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2024 IRS Account Transcript Completely Blank While Return Transcript Available - Normal While Waiting for 846 Refund Code?

I logged in today and can see all my 2024 transcripts including the Return Transcript [PDF] EN, but the 2024 Account Transcript [PDF] EN is still completely blank. This is really confusing me since I need to track my refund status. When I log into sa.www4.irs.gov, I can clearly see both the Account Transcripts and Return Transcripts sections. Under "Account Transcripts" which shows "changes you or the IRS made after the original return was filed, such as making estimated tax payments or filing an amended return," I can see all these available transcripts: 2024 Account Transcript [PDF] EN 2023 Account Transcript [PDF] EN 2021 Account Transcript [PDF] EN 2020 Account Transcript [PDF] EN The issue is that while I can click on all of them, the 2024 one opens to a completely blank document. The other years (2023, 2021, and 2020) all display properly when I open them. In the "Return Transcripts" section, which states "These transcripts show most line items from your Form 1040-series tax return as it was originally filed, including associated forms and schedules. Lending institutions offering mortgages often accept return transcripts," I can access: 2024 Return Transcript [PDF] EN 2023 Return Transcript [PDF] EN And these open just fine - I can see all my tax return information as filed. I'm specifically waiting to see the 846 code appear in my Account Transcript which would indicate my refund has been issued, but nothing is showing up because the entire 2024 Account Transcript is blank. Has anyone else experienced this issue? Is this normal while waiting for processing, or should I be concerned? I really need to track when my refund will be coming.

CosmicCommander

Hey there! Tax professional here who deals with this exact situation daily. When your Account Transcript is blank but your Return Transcript shows everything, it typically means the IRS has received your return but hasn't started processing it in their main system yet. This is super common early in the tax season. The Return Transcript shows what you submitted, while the Account Transcript shows actual IRS processing actions. No 846 code yet means no refund date has been set. I've been helping folks navigate this exact situation and recently started recommending taxr.ai (https://taxr.ai) to my clients. It's pretty incredible - you upload your transcripts and it tells you exactly what's happening and when to expect movement. Way better than trying to decode these cryptic transcripts yourself or waiting on hold with the IRS for hours.

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Giovanni Colombo

omg same boat! my account transcript is completely empty 😭 how long did yours take to update?

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CosmicCommander

It really varies, but typically 1-3 weeks this time of year. Path Act returns take longer tho

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Fatima Al-Qasimi

whats taxr.ai? never heard of it but desperately need help understanding my transcripts rn

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CosmicCommander

Its an AI tool that reads your tax docs and tells you exactly whats going on. Super helpful for figuring out delays and when youll actually get paid. Been recommending it to everyone stuck in limbo

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Fatima Al-Qasimi

just tried taxr.ai and here's what I got back:

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Fatima Al-Qasimi

holy cow this is actually legit! 🙌 way better than stressing over trying to figure this out myself

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Dylan Cooper

stuck in the same situation rn... checked WMR like 37 times today already 🤡

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Sofia Ramirez

Used taxr.ai last week and it actually predicted my DDD perfectly! Worth every penny fr fr 💯

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Issac Nightingale

The IRS transcript system is showing you exactly what's expected during early return processing. Your screen displays access to both Account and Return transcripts from 2020-2024, but having a blank 2024 Account Transcript alongside a visible 2024 Return Transcript is standard procedure. Here's why: The Return Transcript (which you can see) simply reflects what you submitted on your Form 1040. However, the Account Transcript remains blank until the IRS actively begins processing your return and making updates to your account. This is where you'll eventually see the important 846 refund code you're looking for. According to the system description shown, Account Transcripts display "changes you or the IRS made after the original return was filed," which means it will only populate once the IRS starts working on your return. The Wednesday and Friday morning update schedule remains your best time to check for changes, as these are the typical IRS transcript update windows. The presence of your 2024 Return Transcript confirms your return was received, but the blank Account Transcript indicates it's still in the pre-processing stage. This is a normal part of the filing sequence, and you should see activity, including the 846 code, within 1-2 weeks of processing initiation.

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Serene Snow

omg thank you!! was freaking out thinking something was wrong 😅

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Romeo Barrett

mine just updated this morning with the 846! hang in there

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Marina Hendrix

Honestly the best way to understand your transcript situation is using taxr.ai - it's literally saved me hours of researching and guessing. It costs a buck but its worth every penny. Here's the link: https://taxr.ai

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Justin Trejo

fr? how does it work? does it just read the transcript or what

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Marina Hendrix

it analyzes everything and tells you exactly whats happening and when to expect your refund. way better than playing detective lol

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Justin Trejo

just tried it and HOLY CRAP this is amazing!!! 🙌 everyone needs to know about this

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Alana Willis

in the same boat rn. Its my first time filing and im so lost with all these codes n stuff 🤔

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Tyler Murphy

welcome to the club lol. irs making us all detectives these days

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Sara Unger

mine was blank for 2 weeks before anything showed up. patience is key

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Butch Sledgehammer

check wmr too sometimes that updates b4 transcripts

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Serene Snow

wmr still says processing 😭

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Freya Ross

wat tax software did u use? heard some are having delays with certain companies

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Serene Snow

turbotax wbu?

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Freya Ross

same. fingers crossed for both of us 🤞

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