Benefits exhausted with TWC - any other financial assistance programs in Texas?
Just got the dreaded message that my TWC benefits are totally exhausted. No more extensions available according to the lady I finally reached after calling for 3 days straight. I've been applying to jobs like crazy (seriously, 7-8 applications per week, not just the required 3) but the job market in my area is brutal right now. My savings are almost gone and I'm starting to panic about next month's rent. Does anyone know if Texas offers any other financial assistance programs I could apply for? Or any resources for people who've maxed out unemployment benefits? I've never been in this situation before and honestly don't know where to turn. Would appreciate any advice from folks who've navigated this nightmare before.
22 comments
LunarEclipse
You should apply for SNAP benefits asap if you haven't already! That at least helps with food costs. Go to YourTexasBenefits.com and fill out the application. They'll usually process it within a couple weeks. Also check with your county for rental assistance programs - some still have COVID funds that haven't been distributed.
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Connor O'Neill
•Thank you! I hadn't thought about SNAP. Will definitely check that out tonight. Have you heard if the rental assistance programs are hard to qualify for? My county website is so confusing.
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Yara Khalil
Been their buddy, it SUCKS. The system is designed to kick us when were down tbh. Try calling 211, they can connect you with local charities and stuff sometimes. Churches sometimes help with bills to.
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Keisha Brown
•211 is definitely the right place to start. They can connect you with utility assistance programs, food pantries, and emergency rent help. I had to use them last year and they connected me with a local nonprofit that paid my electric bill for two months while I got back on my feet.
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Paolo Esposito
OMG I'M IN THE EXACT SAME BOAT!!! Exhausted my benefits last week and literally cried for two days. This system is BROKEN. I've been applying everywhere but it's either minimum wage jobs that won't cover my bills or positions requiring 5+ years experience I don't have. WHY doesn't Texas have better safety nets??!! Other states seem to take care of their people better.
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Amina Toure
•I hear ya. Texas isn't exactly known for generous social programs. Have you tried contacting your state rep's office? Sometimes they can point you toward resources that aren't well advertised. Worth a shot at least.
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Oliver Weber
When your TWC benefits exhaust, here are some options to consider in Texas: 1. SNAP benefits (food assistance) - apply at YourTexasBenefits.com 2. TANF (Temporary Assistance for Needy Families) - also through YourTexasBenefits.com 3. CEAP (Comprehensive Energy Assistance Program) - helps with utilities 4. Local rental assistance programs through your county or city 5. Texas Health and Human Services offers various emergency programs 6. Workforce Solutions offices can help with job retraining and placement The income requirements vary by program, but most are designed for exactly this situation - when unemployment runs out but you haven't secured new employment yet.
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Connor O'Neill
•Thank you so much for this comprehensive list! I hadn't heard of TANF or CEAP before. Will definitely look into these. Really appreciate the detailed information.
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FireflyDreams
Have you considered gig work while looking for something permanent? Door Dash, Instacart, etc. can at least bring in something while you're job hunting. Not ideal but better than nothing when benefits run out.
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Connor O'Neill
•I've thought about it, but my car is pretty unreliable right now (part of why I'm stressed about finances). I'm looking into some online customer service gigs though that I might be able to do from home.
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Amina Toure
When my benefits ran out last year I was in a similar panic. If you're still having trouble reaching TWC about any questions on transitioning to other assistance programs, I found this service called Claimyr that helped me actually get through to a human at TWC. It cost some money but honestly saved me days of frustration. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh TWC agents can actually tell you about some other programs you might qualify for even after benefits exhaust. The agent I spoke with pointed me to training opportunities through Workforce Solutions that eventually helped me change fields.
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Yara Khalil
•U have to pay money to talk to TWC?? That seems wrong. They should pick up their own dang phones!!!
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Amina Toure
•I know, it's frustrating. But after spending literally 3 weeks trying to get through on my own, I was desperate. The agent I finally spoke with helped me find a free training program that led to my current job, so it was worth it for me.
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LunarEclipse
Also check if your county has an Emergency Assistance program! Harris County has one, Dallas too. They can sometimes help with a one-time payment for rent or utilities when you're in crisis. The income limits are higher than you might expect.
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Connor O'Neill
•I'm in Travis County - will definitely check if they have something similar. Thanks for the tip!
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Natasha Kuznetsova
this happened to me last month i went to catholic charities and they helped with my rent for one month gave me time to figure stuff out
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Connor O'Neill
•That's good to know. Was the process complicated? I'm not Catholic - does that matter?
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Natasha Kuznetsova
•nope they help anyone just bring ID and proof of hardship like the twc letter saying benefits ended they were nice
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Keisha Brown
One resource many people overlook is the Texas Workforce Commission's training programs. Even after your UI benefits exhaust, you may still qualify for their training assistance programs like WIOA (Workforce Innovation and Opportunity Act). These programs can provide funding for training in high-demand fields, sometimes including living stipends while you train. I'd recommend visiting your local Workforce Solutions office ASAP and asking about the WIOA program and other training opportunities. They can do an assessment to see what you qualify for. Some fields like healthcare, IT, and commercial driving are always looking for workers and have accelerated training programs.
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Connor O'Neill
•This is incredibly helpful - I had no idea TWC offered training funding separate from unemployment benefits. I've been thinking about getting some IT certifications. Will definitely check out WIOA. Thank you!
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Paolo Esposito
Has anyone here dealt with the Community Action Agencies in Texas? I saw them mentioned online but don't know if they're legit or what they actually provide. Getting so many dead ends trying to find help!
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Oliver Weber
•Community Action Agencies are absolutely legitimate and funded through government grants. Each county has one, and they specifically help with needs like utility assistance, weatherization to lower bills, and sometimes rental assistance. They also often serve as access points for other programs. Definitely worth contacting - they're designed exactly for situations where people have exhausted other resources.
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