How to fill out unemployment application correctly when you're self-employed in NYS
I've been freelancing as a graphic designer for the past two years and my business basically dried up after losing my biggest client last month. I know self-employed people can get unemployment now but I'm completely lost on how to fill out the NYS Department of Labor application. Do I put my business name as my employer? What about wages when my income was all 1099? I made around $45,000 last year but it was inconsistent month to month. Has anyone been through this process who can walk me through the tricky parts of the application?
12 comments


Nathaniel Mikhaylov
Yes, self-employed individuals can file for regular UI benefits in New York! For the employer section, you'll put your business name (or your own name if you operated as a sole proprietorship). For wages, use your net self-employment income from your tax returns. The key is having proper documentation - your Schedule C from your tax return, 1099s from clients, and business records. Make sure you have at least 18 months of work history and meet the earnings requirements.
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Melody Miles
•Thank you! So I use my Schedule C net income, not the gross amounts on my 1099s? And do I need to upload all my 1099s or just the tax return?
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Eva St. Cyr
i went through this last year when my consulting work dried up. the application is confusing but doable. main thing is be consistent with what you put on your taxes. i put my LLC name as employer and used my net earnings from schedule C
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Kristian Bishop
•How long did it take for your claim to get approved? I'm worried they'll question everything since self-employed claims seem more complicated.
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Kaitlyn Otto
The NYS Department of Labor has specific guidance for self-employed filers. You'll need to provide your Social Security number, business information, and earnings documentation. For the work search requirement, you can include looking for both employment and new clients/contracts. Keep detailed records of your job search activities including networking events, client outreach, and applications to companies. The system will calculate your benefit amount based on your reported net self-employment income.
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Axel Far
•Wait, so I can count looking for new freelance clients as part of my job search? That's actually helpful since that's what I'm doing anyway.
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Jasmine Hernandez
Ugh the whole system is set up for traditional employees. I had so many issues getting through to someone at NYS Department of Labor when my self-employed claim got stuck in adjudication for weeks. They kept asking for more documentation even though I submitted everything correctly. Finally used claimyr.com to actually reach a real person who could explain what they needed. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me weeks of frustration trying to get through on the phone.
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Luis Johnson
•How much does that service cost? I'm already not making money so I don't want to spend more if I don't have to.
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Jasmine Hernandez
•It's way cheaper than losing weeks of benefits while your claim sits in limbo. The peace of mind of actually talking to someone who can help is worth it.
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Axel Far
Just make sure you keep really good records of everything. I learned that the hard way when they audited my claim six months later and wanted to see all my business expenses and client contracts.
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Lourdes Fox
I went through this exact situation about 8 months ago when my freelance writing business took a hit. For the application, I used my business name as the employer since I operated as an LLC. The most important thing is consistency - whatever you put on your Schedule C for net earnings, use that same figure. Don't overthink the wage section, just break down your annual net income into weekly amounts. One tip: when they ask about "reason for unemployment," I put "lack of work/clients" rather than trying to explain the whole business situation. The system understood that better. Also, be prepared for them to ask for your business license or EIN documentation if you have one. Good luck!
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Wesley Hallow
•This is really helpful! Quick question about the weekly amount calculation - do I just divide my annual net income by 52 weeks, or is there a different way NYS wants me to break it down? I'm worried about getting the math wrong and having issues later.
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