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TillyCombatwarrior

Can I get Social Security disability for spinal osteoarthritis at 47 after 31 years of work?

After working and paying into Social Security for 31 years, I'm facing a difficult situation. I was diagnosed with spinal osteoarthritis at 47 and experience constant lower back pain daily. Currently I'm the caregiver for my children's father who's terminally ill. Once he passes away, I'm extremely concerned that I won't be able to continue working due to my pain getting worse. I also have a 10-year-old son with special needs who I need to support. My son already receives some benefits, but I'm wondering if I would qualify for SSDI with my condition? How severe does osteoarthritis need to be for disability approval? I'm still working now but honestly don't think I can manage much longer with this pain. Any advice about what benefits I might qualify for and how to apply would be really appreciated.

I'm sorry you're dealing with this difficult situation. Yes, you can potentially qualify for SSDI with spinal osteoarthritis, but it depends on severity and documentation. The SSA evaluates back conditions under their musculoskeletal listings. You'll need strong medical evidence showing your condition prevents substantial gainful activity (SGA). Since you've worked 31 years, you likely have enough work credits. Make sure you have: - Medical imaging (MRIs, X-rays) showing spinal damage - Documentation of treatments tried and failed - Physician notes about functional limitations - Records showing progression of your condition Start gathering these records now, even while still working. The approval process can take months or years with appeals.

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Thank you so much for this information. Do you know if I need to stop working completely before applying? And what's considered "substantial gainful activity"? I'm trying to work as long as possible but some days I can barely move.

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my aunt got disability for back problems but it took her THREE TRIES and like 2 years!!! everyone gets denied the first time its how the system works they just automatically say no. get a lawyer right away dont waste time.

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While it's common to be denied initially, it's not automatic - some claims are approved at the first stage. But you're right that approval rates increase significantly with representation. For 2024-2025, the success rate at hearings with representation is around 60% versus about 30% without.

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I've been through this exact situation with my spine. Here's what you need to know: 1. You don't have to stop working completely to apply, but you can't earn above the SGA limit ($1,550/month in 2025) if you want to be approved. They look at your ability to do ANY full-time work, not just your current job. 2. The SSA Blue Book listing for spinal disorders (1.15) requires evidence of nerve root compression, spinal arachnoiditis, or lumbar spinal stenosis. If your osteoarthritis causes these complications, document it carefully. 3. Start the application process NOW while still working, but be strategic about reducing hours to stay under SGA if possible. 4. Request your medical records yourself - don't rely on SSA to get complete records. 5. Keep a daily pain journal documenting how your condition limits activities. I applied at 49 with degenerative disc disease and was approved after 14 months and one appeal.

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This is incredibly helpful, thank you! I didn't know about the specific Blue Book listing. I'm pretty sure I have some nerve compression based on what my doctor said. Did you use a lawyer for your appeal? And did you have to attend a hearing?

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THEY WILL DENY YOU!!!!! Social Security is DESIGNED to reject disabled people!!! I have 3 herniated discs and they denied me FOUR TIMES saying I could do "sedentary work" even though I can't sit for more than 20 minutes without excruciating pain!!! The system is BROKEN and they don't care about us. They just want us to DIE before they have to pay!!!!!

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Ev Luca

That's rough, sorry you went through that. The system definitely has problems but some people do get approved. My cousin got SSDI for back issues last year. Maybe try again with more documentation?

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As others mentioned, the SSDI approval process for back conditions can be challenging but certainly possible. A few important points to consider: 1. With 31 years of work history, you're likely "insured" for SSDI purposes. You need 40 credits total with 20 earned in the last 10 years (if you're 47). 2. You may qualify under either the specific listing for spinal disorders (1.15) OR through a medical-vocational allowance if your condition doesn't precisely meet the listing but still prevents working. 3. The SSA will evaluate your "residual functional capacity" (RFC) - what you can still do despite your limitations. This is crucial for back pain cases. 4. Consider the Compassionate Allowance program if your condition is rapidly deteriorating. 5. Age can be a factor - at 47, you're approaching the "advanced age" category (50+) where vocational rules become somewhat more favorable. I'd recommend consulting with a disability attorney who specializes in SSDI claims. Many offer free consultations and only charge if you win your case (typically 25% of backpay, capped at $7,200).

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Thank you for the detailed information. I didn't know about the RFC evaluation or that age could be a factor. Is there a way to find reputable disability attorneys in my area? And should I wait until I can't work at all before starting this process?

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have u tried calling the social security office directly? i tried for weeks and NEVER got through!!! always busy signal or disconnected!

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I had the same problem trying to reach them about my disability application. Finally used this service called Claimyr (claimyr.com) that got me through to an actual person at SSA in under 20 minutes. They basically call for you and hold your place in line. Check out their demo video: https://youtu.be/Z-BRbJw3puU Worth it to get actual answers about your specific situation instead of general advice. The agent I spoke with explained exactly what medical evidence I needed for my back condition claim.

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One thing to consider - since you have a special needs child, there could potentially be additional benefits to consider beyond just SSDI for yourself. Depending on your child's condition and your household income, they might qualify for additional SSI benefits. Also, if you're approved for SSDI, your child might be eligible for auxiliary benefits as a dependent of a disabled worker. This is separate from any benefits they already receive. Make sure to ask about ALL possible benefit programs when you apply.

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Ev Luca

This! My sister got disability and her son got extra money each month. Think it was like 50% of her benefit amount or something? Definitely worth asking about.

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Everyone saying "document everything" is right!!! I got denied for my back problems cuz my doctor didnt write SPECIFIC things in my medical records about EXACTLY how limited I was. Like they need to write "patient cannot stand for more than 15 minutes" or "patient cannot lift more than 5 lbs" not just "patient has severe back pain." BE VERY CLEAR with your doctors and make sure they document EVERYTHING in detail!!!

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This makes so much sense. I'll make sure to be more specific with my doctor about how this affects my day-to-day activities. At my last appointment I was probably too vague about the pain.

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Since you mentioned caring for your children's father - I want to add that caregiving responsibilities won't impact your SSDI eligibility (unlike SSI which is needs-based). SSDI is based solely on your work history and medical condition. Also, think carefully about timing. If you apply while still working above SGA levels ($1,550/month in 2025), you'll likely be denied automatically. However, there's a 5-month waiting period after onset of disability before SSDI benefits begin paying. This creates a difficult financial gap for many applicants. Some people gradually reduce hours if possible while building their medical case. Others use short-term disability through their employer (if available) during the application process. There's no perfect solution, but planning this transition carefully is important.

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Thank you for this advice about timing. I wasn't aware of the 5-month waiting period. That's going to be really tough financially. My employer doesn't offer short-term disability, so I'll need to figure out how to navigate that gap.

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Ev Luca

have you tried physical therapy? my cousin had really bad back problems and PT helped a lot. might be worth trying before giving up on working completely?

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Yes, I've been doing PT for about 8 months now. It helps manage the pain somewhat but hasn't improved the underlying condition. My doctor says the osteoarthritis is progressive and will likely get worse over time. I'm trying to work as long as I can but some days the pain is unbearable.

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I wanted to address what happens during the SSDI application process specifically for spinal osteoarthritis: 1. After applying (online, by phone, or in person), SSA will review your work history to verify you're insured for SSDI. 2. Your case goes to your state's Disability Determination Services (DDS) where a medical consultant and examiner evaluate your medical evidence. 3. For osteoarthritis claims, they'll likely request detailed imaging and may send you for a consultative exam (CE) with their doctor. 4. They'll assess whether your condition meets Listing 1.15 OR if your limitations prevent all types of substantial work. 5. For back conditions, they look specifically at your ability to: sit/stand/walk for periods of time, lift/carry objects, bend/stoop/crouch, and maintain concentration despite pain. The approval rate for musculoskeletal conditions at the initial application stage is only about 35%, but increases to nearly 60% at the hearing level. Having a longitudinal medical history (consistent treatment over time) significantly improves your chances.

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This is accurate. When I applied for SSDI for my degenerative disc disease, the consultative exam was very brief - less than 15 minutes. The doctor barely examined me. Make sure your own treating physician's records are extremely detailed since the CE doctors often don't document limitations thoroughly.

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my friend with back problems got denied and she said her mistake was she was TOO HONEST in her application! She said she could grocery shop (with breaks) and they used that against her. Be careful what you say you can still do!!!!

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This is a common misunderstanding. You should always be truthful in your application, but be precise about limitations. For example, instead of just saying "I can grocery shop," specify "I can only shop for 15 minutes before needing to rest due to pain, require assistance with carrying bags, and need to rest for several hours afterward." Accuracy is key - both what you can AND cannot do.

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