs in Washington.

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Caleb Stark

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So it's just the 26 weeks and that's it? No chance of getting more time if I'm still looking for work?

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Correct, unless Congress passes new extension legislation. The pandemic extensions like PEUC ended a while ago. After your regular benefits are exhausted, you'd need to find other assistance programs.

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Alexis Renard

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Wait, is it 26 weeks total or 26 weeks per year? I'm confused because I was on unemployment for a few months last year and now I'm unemployed again.

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Jade O'Malley

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It's 26 weeks per benefit year. If you used some benefits last year, you might still have weeks remaining from that claim, or you might need to file a new claim depending on when you worked and when your benefit year started.

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Alexis Renard

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This is so confusing. How do I figure out what my situation is?

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Log into your Washington ESD account online and check your claim status. It should show you how many weeks you have left on your current benefit year, if any.

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Camila Jordan

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26 weeks is not enough time to find a decent job in this market!! The unemployment system is broken. People need more time to find work that actually pays a living wage instead of being forced to take whatever minimum wage job they can find.

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Tyler Lefleur

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I get the frustration but 6 months is actually pretty generous compared to some other states. You also have to remember that unemployment is meant to be temporary assistance, not long-term support.

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Camila Jordan

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Sure but when good jobs are scarce and employers are being super picky, 6 months goes by fast. Then what? People end up homeless or taking jobs that don't even cover their basic expenses.

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One thing to keep in mind is that if you work part-time while collecting benefits, it can extend how long your benefits last. Washington ESD allows you to work and still collect partial benefits as long as you report your earnings. This can help stretch out your benefit duration.

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Caleb Stark

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That's good to know! So I could do some freelance work or part-time stuff while still getting unemployment?

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Yes, but you have to report all earnings and it will reduce your weekly benefit amount. There's a formula Washington ESD uses to calculate how much you can earn before it affects your benefits.

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Max Knight

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Just make sure you understand the job search requirements from day one. I know someone who got their benefits cut off because they didn't realize they had to log their job search activities every single week. Washington ESD doesn't mess around with that stuff.

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Caleb Stark

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What happens if you miss a week of job search activities? Do they just cut you off permanently?

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Max Knight

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They can disqualify you for that week or potentially longer if it's a pattern. You can appeal their decision but it's better to just stay compliant from the start.

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Emma Swift

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Also remember that your benefits are taxable income. You can have taxes withheld from your weekly payments or pay them when you file your return, but don't forget about the tax implications when budgeting.

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Caleb Stark

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Ugh, I didn't even think about taxes. So the money I get isn't the full amount I'll actually keep?

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Emma Swift

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Right, unemployment benefits are subject to federal and state income taxes just like regular wages. You can elect to have 10% federal tax withheld when you file your claim.

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Been there, done that. The key is to start your job search immediately and be strategic about it. Don't wait until your benefits are about to run out to get serious about finding work. Use the 26 weeks wisely and you should be able to find something.

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Caleb Stark

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Any tips on making the most of the job search time?

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Treat job searching like a full-time job. Set daily goals, network actively, consider temporary or contract work to keep money coming in, and don't be too picky early on. You can always keep looking for better opportunities while employed.

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Jayden Hill

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If you're in a high-demand field like tech, 26 weeks should be plenty. If you're in something more specialized or if you're older, it might be tighter. The job market varies a lot by industry right now.

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Caleb Stark

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I'm in software development so hopefully that helps. Though I've heard even tech is getting more competitive lately.

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Jayden Hill

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Tech is still better than most industries but yeah, it's not as easy as it was a few years ago. Having 26 weeks of runway should give you time to be selective though.

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LordCommander

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Whatever you do, don't try to game the system or provide false information. Washington ESD does audits and if they catch you lying about job search activities or earnings, they can make you pay back benefits plus penalties. It's not worth the risk.

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Lucy Lam

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This is so important. I know someone who had to pay back thousands of dollars because they didn't report some cash work they did. Washington ESD eventually found out and hit them with overpayment notices.

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Caleb Stark

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Good to know. I'll make sure to be completely honest about everything.

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Aidan Hudson

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The system is pretty straightforward once you get used to it. File your weekly claims every Sunday (or as soon as the week ends), report any work or earnings, keep track of your job search activities, and you should be fine. The 26 weeks will give you a decent cushion to find your next opportunity.

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Caleb Stark

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Thanks everyone for all the helpful info. I feel much more prepared to navigate this now.

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Zoe Wang

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Good luck with your job search! The Washington unemployment system isn't perfect but it's there to help bridge the gap while you find your next role.

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One more thing - if you have trouble reaching Washington ESD by phone for any reason during your claim, there are services that can help. I used Claimyr when I needed to talk to someone about my claim status and couldn't get through on my own. Way better than spending hours on hold.

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Caleb Stark

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Several people have mentioned that service. I'll keep it in mind if I run into phone issues.

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Yeah, it's pretty helpful when you actually need to speak with a real person at Washington ESD. The regular phone lines can be impossible sometimes.

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Grace Durand

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Bottom line: 26 weeks is the standard duration in Washington state. Make sure you understand all the requirements, file your claims on time, and use the time productively to find your next job. You've got this!

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Caleb Stark

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Appreciate all the encouragement and practical advice from everyone. Time to get started on this process.

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Steven Adams

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Best of luck! The unemployment benefits will give you some breathing room to find something good instead of having to take the first thing that comes along.

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