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Aileen Rodriguez

How do you know how much unemployment you will get from Washington ESD?

I just filed my initial claim with Washington ESD last week and I'm trying to figure out how much my weekly benefit amount will be. I know it's based on your wages from the base period but I can't find a clear calculator anywhere on their website. My highest quarter was around $18,500 and I made about $62,000 total in my base year. Does anyone know the formula they use or where I can find out my exact weekly benefit amount before my first payment? I'm trying to budget for the next few months.

Washington ESD calculates your weekly benefit amount using your highest quarter earnings during your base period. They take your highest quarter wages and divide by 26. So if your highest quarter was $18,500, your weekly benefit would be around $711 before taxes. The maximum weekly benefit amount in Washington is currently $999.

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Thanks! That's helpful. So it's just highest quarter divided by 26? I thought it was more complicated than that.

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Wait, is that before or after taxes? I thought they take out taxes automatically.

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You should get a monetary determination letter from Washington ESD within 1-2 weeks of filing that shows your exact weekly benefit amount. It'll break down all your wages from each quarter in your base period and show the calculation. You can also check your eServices account online to see if it's posted there yet.

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I've been checking eServices every day but nothing shows up yet. How long did yours take to appear?

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Mine took about 10 days to show up online, but I got the letter in the mail first.

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If you're having trouble getting through to Washington ESD to check on your monetary determination, I'd recommend trying Claimyr. It's a service that helps you get connected to actual ESD agents without waiting on hold for hours. I used it when I needed to verify my benefit amount and got through in about 20 minutes. Check out claimyr.com - they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that service before. Is it legit? I've been trying to call ESD for weeks.

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Yeah it's real. I was skeptical too but it actually worked. Way better than sitting on hold all day.

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The formula is actually a bit more complex than just dividing by 26. Washington ESD uses your TWO highest quarters, not just one. They add your two highest quarters together, divide by 2 to get an average, then divide that by 26. So if your highest was $18,500 and second highest was $16,200, it would be ($18,500 + $16,200) / 2 = $17,350, then $17,350 / 26 = $667 per week.

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Are you sure about that? I thought it was just the highest quarter. Maybe it changed recently?

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I'm pretty sure it's two quarters. That's what my monetary determination showed when I filed in October.

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Now I'm confused. Can someone clarify which method Washington ESD actually uses?

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You guys are overcomplicating this. Just wait for your monetary determination letter. It'll show exactly how much you'll get and you don't have to guess. Mine came in like 8 days.

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I know, but I'm trying to plan my budget now. Bills don't wait for the letter to arrive.

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I get it, the waiting is stressful when you don't know what to expect financially.

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There's definitely some confusion here about the calculation. From what I understand, Washington state uses the highest quarter method, not an average of two quarters. The weekly benefit amount is calculated as your highest quarter earnings divided by 26, up to the maximum. But there might be minimum thresholds too.

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I could be wrong about the two quarters thing. Maybe I'm thinking of another state's rules.

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It's easy to mix up different states' rules. Each state has their own calculation method.

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This is why I hate dealing with government websites. The information should be clearer. I've been trying to call Washington ESD for three weeks to ask about my benefit amount and can never get through.

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That's exactly why I ended up using Claimyr. The phone system at ESD is impossible to navigate on your own.

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I might have to try that. This is ridiculous.

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For what it's worth, I just went through this process. Washington ESD uses your highest quarter wages divided by 26. My highest quarter was $19,800 and my weekly benefit is $761. They also sent me a breakdown showing all four quarters of my base period wages.

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That matches what the first person said. So it is just highest quarter divided by 26. Thanks for confirming!

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Yep, pretty straightforward once you know the formula. The hard part is just waiting for the official determination.

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Don't forget they'll also take out taxes if you elect to have them withheld. I think it's 10% federal tax that gets taken out automatically if you choose that option. So your actual deposit will be less than your weekly benefit amount.

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Good point. I should probably elect to have taxes taken out so I don't owe a bunch at tax time.

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Yeah definitely do that. I didn't my first time and ended up owing like $3000 in taxes.

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The maximum weekly benefit amount in Washington is $999 as of 2025, but you have to have pretty high earnings to qualify for that. Most people get somewhere between $300-700 per week depending on their wages.

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Based on my earnings I should be in that range. At least now I have a rough idea of what to expect.

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Yeah, with an $18,500 highest quarter you should be getting a decent amount.

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I'm still confused about base period vs benefit year. Are they the same thing? And when does the base period start and end?

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Base period is the first four of the last five completed calendar quarters before you file your claim. Benefit year is the 52-week period starting when your claim is established.

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OK that makes sense. So base period determines how much you get, benefit year is how long you can collect.

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If you filed recently, you should also check if your wages are all reported correctly in your monetary determination when you get it. Sometimes employers don't report wages properly and it can affect your benefit amount.

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How would I know if something's wrong? Just compare it to my pay stubs?

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Yeah, or your W-2s. If wages are missing or wrong, you can appeal the monetary determination.

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Honestly the whole process is confusing. I wish there was just a simple calculator on the Washington ESD website where you could enter your wages and see what you'd get.

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Some other states have that. Washington's website is pretty outdated compared to others I've seen.

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Exactly. For such an important program, the website is terrible.

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I had to use Claimyr too when I couldn't get through to ESD. Got connected to an agent who explained my whole monetary determination over the phone. Worth it when you're stressed about money and can't get answers.

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OK that's the second person recommending this. I'm definitely going to try it.

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The video demo they have really helped me understand how it works before I tried it.

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Just remember that even after you get your monetary determination, you still have to file weekly claims and meet all the job search requirements to actually receive payments. The benefit amount is just your potential weekly payment.

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Yeah I know about filing weekly claims. The job search requirements are 3 contacts per week, right?

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Yes, 3 job search activities per week and you have to log them in WorkSourceWA.

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For budgeting purposes, I'd estimate on the lower side until you get your official determination. Better to be pleasantly surprised than counting on money that might not come.

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Good advice. I'll plan for around $600/week and hope for more.

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Smart approach. Unemployment can be unpredictable so it's better to be conservative.

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The monetary determination should come pretty quickly. I filed on a Tuesday and got mine the following Monday in the mail. It shows everything - your base period wages, weekly benefit amount, and maximum benefit amount for the year.

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That's faster than some people are saying. Maybe it depends on when you file?

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Could be. I filed right at the beginning of the month so maybe that helped.

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Based on your $18,500 highest quarter, you're looking at around $711 per week before taxes. That's assuming Washington still uses the simple highest quarter divided by 26 formula. Should be a decent amount to help with expenses while you're job searching.

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Thanks everyone for all the help! I feel much better about what to expect now. I'll update when I get my official determination.

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Good luck with everything! The uncertainty is always the worst part.

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