Can consultants get Washington ESD unemployment benefits after contracts end?
I've been working as an independent consultant for the past two years, mostly doing marketing projects for small businesses. My main contract just ended and I'm not sure if I can apply for unemployment benefits through Washington ESD. I know contractors usually can't get UI, but I'm wondering if there are any exceptions or if my situation might qualify somehow. Has anyone been in a similar spot with consulting work and unemployment claims?
62 comments


Sean O'Brien
Generally speaking, independent contractors aren't eligible for regular unemployment insurance benefits because you haven't been paying into the UI system. Washington ESD requires that you be an employee who had taxes withheld from your paychecks. However, there might be some nuances depending on how your contracts were structured.
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Anastasia Smirnova
•That's what I was afraid of. Most of my clients paid me as a 1099 contractor, so no taxes were withheld. I guess I'm out of luck then?
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Sean O'Brien
•Not necessarily completely out of luck. If any of your work was misclassified and you were actually functioning as an employee, you might have grounds for a claim. But that's a complex determination.
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Zara Shah
I went through this exact situation last year! Washington ESD denied my initial claim because I was classified as an independent contractor, but I was able to get through to someone who explained the worker classification rules to me.
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Anastasia Smirnova
•How did you manage to actually talk to someone at Washington ESD? I've been trying to call for days and keep getting busy signals or disconnected.
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Zara Shah
•It was a nightmare trying to get through. I actually found this service called Claimyr that helped me get connected to a Washington ESD representative. They have this system that calls for you and gets you through the phone queue. Check out claimyr.com - there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Luca Bianchi
The key issue is worker classification. Washington ESD looks at factors like whether you controlled how the work was done, whether you used your own tools, whether you worked for multiple clients, etc. If you were functioning more like an employee despite being paid as a contractor, you might have a case for benefits.
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Anastasia Smirnova
•Interesting. Most of my contracts did require me to work specific hours and use their systems. One client even made me attend all their team meetings.
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Luca Bianchi
•Those could be indicators of employee status rather than true independent contractor status. You might want to file a claim and let Washington ESD make the determination.
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GalacticGuardian
•Wait, so even if you got 1099s you might still qualify for unemployment? That seems confusing.
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Nia Harris
This is so frustrating! I've been dealing with the same issue for weeks. Filed a claim thinking maybe one of my contracts qualified, but it's been sitting in adjudication forever. Washington ESD is impossible to reach and I'm running out of money.
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Zara Shah
•Definitely try that Claimyr service I mentioned. It was the only way I could get through to actually talk to someone about my worker classification issue.
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Nia Harris
•Thanks, I'll check it out. At this point I'm willing to try anything to get some answers about my claim status.
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GalacticGuardian
i thought contractors couldnt get unemployment at all? my brother is a contractor and he said he cant apply
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Luca Bianchi
•It's not that simple. True independent contractors typically can't get regular UI benefits, but if someone was misclassified as a contractor when they should have been an employee, they may still qualify.
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GalacticGuardian
•oh ok that makes more sense. so its about whether you were really independent or not
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Mateo Gonzalez
The Washington ESD system is such a joke when it comes to contractors. They make you jump through hoops just to prove you deserve benefits that regular employees get automatically. I've been fighting this for months.
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Anastasia Smirnova
•What's your situation? Are you still waiting for a decision on your claim?
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Mateo Gonzalez
•Yeah, they want all this documentation about my work arrangements, contracts, emails with clients. It's like they assume you're lying about being misclassified.
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Sean O'Brien
For anyone dealing with worker classification issues, you'll need to provide Washington ESD with documentation showing the nature of your work relationship. This includes contracts, emails about work schedules, evidence of supervision, whether you provided your own equipment, etc.
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Anastasia Smirnova
•What if I don't have formal contracts? Most of my work was arranged through email discussions and informal agreements.
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Sean O'Brien
•Email chains can actually be very helpful evidence. They often show the level of control the client had over your work, which is a key factor in classification.
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Aisha Ali
•This is exactly what I needed to know! I have tons of emails where my 'client' was basically micromanaging every aspect of my work.
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Aisha Ali
Has anyone successfully gotten benefits after being initially classified as ineligible due to contractor status? I'm wondering if it's worth the hassle to appeal.
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Zara Shah
•I did! It took about 6 weeks total, but Washington ESD eventually determined that one of my contracts should have been classified as employment. The back pay was worth the wait.
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Aisha Ali
•That gives me hope. How did you present your case to them?
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Anastasia Smirnova
Update: I tried calling Washington ESD again this morning and actually got through! Took over an hour on hold, but I was able to speak with someone about filing a claim. They said I should definitely apply and let them review my work arrangements.
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Nia Harris
•Wow, you got lucky! What time did you call? I've been trying every day with no success.
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Anastasia Smirnova
•I called right at 8 AM when they opened. Still took forever but at least I got through eventually.
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Ethan Moore
Just want to add that even if you don't qualify for regular unemployment benefits, you might want to look into other assistance programs while you're between contracts.
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Anastasia Smirnova
•Good point. What other programs are available for people in my situation?
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Ethan Moore
•There's food assistance, rental assistance programs, and sometimes local emergency financial help. Definitely worth checking what's available in your county.
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Luca Bianchi
For future reference, if you're working as a consultant but want potential unemployment eligibility, you might consider forming an LLC and paying yourself as an employee. This way you'd be paying into the UI system.
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Anastasia Smirnova
•That's interesting. Would that work even if I'm the only employee of my own LLC?
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Luca Bianchi
•Yes, but you'd need to actually pay employment taxes and follow all the requirements. It's more complex than just filing the paperwork.
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Yuki Nakamura
been there done that with the contractor unemployment thing... total headache but sometimes worth fighting for if you really think you were misclassified
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Anastasia Smirnova
•Did you end up getting benefits?
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Yuki Nakamura
•eventually yeah but took like 3 months and tons of paperwork. had to prove my client was basically treating me like a regular employee
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StarSurfer
The IRS has a worker classification test (SS-8 form) that might be helpful if you're trying to prove you were misclassified. Washington ESD often considers IRS determinations when making their decisions.
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Anastasia Smirnova
•Should I file that form with the IRS before applying for unemployment, or can I do both at the same time?
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StarSurfer
•You can do both simultaneously. The IRS determination might take longer, but having it in process could strengthen your case with Washington ESD.
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Nia Harris
Quick update - I tried that Claimyr service someone mentioned and it actually worked! Got connected to a Washington ESD rep within about 20 minutes instead of spending hours trying to call. They're reviewing my worker classification now.
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Anastasia Smirnova
•That's awesome! Did they give you any indication of how long the review process might take?
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Nia Harris
•They said typically 2-4 weeks for worker classification determinations, but could be longer if they need additional documentation.
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Carmen Reyes
Same boat here - consultant for 3 years, never thought about unemployment until my biggest client dropped me last month. Really hoping I can qualify for something.
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Anastasia Smirnova
•What kind of consulting do you do? I'm curious if certain types of consulting work are more likely to be considered employee-like.
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Carmen Reyes
•IT consulting, mostly working on-site at client locations using their equipment. Sounds like that might work in my favor based on what others have said here.
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Zara Shah
For anyone still struggling to reach Washington ESD, I really can't recommend Claimyr enough. After months of busy signals and dropped calls, being able to actually speak with someone was such a relief. Worth checking out if you're hitting walls trying to get through.
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Andre Moreau
•How much does something like that cost? I'm already tight on money.
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Zara Shah
•I don't want to get into specifics about pricing, but for me it was definitely worth it to finally get answers about my claim. They have all the details on their website.
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Zoe Christodoulou
Washington ESD really needs to do a better job explaining the rules around contractor eligibility. So many people don't even know they might qualify if they were misclassified.
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Anastasia Smirnova
•Agreed! I almost didn't even try to apply because I assumed contractors couldn't get benefits at all.
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Zoe Christodoulou
•Exactly. The information on their website is pretty vague about worker classification issues.
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Jamal Thompson
Just a heads up that if you do qualify for benefits after being reclassified, your employer might end up owing back taxes and penalties. Could get messy depending on your relationship with them.
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Anastasia Smirnova
•Good point. Most of my clients were small businesses, so I wouldn't want to cause them financial problems if I can avoid it.
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Luca Bianchi
•That's a consideration, but if you were truly misclassified, the employer was already violating tax and labor laws. The responsibility lies with them, not you.
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Anastasia Smirnova
Thanks everyone for all the helpful information! I'm going to file my claim this week and see what happens. Will update this thread if I hear anything back from Washington ESD about my worker classification determination.
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Sean O'Brien
•Good luck! Make sure to gather all your documentation before you file - contracts, emails, records of supervision, anything that shows the nature of your work relationship.
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Mei Chen
•Definitely keep us posted! This thread has been super helpful for understanding the whole contractor/employee classification thing.
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CosmicCadet
One more thing to consider - even if you don't qualify for regular UI benefits, you might be eligible for other programs like job training assistance or small business support if you're planning to continue consulting.
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Anastasia Smirnova
•That's a good point. I hadn't thought about training programs. Do you know what's available through Washington state?
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CosmicCadet
•WorkSource Washington has various programs for people transitioning between jobs or looking to upgrade skills. Worth checking their website.
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