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For anyone who can't get through to Washington ESD by phone to ask about taxes, Claimyr has been a lifesaver for me. Got connected to an agent in under 10 minutes last week when I had questions about my claim.
Bottom line - unemployment is taxable federally but not in Washington state since we don't have state income tax. Set up the 10% withholding to avoid a surprise at tax time. Simple as that.
The bottom line is that unemployment insurance in Washington is there to help you through a tough time, not to replace your job permanently. Use it as intended - as temporary support while you find your next opportunity. The weekly benefit amount varies but it's calculated fairly based on your work history.
btw if anyone else is reading this thread later - make sure you file your claim as soon as possible after becoming unemployed. there's no benefit to waiting and you might miss out on money you're entitled to
One last thing to consider - if you have any appeals or ongoing issues with your LTD carrier, make sure that's resolved before applying for unemployment. You don't want conflicting claims about your ability to work.
For anyone reading this later, I also recommend checking with your state's vocational rehabilitation services. They often have programs that can help bridge the gap between disability and employment, and they understand the unemployment system well.
One last thing - dont forget to report any severance pay or vacation payout from your old job. That can affect when your benefits start so be upfront about it.
This thread has been super helpful! I was putting off applying because it seemed so complicated but now I feel like I actually understand what I need to do. Thanks everyone!
Zainab Omar
Thanks for asking this question OP, I was wondering the same thing but didn't want to look stupid asking about payment timing.
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Zoe Stavros
•No such thing as a stupid question when it comes to unemployment! Better to know for sure.
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StarSeeker
•Agreed, these details aren't always clear on the Washington ESD website
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Connor Murphy
One last thing - keep screenshots of your weekly claim confirmations. If there's ever a payment dispute, having that proof can save you a lot of hassle with Washington ESD.
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Zoe Stavros
•Smart thinking! I'll start doing that from now on. Digital paper trail is always good.
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Fatima Al-Qasimi
•Excellent advice. Documentation is key when dealing with any government agency.
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