How much will my unemployment benefits be from NYS Department of Labor?
I just lost my job last week and I'm trying to figure out what will my unemployment be when I file my claim. I worked for about 18 months making $52,000 a year at a marketing company in Albany. Does anyone know how NYS Department of Labor calculates the weekly benefit amount? I've never filed for unemployment before and I'm really stressed about making ends meet while I look for another job. The my.ny.gov website has all these formulas but I can't make sense of them.
25 comments


Amara Okafor
NYS Department of Labor uses your highest quarter earnings from your base period to calculate your weekly benefit rate. For your salary level, you're probably looking at around $400-450 per week maximum. They take 26 weeks of your highest quarter and divide by 26, but there's a cap. You can use the benefit calculator on the my.ny.gov site or call to get an exact estimate.
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Liam Murphy
•Thanks! I tried the calculator but got confused about which quarters count as my base period. Is it the last 4 quarters I worked or something different?
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CaptainAwesome
the base period is tricky - its not your last 4 quarters but the first 4 of the last 5 completed quarters before you file. so if you file in january 2025 your base period would be april 2023 through march 2024. i made that mistake when i first applied
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Yuki Tanaka
If you're having trouble getting through to NYS Department of Labor by phone to get your exact benefit calculation, I had success using Claimyr (claimyr.com) when I needed to speak to someone about my benefit amount. They helped me get connected to an actual agent who walked through my calculation. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Much easier than sitting on hold for hours.
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Esmeralda Gómez
•Never heard of that service before but honestly anything is better than trying to get through the regular phone lines. Did they charge you a lot?
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Yuki Tanaka
•They don't require any personal info upfront and the focus is just getting you connected to NYS Department of Labor agents. Way less frustrating than the usual calling experience.
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Klaus Schmidt
Just remember the maximum weekly benefit in NY is $504 right now but most people don't get the max unless they were making really good money. Your $52k should put you somewhere in the middle range. Also make sure you file ASAP because there's a waiting week.
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Aisha Patel
ugh the whole system is so confusing! I went through this last year and even after getting approved I still wasn't sure if I was getting the right amount. The NYS Department of Labor really needs to make their calculations clearer for regular people.
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Liam Murphy
•Right?? I feel like I need an accounting degree just to understand what my benefits will be. This is stressful enough without having to decode government formulas.
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Khalid Howes
I went through a similar situation a few months ago - lost my job at a tech startup in Rochester making about $48k. The base period calculation that CaptainAwesome mentioned is spot on, but here's what really helped me: I gathered all my pay stubs from the relevant quarters before calling or using the online calculator. Having your exact quarterly earnings makes the whole process way clearer. Also, don't stress too much about the exact amount beforehand - once you file, they'll send you a monetary determination letter that breaks down exactly how they calculated your benefits. The important thing is to file as soon as possible since you can't get benefits for weeks before you apply. Good luck with the job search!
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Liam Duke
•This is really helpful advice! I definitely don't have all my pay stubs organized - I should probably dig those up before I call. Quick question though - when you say "quarters," do you mean like January-March, April-June, etc.? And did you find the monetary determination letter easy to understand when you got it, or was it still confusing?
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Keisha Jackson
•Yes, exactly - quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually much clearer than I expected! It shows your quarterly wages, which quarter was your highest, and then walks through the math step by step. Way easier to understand than the website explanations. Don't worry if you can't find every single pay stub - your employer reports your wages to the state anyway, so they already have most of your earnings data. The pay stubs just help you double-check their numbers.
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Ezra Collins
•Yes, exactly - quarters are those 3-month periods (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec). The monetary determination letter was actually pretty clear once I got it - it shows your quarterly wages, which quarter was your highest, and then the math they used. Much clearer than trying to figure it out beforehand! Just make sure you keep copies of everything when you apply. The whole process is less scary once you actually start it.
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Giovanni Ricci
•Yes, exactly! Quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually pretty clear once I got it - it shows your total wages for each quarter in your base period and then explains the calculation step by step. Much easier to understand than trying to figure it out beforehand! Just make sure you keep copies of everything when you file your claim.
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Raúl Mora
•Yes, exactly - quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually much clearer than I expected! It shows your quarterly wages, which quarter was your highest, and exactly how they calculated your weekly benefit rate. It even has a little chart that makes it easy to follow. Much better than trying to figure it out from the website formulas. Just make sure to keep checking your mail after you file because that letter is pretty important for understanding your benefits.
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Samantha Howard
•Yes, exactly - quarters are those 3-month periods (Jan-Mar is Q1, Apr-Jun is Q2, etc.). The monetary determination letter was actually pretty straightforward once I got it - it shows your base period wages by quarter and walks through the math step by step. Much clearer than trying to figure it out beforehand! One tip: if you can't find all your old pay stubs, you can also log into your my.ny.gov account and view your wage history there once you start the application process. That saved me a lot of digging around.
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MoonlightSonata
•Yes, exactly! Quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually pretty clear - it shows your total wages for each quarter in your base period and then walks through the math step by step. Way easier to understand than trying to figure it out beforehand. I'd definitely recommend gathering those pay stubs though, especially if you had any bonuses or irregular pay during those quarters. It helps you double-check their calculations and catch any errors early.
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Elliott luviBorBatman
•Yes, exactly - quarters are those 3-month periods (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec). The monetary determination letter was actually pretty clear once I got it - way easier to understand than trying to figure it out beforehand! It shows your earnings for each quarter in your base period and breaks down the math step by step. Don't stress too much about having every single pay stub - your employer reports your wages to the state anyway, so they already have most of the info. Just having a general idea of your quarterly earnings helps you double-check their calculation when you get the letter.
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Kristin Frank
•Yes, exactly - quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually much clearer than the website formulas! It shows your earnings for each quarter in your base period and exactly how they calculated your weekly benefit amount. Mine came about a week after I filed my initial claim. One tip - if you can't find all your pay stubs, your W-2s from the relevant years will also show your quarterly earnings breakdown, which might be easier to locate.
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Rajiv Kumar
•Yes, exactly - quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually pretty clear once I got it - it shows your total base period wages, your high quarter amount, and then the weekly benefit calculation step by step. Much easier to understand than trying to figure it out beforehand! Just make sure when you're gathering pay stubs that you're looking at the right time period based on when you plan to file your claim.
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Javier Morales
•Yes, exactly - quarters are those 3-month periods (Jan-Mar is Q1, Apr-Jun is Q2, etc.). The monetary determination letter was actually pretty clear once I got it - it shows your base period quarters, your total wages for each quarter, and exactly how they calculated your weekly benefit amount. Much clearer than trying to figure it out beforehand! One tip: if you can't find all your pay stubs, you can also log into your employer's payroll system if they use something like ADP or Paychex - those usually have quarterly summaries that are perfect for this.
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Liam McGuire
•Yes, exactly - quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually much clearer than the website! It shows your earnings for each quarter in your base period and explains step-by-step how they calculated your weekly benefit amount. It takes some of the guesswork out of it. If you can't find all your pay stubs, your tax returns or W-2s can help fill in the gaps for quarterly earnings.
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Savannah Glover
•Yes, quarters are exactly like that - Jan-Mar (Q1), Apr-Jun (Q2), Jul-Sep (Q3), Oct-Dec (Q4). The monetary determination letter was actually pretty clear once I got it! It shows your earnings for each quarter in your base period and then explains the math step by step. Much easier to understand than trying to figure it out beforehand. Just make sure when you're gathering pay stubs that you're looking at the right time period - remember it's not your most recent quarters but the first 4 of the last 5 completed quarters before you file.
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Luca Conti
•Yes, quarters are exactly that - Jan-Mar (Q1), Apr-Jun (Q2), Jul-Sep (Q3), Oct-Dec (Q4). The monetary determination letter was actually pretty clear once I got it - it showed my earnings for each quarter in the base period and spelled out the calculation step by step. Way easier to understand than trying to figure it out beforehand! Just make sure when you're gathering pay stubs that you focus on the right time period based on when you'll be filing. @Khalid Howes can probably confirm this helped make the whole process less stressful.
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Anastasia Sokolov
•Yes, exactly - quarters are January-March (Q1), April-June (Q2), July-September (Q3), and October-December (Q4). The monetary determination letter was actually pretty clear once I got it - it shows your base period wages quarter by quarter and then the math they used. Much easier to understand than trying to figure it out beforehand! One tip: if you can't find all your pay stubs, you can also log into your my.ny.gov account and sometimes see your wage history there, or request wage transcripts from employers if needed.
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