Why didn't Robinhood provide my stock 1099 form but sent crypto 1099-B?

Does Robinhood have different deadlines for different types of 1099s? Like maybe stock forms come later than crypto ones? Also, what's the actual deadline for them to provide these forms to customers?

Yes, there are different deadlines for different types of tax forms. For most 1099 forms including 1099-B (which covers brokerage transactions), financial institutions must provide them to customers by February 15th. However, crypto reporting has been a bit of a gray area, so some brokers handle those separately and on different timelines. Robinhood specifically tends to release their tax documents in waves, sometimes extending into early March despite the official deadlines. If you haven't received your stock trading 1099 by mid-March, that would be unusual and worth escalating beyond their automated response system.

How accurate is this compared to the official 1099? I'm worried about discrepancies if Robinhood eventually sends the form and the numbers don't match what taxr.ai calculated.

Does it handle wash sales correctly? That's always been my biggest headache with manual calculations when forms are missing.

In my experience, the calculations were spot-on when I compared to the official 1099s that eventually arrived. The tool pulls directly from your transaction history, using the same data Robinhood would use for their calculations, so there shouldn't be any discrepancies as long as you upload complete statements. Yes, it does handle wash sales correctly, which was a huge relief. It automatically flags transactions that trigger wash sale rules and adjusts the cost basis accordingly. This was actually one area where I found it even more reliable than trying to track everything manually in a spreadsheet, especially when you have multiple trades of the same security within short time periods.

How long did it take to actually get someone on the phone with this? I've tried calling Robinhood directly and always end up in voicemail hell.

This sounds like just another paid service that does what you could do yourself with enough persistence. Why would I pay for something when Robinhood is legally required to provide these forms anyway?

In my experience, I got connected with a Robinhood representative in about 17 minutes, which was shocking considering I had previously spent hours trying to get through on my own. The service handles all the waiting and menu navigation, then calls you once there's an actual human ready to talk. I totally understand the skepticism - I felt the same way initially. You're right that Robinhood is legally obligated to provide these forms, but the reality is that enforcement is minimal and their customer service is deliberately designed to be difficult to access. I wasted nearly two weeks with back-and-forth emails before trying this. Sometimes paying a small fee to save hours of frustration and get actual results is worth it, especially when tax deadlines are looming.

This happened to me too. My stock 1099 showed up almost 3 weeks after my crypto one. Check the "Tax Documents" section in your account - they don't always notify you when new forms are added.

You make a good point about checking the actual tax documents section rather than waiting for an email notification. Robinhood's notification system isn't always reliable for tax document releases. I also should have mentioned that sometimes you'll get separate 1099s - maybe a 1099-DIV for your dividends and a 1099-B for your stock sales, rather than having everything consolidated into one form. So the OP might want to check if they received multiple different forms that together cover all their activity.

This is incorrect information. Brokers are required to report ALL sales of securities on Form 1099-B regardless of the amount. You might be thinking of 1099-MISC or 1099-NEC which have minimum thresholds of $600.

You're absolutely right, and I appreciate the correction. I was indeed confusing the requirements with those for 1099-MISC forms. Brokers are required to report all sales of securities on Form 1099-B regardless of the dollar amount. This is precisely why the situation with Robinhood not providing the stock 1099 is unusual and worth pursuing further through their customer service.

This is really helpful! I didn't know that stock splits could delay the 1099-B forms. That might explain what's happening in my situation too since I held a few tech stocks that had splits last year. Quick question - when you say "amend your return" if there are discrepancies, is that a complicated process? I'm worried about filing with my transaction history and then having to deal with corrections later if the official form shows different numbers.

Amending your return isn't too complicated, but it's definitely something you want to avoid if possible. You'd need to file Form 1040-X, which basically shows the IRS what you originally reported versus what the correct numbers should be. The main hassle is that amended returns take much longer to process - sometimes 16+ weeks. If you do decide to file early using your transaction history, I'd recommend being extra careful with your calculations. Double-check all your cost basis numbers and make sure you're accounting for any corporate actions correctly. The closer your manual calculations are to what will eventually appear on the official 1099, the less likely you'll need to amend. Another option is to file for an extension using Form 4868 if you're worried about accuracy. This gives you until October to file your return, which should be plenty of time for Robinhood to get their act together with the missing forms.

Amending a tax return isn't too complicated, but it does require filing Form 1040X and can delay any refund you're expecting. The bigger concern is potential penalties if there are significant discrepancies. Here's what I'd recommend: If you're going to file using your transaction history, be extra careful with your calculations. Download your monthly statements and cross-reference every trade to make sure you have the correct purchase dates, sale dates, and proceeds. Pay special attention to any stocks that had corporate actions - those are where discrepancies are most likely to occur. Another option is to file for an extension using Form 4868, which gives you until October 15th to file (though you still need to pay any estimated taxes owed by April 15th). This might be worth considering if you're unsure about your calculations or if Robinhood has indicated your forms will arrive soon. The peace of mind of waiting for the official documents might outweigh the hassle of potentially having to amend later, especially since corporate actions can create complex cost basis adjustments that are difficult to calculate manually.

Amending your return isn't too complicated, but it's definitely something you want to avoid if possible. You'd file Form 1040X, which basically shows the original numbers versus the corrected numbers and calculates any additional tax owed or refund due. The bigger issue is timing - if you file early with your transaction history and then get the official 1099 months later, you might miss some nuances like wash sale adjustments or corporate action basis changes that could affect your tax liability. Plus, if there are discrepancies, the IRS computer systems will flag the mismatch between what you reported and what Robinhood reported. My suggestion would be to use one of the tools mentioned earlier in this thread (like taxr.ai) to double-check your manual calculations against your transaction history. That way you can file with more confidence that your numbers will match the eventual official forms.

Amending a tax return isn't too complicated, but it does require some paperwork. You'd file Form 1040X (Amended U.S. Individual Income Tax Return) to correct any discrepancies between what you initially reported and what the official 1099-B shows. The key is keeping detailed records of what you file initially versus what the official form shows. Most of the time, if you're careful with your transaction history calculations, the differences are minimal - maybe some rounding or slightly different cost basis adjustments. However, I'd recommend trying the other suggestions in this thread first (like contacting Robinhood through Claimyr or using taxr.ai to double-check your calculations) before filing with incomplete information. Filing an amendment isn't difficult, but it can delay any refund and sometimes triggers additional IRS review. If you do need to file before getting the official forms, make sure to attach a statement explaining that you're using preliminary data and will amend if necessary once you receive the complete tax documents.

Filing an amended return (Form 1040X) isn't too complicated, but it does involve some paperwork and can delay any refund you might be expecting. The IRS typically takes 8-12 weeks to process amended returns. That said, if you're careful with your transaction history calculations, discrepancies are usually minimal - maybe a few dollars due to rounding or how Robinhood handles fractional shares. The bigger risk is missing the filing deadline entirely. If you do decide to file with your transaction history, I'd recommend being extra thorough: download all monthly statements, double-check your cost basis calculations (especially for any stocks you bought and sold multiple times), and make sure you're accounting for any wash sale adjustments. Most tax software can help with these calculations if you input the data carefully. You could also consider filing for an extension to buy yourself more time, though you'd still need to estimate and pay any taxes owed by the April deadline.