Thanks for posting this question! I've been wondering about the same thing with a potential settlement from a workplace accident (not workers comp related). Good to know these types of settlements generally don't affect unemployment benefits.

I went through something similar last year with a personal injury settlement from a slip and fall. Washington ESD didn't reduce my benefits at all since it wasn't work-related income. The key is being upfront about it when you file your weekly claim. I reported it under "other income" with a brief explanation that it was a personal injury settlement unrelated to employment. They reviewed it for about 10 days and then confirmed it wouldn't affect my benefits. Just make sure you keep all your settlement paperwork in case they ask for documentation later. The transparency really helps avoid any issues down the road.

This is such a helpful thread! I'm bookmarking this for future reference. One thing I'd add for anyone still struggling - if you're using Safari on Mac, try switching to Chrome or Firefox. Safari has some weird compatibility issues with the ESD site that cause similar login loops. Also, make sure your browser is updated to the latest version. I spent hours troubleshooting only to find out my Chrome was like 6 months out of date and that was causing the redirects to fail. The whole SAW integration is honestly a mess, but at least there are workarounds!

Just wanted to add another potential fix that worked for me when I had the same issue last year - if you're still getting stuck in loops even after following all the great advice here, try logging into SAW from an incognito/private browser window. Sometimes cached session data from previous login attempts can interfere with the authentication process. Also, I noticed that if you have multiple Washington state services linked to your SAW account (like licensing, voting registration, etc.), it can sometimes cause conflicts. In my case, I had to temporarily remove my business license service from SAW, add the unemployment insurance service, complete the setup, and then re-add the business license later. It's a pain but it worked when nothing else did!

One more thing - if you're getting other benefits like workers comp or disability, it can affect your unemployment eligibility. They don't want you 'double dipping' even if the situations are different.

One thing I haven't seen mentioned yet is that they can also deny you if you're receiving severance pay or other separation payments. Washington ESD considers this as wages for the period it covers, which can delay when your benefits start or affect your weekly benefit amount. If you got a severance package, make sure to report it accurately when you file - they'll find out anyway when they verify your wages with your employer. Better to be upfront about it than have them discover it later and potentially hit you with an overpayment.

MAKE SURE you keep doing your job search activities even while waiting for everything to update!!! I know someone who thought winning their appeal meant they didn't have to do job search for a while (no idea why they thought that) and they got disqualified all over again for a completely different reason. Don't give ESD any excuse!

I went through something similar last year! The system lag is frustrating but totally normal. One thing I'd add to the great advice already given - if you haven't already, I'd recommend requesting a copy of the written appeal decision for your records. Sometimes it takes a few weeks to arrive by mail, but having that official document can be really helpful if any questions come up later about your eligibility. You can usually request it by calling the appeals office directly (they're easier to reach than the main ESD line). Congrats on winning your appeal!

Exactly! Just make sure you're still meeting all the job search requirements while you're doing it.

This thread has been super informative! I'm in a similar boat - got offered some consulting work but was terrified to take it because of my unemployment benefits. Now I understand that signing the W9 is just paperwork, and the key is accurate reporting once I actually start working. The distinction between reporting when work is performed vs when paid for 1099 work is crucial - I had no idea about that difference. Going to bookmark this thread for reference when I start my freelance gig!