Will selling my home affect pending SSDI application after strokes? Timeline concerns

For SSDI (Social Security Disability Insurance), selling a home won't affect eligibility or payment amounts. SSDI is based on your work credits and medical condition, not assets. Now, if she was applying for SSI (Supplemental Security Income), that would be different since SSI has strict asset limits. Regarding timeline - unfortunately, the initial determination typically takes 3-6 months, but with the backlog post-pandemic, I've seen many cases take 7-8 months. If denied (which happens to about 65% of initial applications), the reconsideration and hearing stages can extend the process by 1-2+ years.

my mom sold her house last year while waiting for ssdi and it was fine. ssdi doesnt care about your money or assets at all. ssi is the one with the $2000 limit. but the wait times are crazy now! took my mom almost 9 months just to get the first decision and she still got denied even with 3 heart attacks! now were in appeals and its been another 7 months already

Waa she already approved and on SSDI or just waiting? If she ALREADY gets SSDI then selling is fine but if she's on SSI she can only have $2,000 in the bank! My cousin lost his benefits for 6 months when he sold his trailer!

Selling a home won't impact SSDI eligibility or payment amounts at all. However, your sister should be aware that if she has a long wait and eventually needs to apply for SSI as well (common if SSDI benefits would be very low), then having $115K in assets would initially prevent SSI eligibility until those funds are spent down below the $2,000 limit. Regarding the timeline - the current national average for initial decisions is 6.1 months, but it varies tremendously by state and specific DDS office handling the claim. Some states like California are averaging 8-9 months for initial determinations. If your sister is struggling to get updates on her claim status, I'd recommend checking out Claimyr (claimyr.com). They helped me get through to an actual SSA representative after weeks of trying. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. Saved me hours of redial frustration.

Strokes at 57?? That's young! Did the doctors find out why? My husband had his at 55 and they discovered a heart condition that caused it. Make sure all her medical records are completely submitted to SSA! We had to keep sending more and more documentation.

The SSA disability determination system is RIDICULOUS!! I waited FOURTEEN MONTHS for my initial decision and that was BEFORE the pandemic backlog! They denied me despite my doctor saying I was completely disabled, then took another 8 months for reconsideration (denied again) and then 13 more months waiting for a hearing!!! The whole system is designed to make people give up. Tell your sister to DOCUMENT EVERYTHING and get a lawyer NOW, don't wait for a denial.

To specifically address the timeline question - there are a few factors that might speed up your sister's case: 1. Age (57) is in her favor - SSA's grid rules make it easier to qualify as you get older 2. Strokes with documented neurological impairments are considered severe impairments 3. If her condition qualifies for Compassionate Allowance or Quick Disability Determination programs Some ways to potentially speed things up: - Contact her local Congressional representative's office (they can make inquiry calls that sometimes expedite cases) - Request a dire need designation if she's facing financial crisis (potential homelessness, inability to get medicine) - Make sure all medical records are promptly submitted - Check status regularly through the SSA portal or by phone

One important thing to consider if your sister does sell her home - she should carefully document how the funds are used. While SSDI doesn't have asset limits, if her claim takes a very long time and she eventually needs to apply for SSI, she'll need to explain any large withdrawals or transfers from the home sale proceeds. Keeping clear records now will save tremendous headaches later. This is especially important if she gives any money to family members, as SSA could potentially view that as a transfer of resources to qualify for benefits (for SSI purposes).

I had 2 strokes and it took 10 months to get approved but I was 62 so maybe that's different? Is she getting any kind of help while waiting? My church helped me with bills and food banks were my lifesaver!!

After calling literally 47 TIMES over 3 days trying to get an update on my disability review, I finally used Claimyr (claimyr.com) and got through in under an hour. If your sister needs to actually speak to someone at SSA about her case status, it's worth checking out. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU Also - make sure she checks her online mySocialSecurity account DAILY! Sometimes they'll request additional info and only give a short window to respond, and the mailed notices often arrive AFTER the deadline!