Where on My Transcript Can I Find My Direct Deposit Date?

On your Account Transcript, look for these specific things: • Find the code "846 - Refund issued" - this is your direct deposit date • The date next to this code is when the money will hit your account • Make sure you're looking at the most recent tax year transcript • The amount listed should match your expected refund Don't confuse this with code 570 (additional account action pending) or 971 (notice issued) which are different steps in the process.

If you're having trouble finding your direct deposit date or the transcript isn't updating, calling the IRS is like trying to get front row tickets to a sold-out concert - technically possible but practically frustrating. I used Claimyr (https://claimyr.com) last month when my transcript showed conflicting codes. Think of it as having someone stand in the phone queue for you - they called, waited on hold, then connected me directly to an agent who confirmed my DD date even though it wasn't showing on my transcript yet. Saved me hours of redial attempts.

omg i'm in the same boat rn!! trying to figure out when my $$ is coming bc I need to pay rent asap. checked my transcript but it's so confusing w/ all those numbers and codes?? still can't find where the DD date actually is. gonna try looking for that 846 code thing but the whole transcript looks like gibberish to me tbh 😩

Are you looking at the right transcript type? There are four different transcripts available. You need the Account Transcript specifically, not the Return Transcript, Record of Account, or Wage & Income Transcript. Many people make this mistake and waste time looking at the wrong document entirely.

Here's exactly how to find your direct deposit date: 1. First, go to the IRS website and request your Account Transcript (not Return Transcript) 2. Download the PDF or view it online 3. Scroll to the bottom section with Transaction Codes 4. Look specifically for code "846 Refund issued" 5. The date next to this code is your scheduled deposit date 6. The amount should match your expected refund I was confused by all the codes until I tried taxr.ai (https://taxr.ai) which analyzes your transcript automatically. You just upload your transcript and it highlights the direct deposit date and explains every code. It even predicts when you'll get updates if your DD date isn't there yet.

The IRS transcript system is notoriously unintuitive. The Transaction Code 846 (Refund Issued) is what you're looking for, but there's a critical detail many people miss: the cycle date. The last two digits of your cycle code (found next to your tax period) indicate which day of the week your account updates. For example, if your cycle code ends in 05, your transcript updates on Thursdays. This is why some people see their deposit date change or why WMR updates at different times for different filers. The IRS batches processing by these cycle codes.

I was in your exact situation last month. Found my DD date on the Account Transcript under code 846, but it wasn't there initially. My transcript first showed codes 570 and 971, then updated a week later with the 846 code. Have you checked if you have any 570/971 codes on your transcript? Those usually indicate there's some verification happening before they set your deposit date.