NY unemployment rep refused to help with Key Bank card status when I called - had to argue to get assistance
Just wanted to vent about a frustrating experience with NY unemployment yesterday. I needed to check if my KeyBank debit card had shipped, but couldn't get through on the main line. So I used the 'change address' option (which worked for me before) to speak with someone. The rep 'Lisa' immediately got annoyed and refused to help me because my question wasn't related to changing my address! She kept insisting I hang up and call the regular number again. I explained that there's no specific menu option for my card issue and that we both know I wouldn't be able to get through again on the main line. We went back and forth like children arguing! I stood my ground and told her it wasn't right to make me hang up when she knows how impossible it is to reach someone. After this ridiculous back-and-forth, she finally gave in and checked on my card status. Has anyone else had reps refuse to help with your question if you didn't select the 'correct' menu option? Just a heads up - don't let them push you around when you finally get through to someone!
21 comments


Sofia Rodriguez
same exact thing happened to me last week!!! the guy i talked to was super rude when i called about my payment being late but i used the 'report fraud' option. he lectured me for like 5 minutes about how i'm 'abusing the system' by selecting the wrong option. like excuse me for trying to find out where my MONEY is after calling the regular number 50+ times with no answer!!!
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NightOwl42
•Ugh, it's so frustrating! They act like we're doing something terrible when we're just desperate to get help after trying the 'right way' for days. Did he eventually help you with your payment issue?
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Dmitry Ivanov
I understand your frustration, but there's actually a reason for this policy. The phone system routes calls to specific departments based on the option you select. When you choose 'change address,' you're connected to staff who primarily handle address changes and may not have training or system access for KeyBank card inquiries. That said, good customer service means trying to help or transfer you appropriately rather than making you call back. For KeyBank debit card issues specifically, you should select the payment method option in the menu or call the KeyBank unemployment card services line directly at 1-866-295-2955.
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Sofia Rodriguez
•yeah we all KNOW theres different departments, the point is NO ONE ANSWERS when u call the right department!! what are we supposed to do?? i tried calling the 'right way' for TWO WEEKS
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Dmitry Ivanov
•You're absolutely right that the wait times are unacceptable. I wasn't trying to dismiss that very real problem. I just wanted to explain why some representatives respond that way - many literally can't help with certain issues due to system access limitations. The whole phone system needs a complete overhaul.
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Ava Thompson
This is unfortunately common with NY unemployment's phone system. The problem is that their call volume is still overwhelming their capacity, so people find workarounds. Here's what I recommend: 1. For KeyBank card issues specifically, call KeyBank directly at 1-866-295-2955 rather than NYSDOL 2. Try calling NYSDOL right when they open at 8:00 AM 3. If you need to speak to a representative urgently and can't get through using normal methods, there's a service called Claimyr that can help you bypass the phone queue. I used it last month when my account was locked and it worked really well. They have a demo video at https://youtu.be/Rdqa1gKtxuE and their website is claimyr.com 4. Document everything - get the representative's name, ID number if possible, and write down the date/time The system is frustrating, but representatives should still be professional regardless of which option you selected.
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NightOwl42
•Thanks for the detailed advice! I didn't know about KeyBank's direct line - that would've saved me so much time. I'll try that first next time. And I'll check out that Claimyr service if I get desperate again. Is it complicated to use?
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Ava Thompson
•Not complicated at all! You just enter your phone number on their website, and they call you back when they've secured a spot with an agent. Saved me hours of frustration. The KeyBank direct line is definitely the way to go for card issues though.
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Miguel Herrera
tbh its a numbers game... some reps are cool and will help u no matter what option u choose, others are by-the-book and wont budge. i always just hang up and try again if i get a strict one. eventually u get someone helpful
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NightOwl42
•That's what I usually do, but I was so frustrated yesterday after trying for hours! Plus she knew I'd have to start all over. You're right though - some reps are amazing and go above and beyond.
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Zainab Ali
As someone who worked in a call center (not for unemployment), I can explain what's happening here. Each department has different performance metrics they're measured on. When you use the address change option, you're potentially making that department's call times and resolution metrics look bad because they're handling non-address issues. The rep was probably worried about getting penalized for spending too long on a call that should've gone elsewhere. That said, they SHOULD be helping you or transferring you appropriately, not telling you to hang up and call again. That's just lazy customer service and shows they don't value your time.
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Sofia Rodriguez
•i get that but then FIX THE SYSTEM so people can actually get through when they call the right number!!! not our fault their phone system sucks
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Zainab Ali
•100% agree with you. The system is broken, not the people trying to navigate it. They need more staff, better phone systems, and proper training. Until they fix those fundamental issues, people will keep finding workarounds out of necessity.
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Connor Murphy
I had this EXACT problem trying to get my NY unemployment KeyBank card replaced when it was lost last month. Couldn't get through on the main line for DAYS. Finally called the employer contribution line and pretended I was an employer with a "quick question" and then explained my situation. The lady was actually super nice and transferred me directly to someone who could help with my card. Sometimes you just have to be creative with these systems when they're designed to fail us. BTW has anyone else noticed that the KeyBank cards are taking FOREVER to arrive in 2025? Mine took 3.5 weeks!
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NightOwl42
•That's a good tip about the employer line! And yes, my original card took almost 4 weeks to arrive which is why I was trying to check on the status. It's ridiculous how long they take!
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Connor Murphy
•Yeah the shipping delays are insane right now! If you're still waiting, make sure you also set up direct deposit in your NYSDOL account as backup. That way if your next payment comes before your card, it'll go straight to your bank account instead of sitting on a card you can't access yet.
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Yara Nassar
I think everyone's missing the real problem here - the entire NY unemployment system is DELIBERATELY DESIGNED to be impossible to navigate. They WANT people to give up so they don't have to pay benefits. It's been this way for years, and they have no incentive to fix it because frustrated people eventually stop trying. It's not a broken system - it's working exactly as intended.
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Dmitry Ivanov
•While I understand the frustration, there's no evidence the system is deliberately designed to fail. Most problems stem from outdated technology infrastructure and understaffing rather than malicious intent. The 2025 budget actually includes significant funding to modernize these systems, though implementation will take time.
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Yara Nassar
•Ha! They've been promising to "modernize" for YEARS. Remember the "improved" system they rolled out in 2023? Made things even WORSE! And notice how all these "technical difficulties" always seem to prevent people from getting money, never from filing their weekly certifications? Funny how that works...
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NightOwl42
Thanks everyone for your responses and suggestions! After all this hassle, my card finally arrived today - almost 3 weeks after I was approved. For anyone else dealing with KeyBank card issues, I'm going to try their direct line next time like @profile1 suggested. And I've set up direct deposit as a backup like @profile4 recommended. This whole system is so frustrating, but at least we can help each other navigate it!
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Miguel Herrera
•glad u got ur card finally!! the direct deposit is def the way to go, i switched to that and never looked back
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