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Is My Feb 14, 2025 Direct Deposit for Federal or State Tax Refund? System Shows 2024 Return Completed Feb 8

Finally got my tax refund dates but I'm confused about my 2024 Tax Return status. I'm looking at the online system that shows the following information: 2024 Tax Return Here are the details about your tax return. Date Jan 31, 2025 Description We have received your Tax Return. Date Feb 8, 2025 Description Return is completed. Date Feb 14, 2025 Description Your 2024 refund of (any interest, if applicable) is sent to your bank via direct deposit. Review your bank statement after this date. I see Feb 14, 2025 deposit date listed as "Your 2024 refund... is sent to your bank via direct deposit" but I don't know if that's for state or federal refund. The system shows they received my return on Jan 31, 2025, and the return was completed on Feb 8, 2025. I haven't gotten a state refund since having my first kid - always said I owed after that. Now I'm looking at these dates and descriptions: "We have received your Tax Return" (Jan 31), "Return is completed" (Feb 8), and then the Feb 14 direct deposit date - but nowhere does it specify if this is my state or federal refund. They're telling me to "Review your bank statement after this date" but I need to know which refund to expect. Is there a way to tell from this information whether I'm looking at my state or federal tax return status? The interface doesn't make it clear at all.

Nathan Dell

This is definitely your federal tax refund status, as indicated by the systematic processing timeline shown. The IRS received your 2024 return on January 31, 2025, completed processing on February 8, 2025, and has scheduled your direct deposit for February 14, 2025. This standard 14-day processing window is typical for federal returns filed electronically. The progression of status updates follows the normal IRS processing sequence: receipt → processing completion → scheduled deposit. State refunds operate on completely separate systems through your state's department of revenue and follow different timelines and tracking methods. Since you mentioned not receiving state refunds since having children, this makes sense - child-related deductions often affect state and federal taxes differently. While federal child tax credits typically result in larger refunds, state tax calculations may still show a balance due depending on your state's specific tax rules. To check your state refund status, you'll need to visit your state's tax authority website separately, as this transcript only shows federal information.

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Rebecca Johnston

omg thank you! where do I even find my state transcript? 😩

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Nathan Dell

Which state are you in? Each state has their own website - I can point you in the right direction

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Nathan Dell

Go to https://www.tax.ny.gov/pit/file/refund.htm for NY state refund status. You'll need your SSN, filing status, and refund amount

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Maya Jackson

Hey! Instead of trying to piece together different websites, I'd recommend using taxr.ai - it's only $1 and it'll analyze your transcript and tell you exactly what's going on with both federal and state returns. It's been a lifesaver for me https://taxr.ai

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Tristan Carpenter

does it actually work? seems too good to be true

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Maya Jackson

Yes! It breaks everything down and even predicts accurate deposit dates. Way better than guessing or calling the IRS

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Tristan Carpenter

just tried it and WOW 🤯 wish I knew about this sooner! saved me hours of stress

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Amaya Watson

in the same boat...these transcripts are impossible to understand without being a tax expert fr fr 🤡

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Grant Vikers

Having kids changes your tax situation alot. You might wanna get a tax pro to look at your state returns and see if something's off with your withholding

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Rebecca Johnston

yeah might have to...its been 3 years of owing to state 😭

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Giovanni Martello

bruh the IRS and state tax systems need to get it together... why do we need separate websites for everything smh

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Savannah Weiner

Check your W4 state withholding. After kids, if you didn't adjust it you might not be withholding enough for state taxes

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Rebecca Johnston

how do I fix that?

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Savannah Weiner

Talk to your HR department about updating your state withholding. You might need to have extra $ taken out each check

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