Social Security COLA adjustment and lump sum payments - anyone received theirs yet?

The COLA adjustments started rolling out this month, but they're being processed in batches based on your birthday. If your birthday is early in the month, you should have it already. Later birthdays will see the adjusted amounts in the next payment cycle. As for the lump sum, that's typically processed separately and can take an additional 2-3 weeks after your first adjusted payment. You should receive a letter explaining the calculations, but sometimes the money arrives before the letter does.

got mine last week!!! no letter first, just showed up in my checking. the lump sum was a separate deposit a day later. check your bank account not the SSA website, mine still shows old amount too even tho i already got paid

I've been calling the SSA for THREE DAYS trying to find out about my adjustment. Can't get through to anyone!!! Always get the "we're experiencing high call volume" message and then they HANG UP ON ME. This happens EVERY YEAR with these adjustments. Why can't they just send everyone a letter BEFORE the changes happen so we know what to expect?? I'm on a fixed income and need to know EXACTLY when this money is coming!!!

According to the official SSA schedule, COLA adjustments for 2025 are being implemented as follows: - Direct deposits reflect the new amount on your regular payment date in January - Lump sum payments for any retroactive adjustments are processed within 4 weeks of your first adjusted payment - Notification letters are mailed approximately 15 days before your payment date If you receive SSI, you should have already received both the adjustment and letter in late December. For standard Social Security benefits (retirement, survivors, disability), it depends on your birthday and payment schedule. If your birthday falls between the 1st-10th: Payments on 2nd Wednesday 11th-20th: Payments on 3rd Wednesday 21st-31st: Payments on 4th Wednesday If you started receiving benefits before May 1997, you're paid on the 3rd of the month regardless of birthday.

My sister got her increase last week but I haven't gotten mine yet. We both get survivors benefits. Why would hers come first? Is this normal or should I be worried something's wrong with my account?

Does anyone know if the COLA adjustment affects the earnings limit for those of us still working while collecting SS? I'm 64 and still work part-time, wondering if that $22,320 yearly limit also went up with the COLA increase.

i just checked my bank account again and realized they did NOT apply my medicare part B correctly!!! they took out $209 instead of $174 that i was paying before! anyone else have this problem? now i need to call them too uggggh

Update: Just received my letter in the mail today explaining the COLA adjustment! It says my first increased payment will be on the 4th Wednesday of this month, and the lump sum for retroactive adjustments will come within 10 business days after that. Going to mark my calendar and stop worrying. Thanks everyone for the helpful info!

Just wanted to share my experience for anyone still waiting - I'm also on the 4th Wednesday payment schedule and haven't received mine yet, but after reading all these responses I'm feeling much more confident about the timeline. It's really helpful to see that the SSA website doesn't update right away and that the money often shows up before any letters. I've been checking my bank account obsessively but now I know to just wait for my regular payment date. Thanks to everyone who shared their experiences and especially to those who provided the official schedule breakdown - this community is so valuable for getting real information when the official channels are hard to reach!