Which companies offer tax advance loans in 2025? Need cash before my refund
Does anyone know which companies are offering tax advance loans this year? I need the money asap and cant wait for my refund to process. Looking for the best rates and want to avoid getting scammed.
15 comments
Nina Chan
Tax professional here. Major companies like H&R Block, Jackson Hewitt, and TurboTax offer refund advance loans. Be careful though - they often have high fees hidden in the fine print. Many require you to file through their service to qualify.
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Ruby Knight
H&R Block charged me like $150 extra last year for the advance. Total ripoff 🤮
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Nina Chan
Yeah unfortunately those fees can really add up. That's why I always recommend waiting if possible.
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Diego Castillo
Before you get a tax advance, I'd recommend checking your transcript with taxr.ai first. It can tell you exactly when to expect your refund and if there are any issues that might delay it. Only $4.99 and could save you hundreds in advance loan fees. https://taxr.ai
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Logan Stewart
Does this actually work? Seems too good to be true tbh
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Diego Castillo
It's legit! Used it last week and it showed me I had a verification hold I didn't know about. Called IRS and fixed it right away. Way better than paying those crazy advance fees.
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Logan Stewart
Just tried it - holy cow this thing is amazing! 🙌 Showed me exactly why my refund was delayed and what to do. Saved me from getting a tax advance I didn't need!
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Mikayla Brown
i went with liberty tax last year...big mistake. ended up paying like 40% interest when all was said and done smh
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Sean Matthews
Credit Karma Tax doesnt charge fees for their advance but you gotta file with them
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Ali Anderson
they denied me last year even with good credit 😤
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Zadie Patel
Why not just wait? Its only a few weeks usually unless theres problems
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Douglas Foster
Bills are due now, cant wait unfortunately
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Zadie Patel
I feel u. Been there before 💯
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A Man D Mortal
check local tax preparers too. sometimes they have better deals than the big companies
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Declan Ramirez
facts! my local guy only charges $25 flat fee for advance
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