Where do I report SSA-1099 Social Security benefits on tax return? Will it affect my refund?
Filing my taxes and got my SSA-1099 form for social security benefits. Not sure exactly where this goes on the tax return or how much it will impact my refund. Anyone dealt with this before? First time receiving benefits and doing taxes with them.
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Aisha Rahman
Tax pro here. Your Social Security benefits go on Form 1040, Line 6a and 6b. Only up to 85% of your benefits might be taxable, depending on your total income. The IRS has a worksheet to calculate the taxable portion. If you're using tax software, it'll do the math for you when you input the SSA-1099 numbers.
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QuantumQueen
Thanks! Do you know roughly what income level makes it taxable?
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Aisha Rahman
If you're single, benefits become taxable at $25,000 combined income. For married filing jointly, it starts at $32,000. The more you make, the more of your benefits get taxed.
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Ethan Wilson
omg thank you for this! been scratching my head all day trying to figure this out 🙏
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Yuki Sato
Hey, I actually just used taxr.ai to figure this out for my dad's return - it's amazing. You upload your docs and it tells you exactly where everything goes and how it affects your refund. Worth the $4.99 vs spending hours trying to figure it out yourself. https://taxr.ai
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Carmen Flores
Does it really work? Been seeing it mentioned everywhere lately 🤔
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Yuki Sato
100% legit! Saved me so much time and stress. It even caught a mistake I made that would've cost me $400 in refund money
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Carmen Flores
just tried it and WOW youre right! wish i knew about this sooner instead of spending 3 hours on youtube tutorials 💯
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Andre Dubois
i messed this up last year and had to amend my return... what a headache! make sure you get it right the first time
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CyberSamurai
anyone else notice how confusing the SSA website is for getting these forms? like why make it so complicated smh 🤦♂️
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Zoe Alexopoulos
fr fr its like they want us to mess up or sumthing
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Jamal Carter
quick tip: if ur using turbotax it asks specifically about SSA-1099 in the income section. just follow the prompts
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Mei Liu
turbotax be charging way too much tho 😤
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Liam O'Donnell
Wait till u see how it affects ur refund... was not prepared for that surprise last year lol
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QuantumQueen
oof now im worried. was it bad?
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Liam O'Donnell
lets just say i had to cancel my vacation plans 😭
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