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One more tip - if you're doing regular 1099 work, consider setting up a simple spreadsheet to track your hours and earnings each week. Makes the weekly claim filing much easier.
I use a simple notes app on my phone to track daily hours and then transfer to my weekly claim. Whatever system you use, just be consistent.
This whole thread has been incredibly helpful! As someone who's been hesitant to take on any freelance work while on unemployment, I now feel like I have a much better understanding of how to handle the reporting properly. The key takeaways seem to be: report ALL income in the week you do the work (not when paid), keep detailed records, and understand the partial benefit calculation. Thanks everyone for sharing your experiences!
Just to add another perspective - I've been doing freelance graphic design while on unemployment and one thing that really helped me was calling Washington ESD during off-peak hours (like Tuesday mornings around 8 AM). I was able to get through and confirm exactly how to report project-based 1099 work where the hours aren't as clear-cut as traditional employment. The agent told me to estimate hours based on industry standards for the type of work I'm doing. Also, make sure you understand that if you have a really good week with 1099 income, it might make sense to spread the work across multiple weeks if possible to maximize your combined unemployment + freelance income. The partial benefit system really does help if you plan it right.
Do they deduct 100% of ur freelance earnings from ur benefits? The whole system is so unfair to freelancers!!
They don't deduct 100% of your earnings. ESD has an earnings deduction chart. The first $5 of earnings has no impact, and after that they deduct approximately 75% of your earnings from your benefit. So if you earn $100 in a week, roughly $71.25 would be deducted from your benefit payment. You can find the exact calculation on the ESD website under "Earnings Deduction Chart.
Just wanted to add that you should also keep copies of all your invoices and contracts for these freelance projects. ESD may ask for documentation during their periodic reviews, and having everything organized will save you a lot of headaches. I learned this the hard way when they requested records going back 6 months and I had to scramble to find everything. Also, if you're using any business expenses (software, equipment, etc.) for your freelance work, keep those receipts too - you might be able to deduct them when you file taxes, which could help offset some of the reduced unemployment benefits.
Just wanted to add my voice to say hang in there. I know it's scary but you're not alone in this situation. Keep reaching out for help and don't give up on finding something better.
I went through this exact situation about 18 months ago and it was terrifying at first. After my 26 weeks ended, I had to get creative - I started doing gig work (DoorDash, Instacart) to cover immediate expenses while continuing my job search. It's not steady income but it helped bridge the gap. I also applied for emergency rental assistance through my county and got help with utilities through LIHEAP. The key is to apply for multiple forms of assistance at once rather than waiting for one to be approved or denied. It took me about 2 months after benefits ended to find permanent work, but the combination of gig work and assistance programs kept me afloat. Don't be too proud to ask for help - that's what these safety nets are for.
This isnt at all related to your question but make sure you do your 3 job search activities every single week!!! i missed one week and my claim got messed up and took like a month to fix
I went through this exact situation when I was laid off from my tech job in 2023. The key thing to remember is that ESD cares about when you EARNED the money, not when you received it. Your sick pay was earned during your employment period, so even though the check arrived during your claim week, you don't report it for that week. I was paranoid about getting it wrong too, so I kept detailed records of everything - copies of my final paystub, the layoff notice, and I even took screenshots of my bank deposits with dates. When I filed my first weekly claim, I reported $0 for income since I hadn't worked any hours that week, and I never had any issues with ESD about it. The one thing I'd suggest is keeping that final paystub handy in case ESD ever asks for documentation later. But based on everything I experienced and what the handbook says, you're good to report $0 for that claim week.
This is really helpful! I'm definitely going to keep detailed records like you suggested. It sounds like everyone is pretty much in agreement that I shouldn't report the sick pay since I didn't actually work during that claim week. The documentation tip is smart - I'll make sure to keep copies of everything just in case ESD has questions later. Thanks for sharing your experience!
Ryan Kim
As someone who just joined this community after my own recent layoff, I want to say how incredibly helpful this entire thread has been! Logan, thank you so much for sharing your experience and following up with the resolution - that kind of transparency is exactly what people in our situation need. I'm planning to file my claim this weekend and will definitely be using the 8am calling strategy if I run into any issues. It's reassuring to know that even when mistakes happen, ESD can usually fix them relatively quickly once you get through to the right person. The collective wisdom in this thread is amazing - from the detailed explanations about subsequent vs. initial claims, to the practical tips about WorkSource offices and callback features. This is exactly the kind of supportive community that makes dealing with unemployment bureaucracy a little less overwhelming. For anyone else who might be hesitant about filing or worried about making mistakes - this thread is proof that there are solutions and people willing to help. Thanks to everyone who contributed their knowledge and experience here!
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Jessica Nolan
•Welcome to the community, Ryan! I completely agree - this thread has been incredibly valuable for all of us navigating the unemployment system for the first time. It's amazing how Logan's initial question sparked such a comprehensive discussion with so many helpful insights. As someone who's also new here and preparing to file, I'm taking notes on all the advice shared - especially about being extra careful with those application questions and having a backup plan (like WorkSource offices) if phone lines are busy. The community really does make this whole process feel less daunting. Best of luck with your claim this weekend! Hopefully we'll both have smooth experiences, but it's comforting to know this supportive group is here if we need guidance along the way.
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Keisha Thompson
As a newcomer to this community, I'm really grateful to have found this thread! I was just laid off from my restaurant job yesterday and was feeling pretty overwhelmed about filing for unemployment for the first time. Reading through Logan's experience and seeing how supportive everyone has been is incredibly reassuring. The detailed explanations about subsequent vs. initial claims, the practical tips about calling early, and all the follow-up advice about avoiding common mistakes - this is exactly what someone in my position needs to feel more confident about the process. It's clear this community really understands what people are going through during such a stressful time. I'm planning to file my claim early next week and will definitely keep all this advice in mind. Thanks to everyone who shared their knowledge and experiences here - it makes such a difference knowing there are people willing to help navigate this complicated system!
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