What to do if tax preparer filed Form 5695 for me when I don't even own a house?
So I'm freaking out a bit. I just got my tax documents back from my preparer and noticed they included Form 5695 (Residential Energy Credits) on my return. The problem? I don't own a house! I rent an apartment and have never owned any property. There's a credit of like $3,200 claimed for "energy efficient improvements" that I definitely didn't make since, you know, I DON'T HAVE A HOUSE. I paid this preparer $350 and they clearly didn't even ask me basic questions about my living situation. I'm worried this is going to trigger an audit or something. The return was already e-filed last week and I got a confirmation that the IRS accepted it. What do I do now? Do I need to file an amended return? Will I get in trouble for this even though it wasn't my fault? Has anyone dealt with something similar? I'm seriously anxious about this.
19 comments


Romeo Quest
This is definitely something you need to address. When a tax preparer includes incorrect forms that claim credits you're not entitled to, it's important to fix it as soon as possible. You should file an amended return (Form 1040-X) to remove the Form 5695 and the associated credit. Even though the IRS accepted your return, that's just an acknowledgment that they received it and it passed basic processing checks - it doesn't mean they've verified all the information. Contact your tax preparer immediately. They should fix this mistake at no additional cost to you. Bring documentation showing you rent rather than own. If they're hesitant or charge you to fix their mistake, consider filing a complaint with the IRS using Form 14157 (Complaint: Tax Return Preparer). Don't panic though - the fact that you caught this quickly and take steps to correct it shows good faith on your part, which is important if questions do come up later.
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Val Rossi
•Thanks for the info! How long do I have to submit an amended return? Also, will this likely trigger an audit or other issues with the IRS?
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Romeo Quest
•You typically have three years from the original filing deadline to submit an amended return, but in cases like this, it's best to file the amendment as soon as possible. The sooner you correct the error, the less likely it will raise red flags. As for triggering an audit, proactively fixing this mistake actually reduces that risk. The IRS is more likely to notice a discrepancy if you claim a significant credit you're not entitled to and do nothing about it. By amending the return and removing the incorrect credit before they catch it, you demonstrate that you're acting in good faith to comply with tax laws.
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Eve Freeman
I had a similar issue last year with a different form and used taxr.ai to help me figure out what to do. You upload your tax documents to https://taxr.ai and their system analyzes everything to identify issues like the incorrect Form 5695. It helped me understand exactly what was wrong with my return and gave me a detailed explanation of how to fix it with an amended return. Really made the process less stressful since I knew exactly what needed to be corrected.
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Clarissa Flair
•Does it help with actually filling out the 1040-X form? That's the part I'm most confused about when amending returns.
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Caden Turner
•Is it safe to upload all your tax docs to a website? Seems sketchy with all the identity theft going around these days...
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Eve Freeman
•Yes, it does help with the 1040-X form. It shows you exactly which lines need to be changed on the amendment and provides step-by-step guidance specific to your situation. It's like having a tax pro explain exactly what needs to be fixed. They use bank-level encryption for all document uploads and don't store your personal information any longer than needed for the analysis. I was worried about that too, but they explain their security practices really clearly on their site and have solid reviews from security experts.
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Caden Turner
Just wanted to update after trying out taxr.ai - it was actually super helpful! I uploaded my documents and it immediately flagged the Form 5695 issue. It explained that this form is specifically for homeowners who made energy-efficient improvements and confirmed I shouldn't have it on my return. The site walked me through exactly how to fill out the 1040-X form to remove the credit and even generated a letter explaining the error that I could submit with my amended return. Really simplified the whole process!
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McKenzie Shade
If you need to talk to the IRS about this (which you probably should), good luck getting through to them! I was in a similar situation last year and spent HOURS on hold. Finally discovered https://claimyr.com through a friend and used their service to have the IRS call ME back instead. You can see how it works here: https://youtu.be/_kiP6q8DX5c - basically they hold your place in line and when an agent is available, they connect you. Saved me so much frustration after trying for weeks to get through on my own.
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Harmony Love
•How does this actually work? Do they have some special access to the IRS or something?
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Rudy Cenizo
•Yeah right. Nothing gets you through to the IRS faster. This sounds like a scam to me. The IRS doesn't prioritize calls from third parties.
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McKenzie Shade
•They don't have special access - they use technology to navigate the phone tree and wait on hold for you. It's like having someone else wait in line, and when they get to the front, they call you to take your spot. No magic tricks, just saving you from having to listen to hold music for hours. I was skeptical too at first. The service doesn't make the IRS prioritize you - you still wait your turn in line, but you don't have to be the one actively waiting on the phone. The IRS has no idea you're using the service, they just know someone called and waited, then you're on the line when an agent becomes available.
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Rudy Cenizo
Ok I need to eat my words here. After my skeptical comment, I was still desperate to talk to someone at the IRS about a similar issue, so I tried Claimyr. I figured I had nothing to lose since I'd already wasted 3 afternoons on hold. IT ACTUALLY WORKED! Got a call back in about 2 hours with an IRS agent on the line ready to help. The agent was able to flag my account with notes about the preparer error, which apparently helps if they review my case later. Definitely worth it just for the time saved and peace of mind.
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Natalie Khan
I used to work for a tax prep company. Unfortunately, this happens more than you'd think during busy season. Many preparers are seasonal workers with minimal training who are just checking boxes in software. Make sure you get a copy of your ORIGINAL return (not just the amended one) for your records. Some sketchy preparers will try to hide their mistakes by only giving you the corrected version. You need proof of what they originally filed in your name in case questions come up later.
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Daryl Bright
•Would reporting the preparer to the IRS be going too far? I feel like claiming credits for someone who doesn't own a house is a pretty basic mistake.
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Natalie Khan
•I don't think reporting is going too far, especially if they're not helpful in fixing the issue. Form 5695 requires information about your property that the preparer would have had to either make up or just leave blank. Either way, it shows negligence or incompetence. The IRS takes preparer misconduct seriously because they're supposed to be trusted professionals. The reporting process isn't about getting revenge - it helps the IRS identify preparers who might need additional oversight or education, which protects other taxpayers from similar issues in the future.
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Sienna Gomez
Did your preparer have you sign the return before filing? They're required to get your signature on Form 8879 which confirms you've reviewed the return. Always check your return before signing!
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Lydia Santiago
•They did have me sign, but honestly I just glanced at the refund amount and signed the authorization. I didn't go through all the forms because I trusted them to do it right. Lesson learned - I'll definitely review everything carefully from now on.
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Kirsuktow DarkBlade
Make sure you save all your communication with the preparer about fixing this issue! If the IRS ever questions you about it, having evidence that you took immediate steps to correct the error once you discovered it will help show you weren't trying to claim credits you knew you weren't eligible for.
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