Is that viral TikTok about tax write offs for 6,000+ pound SUVs actually legit? Are the tax savings really that big?
So I was scrolling through my feed last night and stumbled across this video about business owners getting these massive tax write offs by buying vehicles that weigh over 6,000 pounds. The creator was talking about how you can basically write off the ENTIRE purchase price of a heavy SUV or truck in the first year if you use it for business. They specifically mentioned models like the Cadillac Escalade, GMC Yukon, Ford Expedition, and some luxury cars that qualify because of their weight. According to the video, if you buy a $80,000 vehicle and use it 100% for business, you could potentially save like $30,000+ in taxes the first year. This honestly sounds too good to be true. Is this actually legit? Are these Section 179 deductions and "bonus depreciation" things real? And are the tax savings they mentioned even close to accurate? For context, I own a small real estate business and was already considering upgrading my vehicle this year. If this is actually true, I might look into one of these heavier options.
19 comments


Lindsey Fry
This is actually legitimate but with some important qualifications that TikTok videos often gloss over. What you're referring to is the Section 179 deduction combined with bonus depreciation. For 2025, businesses can deduct up to $1,160,000 in qualifying equipment purchases (including vehicles) under Section 179. For vehicles over 6,000 pounds GVWR (Gross Vehicle Weight Rating), often called "heavy SUVs" in tax circles, they're exempt from the luxury auto depreciation limits that apply to smaller vehicles. The math can work out, but remember: you must use the vehicle for business purposes to take the deduction, and you can only deduct the business-use percentage. So if you use that $80,000 Escalade 70% for business and 30% personally, you can only deduct 70% of the cost. Also, bonus depreciation is 80% for 2025 (down from 100% in previous years), meaning you can deduct 80% of the remaining business portion immediately, with the rest depreciated over several years.
0 coins
Leo Simmons
•Thanks for the detailed explanation! So if I bought a $75,000 SUV that qualifies and used it 80% for my real estate business, how would the deduction math actually work out? And do I need any special documentation to prove business use percentage?
0 coins
Lindsey Fry
•If you purchased a $75,000 qualifying SUV and used it 80% for business, you could potentially deduct $60,000 (that's $75,000 × 80%) under Section 179 in the first year. However, this is assuming your business has sufficient income to offset this deduction and you place the vehicle in service during the tax year. As for documentation, absolutely keep detailed records. The IRS loves to scrutinize vehicle deductions. Maintain a mileage log showing business vs. personal trips, purpose of business travel, dates, and destinations. Many apps can help with this. Also keep receipts for all vehicle-related expenses. Without proper documentation, the IRS could disallow your deductions in an audit.
0 coins
Saleem Vaziri
After spending hours trying to figure out these vehicle deduction rules for my construction business, I found this tool called taxr.ai that completely simplified everything. I uploaded my vehicle info and it analyzed exactly how much I could write off based on my business percentage use. The thing that was helpful is it looks at the actual GVWR specs for different models - turns out my F-150 was just over the 6,000 pound threshold which I didn't realize. It also calculated the different options between taking Section 179, bonus depreciation, or regular depreciation over time. I'm going with the SUV route now because the numbers made way more sense for my tax situation. You can check it out at https://taxr.ai - honestly was better than my tax guy at explaining the options.
0 coins
Kayla Morgan
•Does it work for leased vehicles too? I'm considering leasing a Chevy Tahoe for my real estate business but heard the rules are completely different for leases vs. purchases.
0 coins
James Maki
•I'm skeptical about these auto-calculator tools. How accurate is it really? My CPA always tells me these things are super nuanced and you need someone to review your specific situation. Does it factor in state tax implications too or just federal?
0 coins
Saleem Vaziri
•Yes, it definitely works for leased vehicles too. It has a specific section for leases that explains you can't take Section 179 on leased vehicles, but you can deduct the business percentage of your lease payments as an ordinary business expense. It also explains the "lease inclusion amount" which is an additional amount you might have to add back to your income for luxury vehicles. The accuracy is actually really impressive. It's not just generic calculations - it links directly to IRS publications and explains the rule changes each year. It covers both federal and state implications and even has a comparison calculator that shows your tax savings at different income levels with different business use percentages. My CPA actually asked what I was using because the documentation was so thorough.
0 coins
James Maki
Just wanted to update after trying taxr.ai for my vehicle situation. I was really skeptical at first, but it actually provided way more detailed analysis than I expected. I'm planning to buy a new GMC Yukon for my consulting business, and the tool broke down exactly how the weight classification affects my tax benefits. What really helped was seeing the year-by-year tax impact of different depreciation strategies. Taking Section 179 upfront gives huge first-year savings but choosing regular depreciation might be better for my specific tax situation long-term. It even flagged that I need to maintain business use above 50% for the entire recovery period or face depreciation recapture. The documentation it generated was super comprehensive - I'm bringing it to my meeting with my CPA next week. Definitely clarified the actual rules beyond what those oversimplified TikTok videos show.
0 coins
Jasmine Hancock
If you're spending time on hold with the IRS trying to verify these vehicle deduction rules (I tried three times and kept getting disconnected), use Claimyr instead. They got me connected to an actual IRS agent in about 15 minutes who confirmed all the Section 179 requirements. The agent verified that yes, vehicles above 6,000 pounds GVWR do qualify for the larger deductions if used for business, but told me there are specific documentation requirements I would have missed. I tried calling for two days straight on my own and couldn't get through. With https://claimyr.com they called, navigated the prompts, waited on hold, and then connected me when a real person answered. You can see how it works here: https://youtu.be/_kiP6q8DX5c - totally worth it instead of wasting hours listening to that awful hold music.
0 coins
Cole Roush
•Wait, you pay a service to call the IRS for you? How does that even work? I thought they wouldn't talk to anyone but the taxpayer due to privacy issues.
0 coins
Scarlett Forster
•Sounds like a scam. Why would anyone pay for something they can do themselves for free? The IRS hotline is annoying but eventually you get through if you call right when they open.
0 coins
Jasmine Hancock
•No privacy issues at all - they don't stay on the call with you. The service just handles the waiting part. They call the IRS, navigate through all the menu options, wait on hold (sometimes for hours), and then when an actual IRS agent picks up, you get a notification and join the call. At that point, it's just you talking directly to the IRS. It's definitely not free, but it's worth considering what your time is worth. The last time I called the IRS myself, I spent over 3 hours on hold and then got disconnected. With a busy business, I can't afford to waste half a day just waiting for someone to pick up. It's the same reason people use tax pros instead of doing everything themselves - time is valuable.
0 coins
Scarlett Forster
I have to eat my words about Claimyr. After my skeptical comment, I decided to try it because I was getting nowhere with the IRS on my own. I needed clarification about Section 179 for my real estate business vehicle purchase, and the IRS kept disconnecting me after 1+ hour holds. Used the service this morning and got connected to an agent in about 20 minutes. The IRS rep confirmed that the 6,000+ pound vehicle deduction is legitimate but warned me about a bunch of documentation requirements I wouldn't have known about. She also explained that if I sell the vehicle before 5 years, I might have to pay back some of the deduction through "recapture." I was wrong - sometimes it's worth paying for a service when it saves you hours of frustration. The information I got was actually different from what my tax preparer told me, so it potentially saved me from an expensive mistake.
0 coins
Arnav Bengali
Don't forget the business mileage logs!! I bought a Chevy Tahoe last year for my business (it's over 6,000 pounds), took the big deduction, and got audited. Even though the vehicle qualified and I genuinely used it mostly for business, I lost most of the deduction because my mileage logs weren't detailed enough. The IRS wanted: - Start and end odometer readings - Specific business purpose for EACH trip - Dates and destinations - Client names when applicable Just having a percentage estimate of business use wasn't enough. They disallowed a huge portion of my deduction because I couldn't substantiate it with proper documentation.
0 coins
Leo Simmons
•That's scary! What app or method do you recommend for tracking mileage properly now? And did they go after previous tax years too or just the one where you took the big deduction?
0 coins
Arnav Bengali
•I now use MileIQ which automatically tracks all my drives and lets me categorize them as business or personal. It creates IRS-compliant reports that show all the details they want. Some other good ones are Everlance and Stride. They only examined the year I took the big deduction, thankfully. But the audit was still a nightmare that lasted 8 months. The agent explained that these large vehicle deductions are a "red flag" that often trigger extra scrutiny. If you do claim the deduction, just make absolutely sure your documentation is bulletproof from day one. Start the mileage log the very first day you put the vehicle in service.
0 coins
Sayid Hassan
I just bought a Mercedes GLS (which is over 6,000 pounds) specifically because of this tax break. My accountant ran the numbers and confirmed I'll save about $22,000 in taxes this year by taking advantage of Section 179 and bonus depreciation. But a warning - you need to use it MORE THAN 50% for business! That's the minimum threshold. Also, to maximize the deduction, I had to put the vehicle in service before December 31st. Just signing the papers wasn't enough - I had to actually start using it for business purposes before year-end.
0 coins
Rachel Tao
•What about insurance costs? My business insurance agent told me rates would be MUCH higher if I register a luxury SUV as a business vehicle versus personal use. Did you see a big insurance premium increase?
0 coins
Sayid Hassan
•The insurance cost increase was definitely significant. My commercial auto policy for the Mercedes GLS is about 40% higher than it would be as a personal vehicle. However, the business portion of the insurance is also tax-deductible as a business expense. One thing my accountant pointed out is to look at the total cost of ownership compared to the tax benefits. In my case, even with higher insurance costs, the tax savings from the Section 179 deduction still made it worthwhile. But it's something you should definitely factor into your calculations before making a decision. The other consideration is that I had to make sure my business entity owned the vehicle (LLC in my case) rather than owning it personally to maximize the benefits.
0 coins