Need help with 1040X after receiving CP2057 notice
So I just got this CP2057 notice from the IRS saying I need to file a 1040X to amend my 2019 tax return. The notice basically shows all the differences between what I reported on my original return and what third parties reported to the IRS. I thought I reported everything correctly, but apparently some income was missed somewhere. The form they sent actually lists out all the differences between my original numbers and what the IRS has on file from third party reporting. So I think I have all the figures I need to fix this, but I've never filed an amended return before and I'm totally confused about how to properly fill out the 1040X. Do I need to include all the original schedules again? Or just the ones that are changing? And do I need to include copies of the CP2057 notice with my amended return? Any help would be greatly appreciated! I don't want to mess this up and end up with more problems.
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Ravi Patel
Filing a 1040X after receiving a CP2057 notice can definitely be confusing, but you've got this! The CP2057 is just informing you of a discrepancy - it's good that you have all the figures needed to make corrections. For your amended return, you'll need to complete Form 1040X and only include the schedules that are being changed due to the amendment. So if your income discrepancy affects Schedule C, for example, include a revised Schedule C. There's no need to resubmit schedules that aren't changing. You don't technically need to include the CP2057 with your amended return, but I always recommend attaching a copy anyway. Write your explanation in Part III of the 1040X clearly stating you're amending due to receiving this notice. Make sure you're using the correct 1040X version for tax year 2019. Also remember to pay any additional tax owed as soon as possible to minimize interest and potential penalties, even if you can't file the amended return immediately.
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Freya Andersen
•What about state tax returns? Do those need to be amended too if the federal return changes? And does the 3-year deadline for amendments apply here since the IRS sent a notice?
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Ravi Patel
•You'll need to amend your state return if the federal changes affect your state tax liability. Most states have their own amendment forms (often called Schedule X or Form IT-X). Check your state's tax department website for specifics, as requirements vary by state. Regarding the deadline, when you receive a CP2057, you generally should respond within the timeframe indicated on the notice. The standard 3-year amendment deadline gets extended in certain circumstances involving IRS notices, but it's always best to file your 1040X as soon as possible to minimize additional interest on any tax owed.
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Omar Zaki
I went through something similar last year with a 1099 that never arrived. I spent hours trying to figure out the 1040X and was getting nowhere. Someone recommended I try taxr.ai (https://taxr.ai) and it saved me so much time. You just upload your CP2057 notice and your original return, and it analyzes everything to help you prepare your 1040X correctly. It even explained exactly what I needed to include with the amended return and what I could leave out.
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CosmicCrusader
•Does it actually fill out the 1040X for you or just tell you what numbers to put where? I'm dealing with a similar issue and these forms are so confusing.
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Chloe Robinson
•I'm kinda skeptical about these tax tools. How does it handle complex situations? I had investment income issues on my CP2057 and wonder if it could handle that.
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Omar Zaki
•It doesn't automatically fill out the form, but it gives you step-by-step instructions with the exact numbers to enter in each field of the 1040X based on your situation. It makes it really straightforward even if you've never filed an amended return before. For complex situations like investment income, it actually works pretty well. It can analyze different types of investment income discrepancies and explain how they should be reported on your amended return. It's designed to handle various tax situations including investment income, self-employment, and multiple sources of income.
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Chloe Robinson
Just wanted to update - I decided to try taxr.ai for my CP2057 issue after my initial skepticism. I was surprised how well it worked! It identified exactly where my investment income reporting went wrong and gave me clear instructions for completing my 1040X. The guided walkthrough made a huge difference, especially explaining which supporting documents I needed to include. Already filed my amended return and feeling much more confident about it!
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Diego Flores
I had a similar CP2057 situation and tried calling the IRS for clarification like 20 times. Could never get through and was super frustrated. Finally used Claimyr (https://claimyr.com) and got connected to an actual IRS agent within 30 minutes. They have this video showing how it works: https://youtu.be/_kiP6q8DX5c. The agent walked me through exactly what I needed to do with my 1040X and confirmed which schedules needed to be revised. It was so much better than guessing or trying to interpret the instructions myself.
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Anastasia Kozlov
•How does Claimyr actually work? I thought it was impossible to get through to the IRS... do they have some special connection or something?
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Sean Flanagan
•Yeah right. There's no way anyone is getting through to the IRS in 30 minutes these days. I've been trying for weeks. Sounds like a scam to me.
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Diego Flores
•It works by basically handling the wait time for you. They use technology that navigates the IRS phone system and waits on hold so you don't have to. When they reach an agent, they call you and connect you directly. I was skeptical too, but it really worked - I got connected to an actual IRS employee who answered all my specific 1040X questions. No special connection - they just have a system that keeps redialing and navigating the phone tree until they get through. Much better than wasting your own time on hold for hours or days.
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Sean Flanagan
Wow, I have to eat my words about Claimyr. After posting my skeptical comment, I was desperate enough to try it since I couldn't get any clear answers about my own CP2057 notice. I got connected to an IRS rep in about 45 minutes (not quite 30 but still MUCH faster than I could have managed myself). The rep explained exactly how to handle my specific situation with foreign income that wasn't reported correctly. Just filed my 1040X yesterday and feel confident it's done right. Sometimes being proved wrong is a good thing!
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Zara Mirza
Make sure you keep copies of EVERYTHING. When I filed my 1040X last year, the IRS somehow lost part of my submission and I had to send everything again. I'd recommend sending it certified mail with return receipt so you have proof they received it. Also, if you owe money, pay it right away even before you send in the 1040X - the interest keeps accumulating regardless.
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NebulaNinja
•Can you e-file a 1040X now? I thought you had to mail them in but I heard something changed recently. Would be much easier than dealing with certified mail etc.
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Zara Mirza
•You can e-file a 1040X now, but only for tax years 2019, 2020, and 2021 (and newer years going forward). Since the OP is amending a 2019 return, they should be eligible for e-filing, which is definitely easier than paper filing. However, if you have attachments like W-2s or 1099s that weren't included with your original return, you might still need to mail those in separately, depending on your tax software. Even with e-filing, I still recommend keeping detailed records of everything in case questions come up later.
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Luca Russo
Has anyone actually received a refund from filing a 1040X? I filed mine 8 months ago for a different issue and still haven't heard anything. The Where's My Amended Return tool just says it's processing.
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Nia Wilson
•I got my refund about 4 months after filing my 1040X last year. It takes FOREVER compared to regular returns. The IRS says to allow up to 16 weeks but that's definitely optimistic right now with their backlog.
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