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Sophia Bennett

Can I get UI benefits after PFML ends if I'm still employed but medically unable to work?

I've been on Paid Family Medical Leave for the past 11 weeks for a serious health condition, but my PFML benefits are about to run out this Friday. My doctor says I need at least 6 more weeks before I can return to work. My employer is keeping my position open, so technically I'm still employed, but I'll have zero income after this week. Can I apply for unemployment benefits to cover this gap period? I'm confused because I know unemployment is usually for when you lose your job, but I'm in this weird situation where I have a job but medically can't work. My HR department wasn't helpful at all and just said to "check with ESD." Has anyone successfully transitioned from PFML to unemployment while still technically employed? Any advice would be really appreciated - I'm getting desperate about how to pay bills next month!

Aiden Chen

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Unfortunately, you probably won't qualify for unemployment in this situation. UI benefits require that you're able and available to work and actively seeking employment. Since you're medically unable to work (based on your doctor's assessment), you don't meet the basic eligibility requirements for unemployment. Your situation falls into what's sometimes called the "benefits gap" - too recovered for disability/PFML but not recovered enough to return to work. Have you looked into: 1. Extending your PFML? Sometimes with additional medical documentation you can get an extension. 2. Short-term disability insurance through your employer? 3. Using any remaining sick leave or PTO? 4. Talking with your doctor about a partial return-to-work plan with reduced hours?

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Thanks for the quick response! This is what I was afraid of. I've used up all my PTO already (had to use 2 weeks before PFML kicked in), and my employer doesn't offer short-term disability. My doctor has been great but was pretty firm about not returning even part-time yet. I didn't know you could request an extension on PFML - I'll definitely look into that. Do you know what kind of documentation I would need?

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Zoey Bianchi

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This happened to me last year!! The ESD system is SO FRUSTRATING. I applied for UI anyway after my PFML ran out and got denied for exactly the reason the other person mentioned - you have to be "able and available" for work. I appealed it and still lost becuz my doctor's note said I couldn't work. Total waste of time. HAVE YOU APPLIED FOR STATE DISABILITY??? Thats different from unemployment and is made for people who cant work!!! Sorry for the caps but this is important!!

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Washington state doesn't have a separate state disability program. PFML is our only state program for medical leave.

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Zoey Bianchi

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OH! My bad. I moved here from California and they have SDI there. Sorry for the confusion! 😳

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As others mentioned, the "able and available" requirement is going to be your biggest hurdle for UI. Here's what I would suggest: 1. Contact the PFML office directly about an extension. For 2025, you're entitled to up to 12 weeks of medical leave per year, or up to 16 weeks combined if you took both family and medical leave. In some cases, they can approve up to 18 weeks for pregnancy/childbirth complications. Make sure you've used all entitled weeks. 2. Ask your doctor about a "Work Assessment Form" that outlines any accommodations or part-time schedule you might be able to handle. Even if you can only work very limited hours, this might help you qualify for partial unemployment while working reduced hours. 3. Call ESD directly to explain your situation - sometimes there are exceptions or programs for special circumstances that aren't well-advertised on their website. BTW, if you're having trouble getting through to ESD (which is very common), I used Claimyr (claimyr.com) to get connected to an actual agent without waiting on hold for hours. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. It was really helpful in my situation when I needed clarification on my benefits.

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Thank you for these detailed suggestions! I've maxed out at 12 weeks of medical leave already, but I hadn't thought about the Work Assessment Form idea. I'll definitely talk to my doctor about that tomorrow. And thanks for the Claimyr tip - I was dreading making that call to ESD since everyone tells me they never answer. I'll check out that video!

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Grace Johnson

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just fyi i tried to do this exact thing in january and got denied unemployment. they said since i still had a job i wasnt unemployed and since i couldnt work i wasnt eligible anyway. double whammy lol. good luck tho maybe youll have better luck than me

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Ugh, that's exactly what I was worried about. Did you find any other solution or did you just have to go without income until you could work again?

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Grace Johnson

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had to borrow money from family tbh. not ideal but got thru it.

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Jayden Reed

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The key issue is that unemployment insurance and medical leave programs are designed for completely different situations, and unfortunately there's this gap between them that people fall into. One thing to consider - have you asked your employer about an ADA accommodation for additional unpaid leave? Since you have a documented medical condition and a specific timeframe (6 weeks), your employer might be legally required to provide unpaid leave as a reasonable accommodation under the Americans with Disabilities Act, even beyond what PFML covers. This wouldn't solve your income problem, but it would protect your job for those additional weeks. I'd also recommend reaching out to the Washington Law Help website or a similar resource - they sometimes offer free consultations for exactly these types of benefits questions.

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Thank you for mentioning ADA accommodations! I hadn't even thought about that angle. My employer has been supportive about holding my position, but I hadn't formally requested it as an ADA accommodation. I'll definitely look into the Washington Law Help resource too.

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Nora Brooks

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i was in a similar situation in 2025 and my PFML case manager actually suggested applying for unemployment even though they knew I'd probably get denied. They said sometimes people get approved if they can prove they're able to do SOME type of work even if not their regular job. Like if you can't do physical labor but could do a desk job. It's worth trying! Worst they can say is no.

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That's interesting! My condition limits me from doing my regular job (which requires long hours on my feet), but I could probably handle something sedentary for shorter hours. Maybe I'll talk to my doctor about writing the note that way instead of saying I can't work at all. I appreciate the tip!

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Eli Wang

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has anyone mentioned SSDI (Social Security Disability)? if your condition might last longer then you should apply now bc it takes FOREVER to get approved.

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Jayden Reed

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This is generally good advice for long-term disabilities, but SSDI typically requires that the disability be expected to last at least 12 months or result in death. For a temporary 6-week recovery period like OP described, it's unlikely to be approved, and as you mentioned, the application process usually takes many months anyway.

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Eli Wang

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oh right i missed the 6 weeks part. my bad!

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I went through something very similar about 6 months ago! Here's what I learned from my experience: 1. You're right that standard UI probably won't work due to the "able and available" requirement, but don't give up yet. 2. Definitely explore the PFML extension option that others mentioned. Even if you think you've maxed out, sometimes there are additional weeks available depending on your specific situation or if there are complications. 3. The Work Assessment Form suggestion is HUGE - I wish I had known about this earlier. My doctor was initially hesitant but when I explained it might help me qualify for partial benefits while doing limited work, they were more willing to explore what I could actually handle. 4. Look into your employer's Employee Assistance Program (EAP) if they have one. Mine helped connect me with resources I didn't know existed, including emergency financial assistance programs. 5. Consider reaching out to 211 (dial 2-1-1) - they have info on local emergency assistance programs, food banks, utility assistance, etc. that can help bridge the gap. The whole system really isn't designed for situations like ours, but there are sometimes workarounds. Don't be afraid to make multiple calls and ask different representatives - I got different answers from different people until I found someone who really understood my situation. Hang in there!

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KhalilStar

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This is such helpful advice, thank you for sharing your experience! I'm definitely going to call 211 - I had no idea that resource existed. And you're absolutely right about getting different answers from different reps. I think I gave up too easily after talking to my HR person. The EAP suggestion is great too - I completely forgot my company has that program. Even if they can't help directly with income replacement, having someone guide me through all the available resources would be huge right now. Did you end up getting any kind of benefits during your gap period, or did you have to rely mostly on the emergency assistance programs?

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I'm dealing with almost the exact same situation right now! My PFML runs out next week and I still have about 4 weeks left before my doctor will clear me to return to work. Reading through everyone's responses has been really eye-opening - I had no idea about the Work Assessment Form or the possibility of PFML extensions. One thing I wanted to add that might help: I called my local DSHS office yesterday and they told me about something called the "Disaster Cash Assistance Program" that sometimes covers situations where people fall through the cracks between benefit programs. It's not guaranteed, but they said it's worth applying for if you're facing a true financial emergency due to circumstances beyond your control. Also, if you have any credit cards or loans, call them NOW to explain your situation. Many companies have hardship programs that can temporarily reduce or defer payments. I was amazed at how understanding they were when I explained I was between medical leave and return to work. This whole experience has really shown me how many gaps exist in our safety net. It shouldn't be this hard to survive when you're following all the rules and trying to recover properly. Sending you solidarity and hoping you find a solution!

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Zainab Ahmed

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Thank you so much for mentioning the Disaster Cash Assistance Program - I've never heard of that before! I'm definitely going to call DSHS tomorrow to ask about it. It's frustrating that these programs exist but aren't well-publicized when people need them most. Your point about calling creditors is spot on too. I've been avoiding those calls because I was embarrassed, but you're right that I should get ahead of it rather than waiting until I miss payments. It really is eye-opening how many people are dealing with this exact same situation. You'd think with how common medical leaves are, there would be a better system in place for these transitions. Thanks for the solidarity - it helps to know I'm not alone in this mess!

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I'm currently going through this exact situation and wanted to share what I've learned so far. After reading through all these responses, I called ESD yesterday and spoke with a really knowledgeable rep who explained a few things that might help: 1. There's actually a provision for "partial unemployment" if you can work limited hours due to medical restrictions. The key is having your doctor specify what you CAN do rather than just what you can't do. Even if it's just 10-15 hours per week of sedentary work, that might qualify you for partial benefits. 2. The rep mentioned something called "good cause" exceptions where they can waive the typical work search requirements if you have a definite return-to-work date with your current employer. This doesn't solve the "able and available" issue, but it's one less hurdle if you can get past that first one. 3. She also told me that if your employer laid you off instead of holding your position (which some do when PFML runs out), you'd definitely qualify for full unemployment. Obviously this isn't ideal since you'd lose your job, but it's worth knowing your options. I'm planning to have a honest conversation with my doctor about drafting a more specific work capacity assessment. Maybe we can find a middle ground that keeps the door open for some kind of benefits while I finish recovering. Will update if I learn anything else useful!

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Dylan Baskin

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This is incredibly helpful information! The "good cause" exception you mentioned is something I hadn't heard about before - that could be a game changer if I can get my doctor to be more specific about what I can actually do rather than focusing on what I can't. I'm curious about the partial unemployment option - did the ESD rep give you any specifics about how many hours per week you'd need to be able to work to qualify? And do you know if those hours have to be with your current employer, or could it be any type of work within your medical restrictions? The point about employers sometimes laying people off when PFML runs out is sobering but good to know. I really hope it doesn't come to that, but at least I'd understand my options if my employer changes their mind about holding my position. Thanks for calling ESD and sharing what you learned - it sounds like you got a much more helpful rep than most people seem to encounter. Please do update us on how the conversation with your doctor goes!

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Oliver Schulz

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I'm going through this exact situation right now and it's been such a stressful process! My PFML ended two weeks ago and I'm still waiting to hear back on my unemployment application. One thing that's helped me while navigating this is documenting EVERYTHING - every phone call, every form submitted, every medical note. I created a simple spreadsheet with dates, who I spoke with, and what they told me. This has been invaluable when different reps give me conflicting information. Also, I wanted to mention that some community health centers offer financial counseling services for free. Mine helped me create a bare-bones budget for the gap period and connected me with a local nonprofit that helps with utility bills. It's not income replacement, but every little bit helps when you're trying to stretch whatever savings you have. The system really does seem designed to make you give up rather than get help. But reading everyone's experiences here gives me hope that there might be a path forward. Keep advocating for yourself - you deserve support during your recovery!

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