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Andre Lefebvre

Why didn't Robinhood provide my stock 1099 form but sent crypto 1099-B?

So I've been trading both stocks and crypto on Robinhood throughout 2023, and tax season's been a total headache. I just received my 1099-B for all my crypto transactions, but strangely nothing for my stock trades. I definitely made multiple buy and sell transactions with stocks last year - probably like 15-20 trades total. What's even more confusing is that I received over $14 in dividends from some of my stocks, which I'm pretty sure requires reporting. Shouldn't Robinhood provide a 1099 form for ALL my trading activity? When I contacted their customer support, all I get is this frustrating automated email saying: "We are unable to manually generate or provide your tax documents sooner than our normal processing time for any remaining documents." I'm getting worried since the filing deadline is approaching. Do I need to just go ahead and report my stock transactions without an official 1099 form? I have access to my transaction history in the app, but I'm not sure if that's enough for the IRS. Has anyone else dealt with this issue?

You should definitely receive a consolidated 1099 from Robinhood that includes both your stock and crypto transactions. They typically issue a combined form (1099-B) that reports all taxable events including stock sales, crypto trades, and dividends. There are a few possible explanations here. First, Robinhood might still be processing your documents - they sometimes release them in batches up until the filing deadline. Second, if your stock activity was minimal (though it sounds like it wasn't), they might not be required to issue a form. However, with multiple trades and dividends over $10, they should definitely provide documentation. While you wait, I recommend downloading your account statements and transaction history from the app. These contain the information you'll need if you have to manually report - purchase dates, costs basis, sale proceeds, etc. Keep thorough records of everything.

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Does Robinhood have different deadlines for different types of 1099s? Like maybe stock forms come later than crypto ones? Also, what's the actual deadline for them to provide these forms to customers?

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Yes, there are different deadlines for different types of tax forms. For most 1099 forms including 1099-B (which covers brokerage transactions), financial institutions must provide them to customers by February 15th. However, crypto reporting has been a bit of a gray area, so some brokers handle those separately and on different timelines. Robinhood specifically tends to release their tax documents in waves, sometimes extending into early March despite the official deadlines. If you haven't received your stock trading 1099 by mid-March, that would be unusual and worth escalating beyond their automated response system.

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Mei Wong

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After dealing with similar frustrations with missing tax docs, I found this incredible tool called taxr.ai (https://taxr.ai) that actually saved me a ton of headaches with my missing Robinhood forms. I was in the exact same position with partial 1099s showing up but missing others. What taxr.ai does is analyze your trading history directly from your account statements and automatically calculate all your gains/losses, categorizing everything properly for tax reporting. I just uploaded my Robinhood monthly statements (which you can download even without the official 1099) and it extracted every transaction with the correct basis. The best part is it works for both stocks and crypto, so it filled the gaps where my broker's documents were incomplete or missing altogether.

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QuantumQuasar

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How accurate is this compared to the official 1099? I'm worried about discrepancies if Robinhood eventually sends the form and the numbers don't match what taxr.ai calculated.

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Liam McGuire

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Does it handle wash sales correctly? That's always been my biggest headache with manual calculations when forms are missing.

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Mei Wong

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In my experience, the calculations were spot-on when I compared to the official 1099s that eventually arrived. The tool pulls directly from your transaction history, using the same data Robinhood would use for their calculations, so there shouldn't be any discrepancies as long as you upload complete statements. Yes, it does handle wash sales correctly, which was a huge relief. It automatically flags transactions that trigger wash sale rules and adjusts the cost basis accordingly. This was actually one area where I found it even more reliable than trying to track everything manually in a spreadsheet, especially when you have multiple trades of the same security within short time periods.

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QuantumQuasar

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Just wanted to update that I took the advice about taxr.ai from earlier in this thread and it actually worked perfectly for my situation! I was also missing stock forms from Robinhood while only having crypto docs. I uploaded my monthly statements from my Robinhood account and within minutes it extracted all my stock transactions, calculated my gains/losses, and even properly categorized my dividends. When Robinhood finally sent my official 1099 three weeks later, the numbers matched almost exactly (off by like $3 due to some rounding differences). This saved me from having to postpone filing or trying to manually calculate everything from my transaction history. Now I know what to do next year if I run into the same issue!

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Amara Eze

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If you're still trying to get through to Robinhood about this, try Claimyr (https://claimyr.com). I was getting nowhere with those automated responses when I had missing tax forms last year. What Claimyr does is get you through to an actual human at Robinhood's support team instead of just receiving those frustrating canned emails. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c - basically it navigates the phone system for you and calls you back when a real person is on the line. I was shocked when I actually got to speak with a support agent who explained the situation with my missing forms and gave me a real timeline instead of that automated "normal processing time" nonsense. For tax document issues specifically, talking to a real person made all the difference in getting clear answers about when to expect my forms.

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How long did it take to actually get someone on the phone with this? I've tried calling Robinhood directly and always end up in voicemail hell.

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This sounds like just another paid service that does what you could do yourself with enough persistence. Why would I pay for something when Robinhood is legally required to provide these forms anyway?

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Amara Eze

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In my experience, I got connected with a Robinhood representative in about 17 minutes, which was shocking considering I had previously spent hours trying to get through on my own. The service handles all the waiting and menu navigation, then calls you once there's an actual human ready to talk. I totally understand the skepticism - I felt the same way initially. You're right that Robinhood is legally obligated to provide these forms, but the reality is that enforcement is minimal and their customer service is deliberately designed to be difficult to access. I wasted nearly two weeks with back-and-forth emails before trying this. Sometimes paying a small fee to save hours of frustration and get actual results is worth it, especially when tax deadlines are looming.

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I have to admit I was completely wrong about Claimyr in my previous comment. After another week of getting nowhere with Robinhood's automated email system, I broke down and tried it. Within 20 minutes I was actually speaking to a real Robinhood customer service person who explained that my stock 1099 was held up because of a corporate action on one of my holdings that required additional processing. They gave me a specific date when it would be available and even flagged my account for priority processing. The representative also explained that I could download my confirmed transactions report from the app and use that in the meantime if I wanted to file before my official 1099 arrived. This was actual useful information instead of the canned responses I'd been getting for weeks. Definitely worth it just to get a straight answer and stop stressing about the missing forms.

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Dylan Wright

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Have you checked your tax documents section in the app recently? I had a similar issue where my crypto 1099 showed up weeks before my stock forms. Robinhood sometimes releases them in batches rather than all at once. Also, if you had any stocks with corporate actions (splits, mergers, etc.), those can delay your forms since they require special handling. Worth checking if any stocks you held went through corporate actions in 2023.

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Sofia Torres

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This happened to me too. My stock 1099 showed up almost 3 weeks after my crypto one. Check the "Tax Documents" section in your account - they don't always notify you when new forms are added.

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Dylan Wright

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You make a good point about checking the actual tax documents section rather than waiting for an email notification. Robinhood's notification system isn't always reliable for tax document releases. I also should have mentioned that sometimes you'll get separate 1099s - maybe a 1099-DIV for your dividends and a 1099-B for your stock sales, rather than having everything consolidated into one form. So the OP might want to check if they received multiple different forms that together cover all their activity.

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I think there's another possibility no one's mentioned - if your total proceeds from stock sales were under $600 for the year, brokers sometimes aren't required to issue a 1099-B. Did you sell much or were these small trades? Also, even without the official form, you're still legally required to report all capital gains/losses. I'd download your transaction history and calculate everything manually if needed. Better that than get a letter from the IRS later!

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This is incorrect information. Brokers are required to report ALL sales of securities on Form 1099-B regardless of the amount. You might be thinking of 1099-MISC or 1099-NEC which have minimum thresholds of $600.

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You're absolutely right, and I appreciate the correction. I was indeed confusing the requirements with those for 1099-MISC forms. Brokers are required to report all sales of securities on Form 1099-B regardless of the dollar amount. This is precisely why the situation with Robinhood not providing the stock 1099 is unusual and worth pursuing further through their customer service.

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Ava Rodriguez

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Just a heads up - last year Robinhood had a lot of issues with their tax documents. I'd recommend checking your spam folder and also logging into the actual website (not just the app). Sometimes the documents appear in different places. If nothing else works and you're approaching the filing deadline, consider filing for an extension using Form 4868. This gives you until October to file, though you still need to pay any estimated taxes by the regular April deadline.

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I had this exact same issue with Robinhood last year! What ended up happening was that my stock 1099-B was delayed because one of my holdings had a stock split that occurred late in December, and they needed extra time to process the adjusted cost basis for all related transactions. Here's what I learned from dealing with this: 1. Robinhood is legally required to provide 1099-B forms for ALL stock sales, regardless of amount, by February 15th (or January 31st if no cost basis reporting is required). 2. Your dividends over $10 should appear on a separate 1099-DIV form, not necessarily combined with your trading activity. 3. Corporate actions like splits, mergers, or spin-offs can significantly delay your forms while they recalculate cost basis. My advice: Log into the desktop version of Robinhood (not just the app) and check the Tax Center section daily. The forms sometimes appear there without email notifications. Also, download your "Tax Documents Summary" PDF if available - it might have preliminary information you can use. If you absolutely need to file before getting the official forms, you can use your detailed transaction history from the app, but make sure to amend your return once you receive the official 1099 if there are any discrepancies. Don't panic about the deadline - this is more common than you'd think with Robinhood!

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