Why are recommended tax deductions twice my yearly income? Did FreeTaxUSA make a mistake?
I'm really confused about my taxes this year. I'm 19 and this is literally my first time ever filing taxes on my own. I'm using FreeTaxUSA and something seems off. My income for the year was only about $6,450 from my part-time job at the campus bookstore. I'm filing as independent/single. Here's what's confusing me - FreeTaxUSA is recommending I take a standard deduction of $13,850, which is more than TWICE what I actually earned all year! That just doesn't make sense to me. When I look at the other option for itemized deductions, it shows I only have about $202 in possible deductions, but says that's "not recommended" because it's smaller. I'm completely lost on what to do here. Is this normal? How can my deductions be more than double my income? I asked my parents about it but they just told me to "follow what the software says" without explaining anything. I'm worried I'm going to mess something up since this is my first time filing. Should I just go with the standard deduction even though it seems way too high compared to what I made? Or is there something I'm misunderstanding about how deductions work?
18 comments


Ava Kim
The standard deduction is a fixed amount set by the IRS that everyone gets regardless of income! For 2025 tax filing (for 2024 taxes), the standard deduction for a single filer is $13,850. This isn't a mistake - it's actually a benefit for you! Here's how it works: The standard deduction reduces the amount of your income that's subject to taxes. Since your income was around $6,450, and the standard deduction is $13,850, you'll end up with $0 in taxable income (because your deduction is higher than your actual income). This means you likely won't owe any federal income tax! The software is correctly recommending the standard deduction because it's much higher than your itemized deductions would be ($202). Always take the higher deduction - in this case, the standard.
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Ethan Anderson
•Wait I'm confused too actually. If I made like $8,000 and the standard deduction is like $13k something, does that mean I get ALL my withholding back? Like every penny that was taken out of my checks?
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Ava Kim
•Yes, if your total income is less than the standard deduction, you'll likely get back all federal income tax that was withheld from your paychecks. Since your taxable income would be $0 after applying the standard deduction, you wouldn't owe any federal income tax. Keep in mind this only applies to federal income tax though - other withholdings like Social Security and Medicare taxes aren't generally refundable regardless of your income level.
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Layla Mendes
I went through the EXACT same confusion last year lol. I tried making sense of the tax stuff for hours before I discovered taxr.ai (https://taxr.ai) which helped me understand what was happening with my taxes. It analyzed my tax docs and explained that the standard deduction is a set amount for everyone regardless of income - that's why it seemed so high compared to what you made! The software actually gives personalized explanations for confusing stuff like this. It was way more helpful than asking my parents who just told me "that's how it works" without explaining anything. Super helpful for first-time filers especially when the numbers don't seem to make sense at first.
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Lucas Notre-Dame
•Does this taxr thing work with FreeTaxUSA docs? I'm using that too and some of the numbers are confusing me. Also do u have to pay for it?
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Aria Park
•Sounds like an ad to me. No offense but how does some random website know better than the actual tax software? FreeTaxUSA should be explaining this stuff already.
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Layla Mendes
•Yes, it works with FreeTaxUSA docs and pretty much any tax docs you upload! You can take pictures of your W-2 or 1099 forms or upload PDFs of them, and it helps explain the specific entries and what they mean for your situation. The difference is it explains things in plain language, almost like having a tax person sitting with you. FreeTaxUSA is good at calculating but doesn't always explain why things are happening in a way that makes sense to first-time filers.
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Lucas Notre-Dame
Came back to share my experience after trying taxr.ai that someone mentioned earlier. It actually explained everything about my standard deduction situation super clearly! I was confused about the same thing - my income was only like $7,300 but the standard deduction was way higher. The site explained that's totally normal and actually works in my favor because it reduces my taxable income to zero. It even showed me which boxes on my W-2 matter most for my refund. Honestly way more helpful than when I asked my older brother who just said "that's how taxes work" without explaining anything. Made me feel less stupid about being confused in the first place since apparently tons of people don't understand this.
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Noah Ali
If you're struggling with tax questions and need to talk to an actual IRS agent (which I HIGHLY recommend for first-time filers), check out https://claimyr.com. I spent HOURS trying to get through to the IRS last year about a similar deduction question, but their hold times are insane. Claimyr basically waits on hold with the IRS for you and calls you back when an actual human picks up. I was super skeptical until I watched their demo (https://youtu.be/_kiP6q8DX5c) and decided to try it. Got connected to an IRS agent in about an hour instead of waiting all day on hold myself. The agent confirmed everything about the standard deduction being higher than my income and explained that it's totally normal.
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Chloe Boulanger
•How does this even work? Do they have some special connection to the IRS? I've been trying to get through for days about my refund.
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James Martinez
•Yeah right. Sounds like a scam. No way they can get through any faster than regular people. The IRS is impossible to reach for everyone.
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Noah Ali
•They basically have an automated system that calls and navigates the IRS phone tree, then waits on hold so you don't have to. They don't have any special access - they just handle the frustrating waiting part. When an IRS agent finally answers, you get a call connecting you directly to that person. I was skeptical too, but it absolutely works. The IRS isn't impossible to reach - it just takes forever on hold. This service just handles that part for you so you don't have to sit by your phone for hours.
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James Martinez
I take back what I said. I finally broke down and tried Claimyr after wasting another 2 hours on hold with the IRS myself. It actually worked exactly as described. Got a call back about 90 minutes later with an actual IRS agent on the line. The agent confirmed everything about standard deductions - they're fixed amounts that everyone gets regardless of income. Having it be more than your income is actually beneficial because it reduces your taxable income to zero. Saved me hours of frustration and got my question answered by an official source. Hate admitting I was wrong but this was definitely worth it.
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Olivia Harris
Friendly tip from a fellow young taxpayer - the standard deduction is your friend! It's designed to help lower-income folks like us. Since you made less than the standard deduction amount, you'll likely get back all the federal income tax that was withheld from your paychecks. This is exactly how the system is supposed to work. Don't stress about it looking "wrong" - it's actually working in your favor!
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Emma Garcia
•Thank you all so much for explaining! I was so confused about why the number was so high compared to my income. It actually makes me feel better knowing I'm not the only one who's been confused by this. So even though the deduction seems way higher than my income, I should just go with it?
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Olivia Harris
•Absolutely go with the standard deduction! The higher your deduction, the less of your income gets taxed. Since your standard deduction ($13,850) is higher than your income ($6,450), you'll end up with $0 taxable income. This is exactly what you want! The system is designed this way to help people with lower incomes. Think of the standard deduction as the government saying "everyone gets to earn this much before we start taxing you.
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Alexander Zeus
One thing nobody mentioned - make sure you're not marked as a dependent on your parents' taxes if you're filing independently! This matters a lot. If they claim you, you can't claim yourself.
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Alicia Stern
•This is super important! If your parents are claiming you as a dependent on their taxes, you need to check the box that says someone else can claim you as a dependent. It changes things.
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