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Mia Green

Why is FileYourTaxes.com charging for my Federal Return now? Used to be free!

I'm so confused and kinda upset tbh. I've used FileYourTaxes.com for the past few years and they've always let me file my federal return for FREE. I only had to pay for state filing which was fine with me. But I just logged in to start my 2024 taxes and now they're trying to charge me for both?? I definitely qualify for free filing (my income isn't that high lol) but it's still showing a fee at checkout. Did something change this year? Has anyone else run into this problem with FileYourTaxes.com? I really don't want to start over with another service since all my info is already there from previous years. Maybe I'm missing something obvious?

This happens every year with various tax filing services. There are a few things that might be happening here: First, make sure you're accessing FileYourTaxes.com through the IRS Free File portal (https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free). If you go directly to the company's website, you might not be accessing their truly free version. The tax prep companies often have two versions - a commercial one with fees and the actual Free File version they provide through the IRS partnership. Second, check if you still qualify for their specific Free File program. Each company has different income limits and eligibility requirements that can change year to year. For 2025 filing season, some companies lowered their income thresholds. Third, did you add any forms or schedules that might have triggered an upgrade? Even one form outside their free tier can bump you to a paid version.

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But I thought the new Direct File program from the IRS was supposed to fix all this confusion? Is that available everywhere now? I remember seeing something about it being expanded for this tax season.

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The IRS Direct File program has expanded for the 2025 filing season but it's still not available in all states. It's a good option if you have a simple tax situation and live in one of the participating states. The program handles basic W-2 income, standard deduction, and some tax credits like the Earned Income Tax Credit. However, it doesn't support all tax situations yet, so depending on your specific needs, you might still need to use a commercial tax prep service. If your return involves self-employment income, itemized deductions, or certain other tax situations, Direct File might not work for you at this point.

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I had the same issue last year and discovered that these tax sites are really sneaky. I started using taxr.ai (https://taxr.ai) and it literally saved me so much confusion. I uploaded my tax documents and it told me exactly which forms I needed and which free filing options I actually qualified for. Before I found it, I was going in circles between different tax sites and kept hitting surprise fees at the end. It's super frustrating when you spend an hour entering all your info just to get hit with unexpected charges! With taxr.ai, it analyzed my documents first and told me which service would actually be free for my situation before I wasted time on the wrong one.

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Does it actually file your taxes for you or just tell you where to file? Because if I have to re-enter everything anyway I'm not sure how helpful that would be.

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I'm a bit skeptical about using yet another service. How does it make money if it's helping you find free filing options? Are they selling your data or something?

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It doesn't file your taxes directly - it analyzes your documents first to tell you which service will actually be free for your specific situation, saving you from starting with the wrong service and wasting time. This way you only have to enter your information once at the right service. They don't sell your data - they're actually pretty transparent about their privacy policy. They make money by partnering with some of the tax services but they show you ALL your free options regardless of partnerships. They saved me from paying $89 that TurboTax tried to charge me when I qualified for completely free filing.

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Ok so I tried taxr.ai after posting my skeptical comment above and I have to admit it was actually super helpful. I uploaded my W-2 and a 1099 I got from a side gig, and it immediately showed me that I qualified for free filing through FreeTaxUSA even though FileYourTaxes was going to charge me $44! The analysis explained that my 1099 income was triggering the fee at FileYourTaxes but FreeTaxUSA includes that in their free tier. Took me like 2 minutes to figure this out instead of the hours I spent last year trying different services and getting hit with surprise fees at the checkout page. Just wanted to follow up since I was wrong to be so skeptical!

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If you're having trouble getting actual help from FileYourTaxes support, you might want to try Claimyr (https://claimyr.com). I was going CRAZY trying to reach a human at one of these tax services last year when they messed up my filing status. I was on hold for literally 2+ hours and kept getting disconnected. Someone recommended Claimyr and it was night and day difference. You can see how it works here: https://youtu.be/_kiP6q8DX5c but basically they get you through to a real person at the IRS or these tax services without the insane wait times. I got my issue with incorrect charges resolved in like 20 minutes instead of spending days getting nowhere.

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Wait is this for real? How does that even work? I thought everyone had to suffer through those same hold times.

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Sounds too good to be true tbh. The IRS is infamous for their hold times. I've literally put my phone on speaker and done an entire workout while waiting. I can't imagine any service actually fixing that fundamental problem.

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It's totally legit - they use technology that navigates the phone trees and waits on hold for you. When they reach a real person, your phone rings and you're connected directly. It's not magic, just smart technology that does the waiting for you. They can't create more IRS agents, but they make it so you don't have to sit there listening to the hold music. I was super skeptical too but after waiting 3+ hours on my own with no success, I was desperate enough to try. Got connected to a real person at the IRS in about 40 minutes (while I was doing other things).

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Ok I have to eat my words. After commenting yesterday I decided to try Claimyr to deal with this refund issue I've had pending for MONTHS. I figured it wouldn't work but whatever, I was desperate. I'm literally shocked. They got me through to someone at the IRS this morning after I'd been trying unsuccessfully for weeks. The agent I talked to was able to see that there was a typo in my direct deposit info which is why my refund was stuck in limbo. Problem fixed in one 15-minute call after MONTHS of frustration. Totally worth it just for the time saved not listening to that awful hold music. Never thought I'd be this excited about a phone call with the IRS lol.

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Have you tried contacting their customer service? Sometimes they have promotions that don't get properly applied. Last year I had to chat with a rep who manually added a free filing code to my account because the system wasn't recognizing my eligibility.

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Mia Green

Author

Thanks for the suggestion! I tried contacting their customer service through the chat function but waited 45 mins with no response. I ended up calling their number and it went to voicemail saying they're experiencing "higher than normal call volume" 🙄 I'm going to try again tomorrow morning when maybe they're less busy. I just don't want to start all over with another site since I've already entered everything. It's so frustrating when they advertise free filing but then try to charge you at the last minute!

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That's so frustrating! Try early morning like 8-9am Eastern time when they first open. That's when I've had the best luck getting through. Also, take screenshots of any "free filing" promotions they advertised to you, so you can reference them. One other thing - sometimes if you just leave your cart sitting there incomplete for a day or two, they'll email you a discount code to entice you to complete your filing. Might be worth trying if nothing else works!

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Has anyone tried the new IRS Direct File program? I heard it's completely free regardless of income and doesn't have any of these hidden fee issues.

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I used it this year and it was pretty straightforward! But it only works if you have a simple return. If you have any investments, self-employment income, or need to itemize deductions, you can't use it. Also, it's still limited to certain states though they expanded the program this year.

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Thanks for the info! I'll look into whether my state is included. My taxes are pretty simple - just a W-2 and student loan interest, so maybe I'll qualify. Anything to avoid these surprise fees from the commercial sites!

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I work as a tax preparer and see this confusion every year. The key thing to understand is that many tax companies have multiple tiers of service, and it's easy to accidentally get bumped into a paid tier without realizing it. Here's what I'd recommend: First, completely log out of FileYourTaxes.com and go directly through the IRS Free File portal at irs.gov/freefile. Don't use any bookmarks or go directly to their site. The Free File version is often completely separate from their commercial product. Second, double-check what forms or schedules you're including this year. Did you have any cryptocurrency transactions, gig work income, or new deductions? Even something as simple as claiming educator expenses can sometimes trigger an upgrade to their paid version. If you still can't get free filing through FileYourTaxes, don't feel locked in just because your previous years' data is there. Most tax software can import prior year returns or you can manually enter the key info pretty quickly. FreeTaxUSA, TaxAct, and several others have genuinely free federal filing for most situations. The most important thing is don't pay for something you should be getting for free just out of convenience!

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This is really helpful advice from someone who actually works in the field! I had no idea that the Free File version could be completely separate from their regular website. That explains so much about why I keep running into these fee surprises. Quick question - when you say "import prior year returns," how does that usually work? Do I need to download something from FileYourTaxes first, or can the new software just pull it automatically? I'm worried about losing all my previous tax history if I switch services.

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Great question! Most tax software can import your prior year return if you have a PDF copy of it. You'd typically download your 2023 return from FileYourTaxes (usually available in your account under "Documents" or "Tax Documents") and then upload it to the new software. Some services like FreeTaxUSA and TaxAct have import wizards that can read the PDF and pull in your personal info, prior year AGI, and other key details automatically. You won't lose your tax history - you just won't have it all in one convenient dashboard anymore. Pro tip: Even if the import doesn't work perfectly, you really only need a few key pieces from last year - your AGI, bank account info for direct deposit, and any carryover items like capital loss carryforwards. Most people overestimate how much prior year data they actually need to re-enter. The peace of mind of knowing you're actually getting free filing (instead of surprise fees) is usually worth the small hassle of switching!

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Great question! Most tax software can import your prior year return in a few different ways. The easiest is usually downloading a PDF copy of last year's return from FileYourTaxes (most services let you access previous years for free even if you switch). Then the new software can often extract the key info automatically. Some services like FreeTaxUSA and TaxAct also have import tools that can pull data directly if you have your previous year's AGI and filing info handy. Don't worry about losing your tax history - the IRS keeps records of everything anyway, and you can always download copies of past returns from your old service. The import process usually takes 10-15 minutes and saves you from re-entering basic info like dependents, address changes, etc. Much easier than starting completely from scratch! Just make sure to double-check the imported info for accuracy before filing.

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Good question! Most tax software can import your prior year return if you have the PDF file saved on your computer. You'll usually find an "Import Prior Year" option when you start a new return. If you don't have the PDF saved, you can typically download it from your FileYourTaxes account before you switch services. However, don't worry too much about losing tax history - the IRS keeps records of all your filed returns, and you can always request transcripts directly from them if needed. For most people, you really only need the previous year's return to get started with new software. The key info (like your AGI from last year for identity verification) is easy to find and enter manually if the import doesn't work perfectly. Your tax history isn't actually stored in the software anyway - it's all filed with the IRS. The convenience of having it in one platform is nice, but it's not worth paying unnecessary fees for!

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Great question! Most tax software can import your prior year return in a few different ways. The easiest is usually downloading a PDF copy of last year's return from FileYourTaxes (you should be able to access this in your account under "prior year returns" or similar). Then when you start with a new service, look for an "import" or "transfer" option during setup. You can either upload the PDF or manually enter key info from last year like your AGI (Adjusted Gross Income) which the IRS uses to verify your identity. Don't worry about losing tax history - you're not actually losing anything since you can always log back into FileYourTaxes to view old returns if needed. The new software just needs a few key numbers from last year to get you started and verify your identity with the IRS. Most people are surprised how quick the switch actually is once you get past the initial hesitation. Usually takes 10-15 minutes to get set up with your basic info in a new service.

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Most tax software can import your prior year return in a few different ways. Some services let you upload a PDF copy of last year's return, while others can import directly from the major tax prep companies if you provide your login credentials (though I'd be cautious about sharing logins). The easiest method is usually downloading a PDF copy of your 2023 return from FileYourTaxes.com before you cancel or switch. Most services can read the key information from that PDF - things like your AGI, filing status, dependents, etc. You won't lose your tax history since the IRS keeps records of everything anyway. Don't worry too much about losing access to old returns either. You can always request transcripts directly from the IRS if you need them for loans, financial aid, or other purposes. The convenience of having everything in one place isn't worth paying unnecessary fees!

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Great question! Most tax software can import your prior year return if you have the PDF or tax file saved. You usually don't need to download anything special from FileYourTaxes - just look for your 2023 tax return PDF in your email or downloads folder. When you start with a new service, there's typically an "Import Prior Year" option during setup. If you can't find the file, don't worry too much about losing tax history. The key info you actually need year-to-year (like your AGI from last year for identity verification) is right on your 2023 tax return. Most of your basic info like W-2 data changes every year anyway, so you're not really losing much by starting fresh. The tax software companies make it seem like you're locked in, but honestly, switching takes maybe an extra 10-15 minutes to re-enter your basic info. Much better than paying unnecessary fees! Plus, your actual tax returns are always available through the IRS if you ever need them for loans, etc.

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Great question! Most tax software can import your prior year return in a couple of ways. The easiest is usually downloading a PDF copy of last year's return from FileYourTaxes (most services let you access past returns for free even if you switch). The new software can often read the PDF and pull in key info like your AGI, withholdings, and basic demographic info. Some services also let you manually enter just your prior year AGI and a few other key numbers, which is usually enough for most people. You're not really "losing" your tax history by switching - the IRS has all your filed returns anyway, and you can always access old returns from FileYourTaxes if needed later. The import process usually takes 5-10 minutes max, so don't let that keep you stuck paying unnecessary fees! Your peace of mind and saving money is worth a few extra minutes of data entry.

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Most tax software can import your prior year return through a PDF upload or by connecting to the IRS database if you have your previous year's AGI (Adjusted Gross Income). You don't need to download anything special from FileYourTaxes - just have your 2023 tax return handy (either the PDF or paper copy). When you start with a new service, they'll typically ask for your prior year AGI and either let you upload your return PDF or manually enter key info like your filing status, dependents, and major income/deduction amounts. It usually takes 10-15 minutes to get the basics transferred over. Your tax history from previous years doesn't disappear - the IRS keeps all your filed returns on record. The convenience of having it pre-populated in FileYourTaxes isn't worth paying extra fees if you can get the same service for free elsewhere. Plus, manually reviewing your info when switching can help you catch any errors that might have been carried forward year after year. I'd definitely recommend trying the IRS Free File portal first before switching services entirely though!

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