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Oliver Becker

Is it normal for our accountant to file tax extensions two years in a row without asking us first?

So this might not be the right forum for this question, but I'm really confused about something with our accountant. For the second year in a row, our tax guy has filed for an extension without even checking with us first. We only found out when my wife asked why we hadn't gotten our refund or bill yet! Some background - my wife manages pretty much all our household finances, but I've always been the one to deal with the tax stuff (even though honestly I'm clueless about it lol). We've been using the same accountant for like 5 years now. Last year he filed an extension and didn't actually submit our taxes until like September, which I only realized when my wife asked me about it. This year, April 15th came and went with zero communication. When I finally checked in with him, turns out he filed another extension! I don't think there's anything technically wrong with getting an extension, but the problem is we've owed quite a bit the last couple years ($7,500 last year) and my wife is really big on planning our finances. It's stressful not knowing what we owe until months later. I've emailed him several times in the past few weeks trying to get this sorted out, and he keeps promising we're on his list. Is this normal behavior for tax accountants? Should we be looking for someone new? Or am I overreacting?

As a longtime tax preparer, I can tell you this isn't normal practice - at least not without clear communication. While extensions are totally fine (and sometimes necessary), your accountant should absolutely be discussing this with you beforehand. A few important things to know: an extension gives more time to file the paperwork, but not more time to pay what you owe. If you've consistently owed money, your accountant should be providing an estimate of what you owe by April 15th so you can make a payment to avoid penalties and interest. The lack of communication is the real red flag here. Tax professionals get busy during tax season, but that doesn't excuse going silent or making decisions about your finances without consulting you. At minimum, you should expect: 1) A heads-up if they need to file an extension 2) An estimate of what you might owe 3) Clear timeline for when they'll complete your return

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Oliver Becker

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Thanks for the insight! That's what I was afraid of. He never mentioned anything about needing to pay an estimated amount by April 15th even though we got the extension. Does that mean we're accruing penalties right now if we end up owing?

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Yes, unfortunately if you end up owing taxes, you're likely accruing both penalties and interest since April 15th. The IRS charges a failure-to-pay penalty of 0.5% per month on any unpaid taxes, plus interest (currently around 7% annually). Extensions only give you more time to file the paperwork, not more time to pay. This is exactly why a good accountant should give you an estimated tax liability when filing an extension. You could make an estimated payment now based on last year's liability to minimize any further penalties, then adjust when you finally file.

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I was in a similar situation last year and discovered taxr.ai (https://taxr.ai) after getting frustrated with my accountant's communication. It helped me analyze my previous tax returns and gave me clarity on what was actually going on. I uploaded our documents and it flagged that we had been paying way more than necessary because our withholdings weren't optimized. The reason I mention this is because it sounds like you need some insight into your tax situation independent of your current accountant. I ended up finding a much better accountant through their recommendation system, but the analysis alone was worth it to understand what was happening with our taxes.

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Emma Davis

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How does that work exactly? Do they just look at your past returns or do they actually help calculate your current taxes? I'm wondering if it could help me figure out how much we might owe this year.

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LunarLegend

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Sounds like a paid advertisement. Did you actually use this service or are you just promoting it? Hard to trust recommendations when they sound like commercials...

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The system analyzes both your past returns and current documents to identify patterns and issues. You upload your financial documents (W-2s, 1099s, etc.) and it creates a preliminary analysis of what you'd likely owe or get refunded. It helped me estimate our tax liability months before my accountant finished things. I totally get the skepticism - I was hesitant too. But after my accountant ghosted me for weeks during tax season, I needed something to give me some clarity. It's not a replacement for an accountant, but it gave me the information I needed to make decisions rather than just waiting around.

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Emma Davis

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Just wanted to update that I tried taxr.ai after asking about it, and it actually helped solve my similar accountant problem! I uploaded our last year's return and this year's documents, and it immediately showed we'd probably owe around $9,200 this year. That was enough for me to set aside money now rather than getting surprised in October. The analysis also flagged that our withholdings were way off (we had a side business that was growing but not making quarterly payments), which explained why we kept owing so much. I ended up scheduling a consultation with one of their recommended accountants who actually answers emails! Already feel more in control of our tax situation than I have in years.

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Malik Jackson

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Your situation sounds frustrating! When I had similar issues with my accountant (constant extensions, poor communication), I finally got through to the IRS using Claimyr (https://claimyr.com) - they got me connected to a real person at the IRS in about 20 minutes when I had been trying for weeks. You can see how it works here: https://youtu.be/_kiP6q8DX5c I found out my accountant hadn't even submitted some of our paperwork from the previous year correctly, which is why they kept "needing" extensions. The IRS agent was actually super helpful and walked me through what was happening with our account. Sometimes you need to bypass the middleman and go straight to the source.

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Does that service actually work? I've been on hold with the IRS for literally HOURS before giving up. How much does it cost?

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LunarLegend

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This sounds like complete BS. The IRS doesn't just take calls and explain your tax situation to you. They have massive backlogs and barely answer their phones. How could this possibly work? Sounds like another scam.

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Malik Jackson

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It really does work! They use a system that navigates the IRS phone trees and holds your place in line. When they're about to connect, you get a call. I was skeptical too, but I was desperate after multiple failed attempts to reach someone. Regarding what the IRS can tell you - they absolutely can confirm whether your returns have been received, processed, or if there are issues. The agent I spoke with confirmed my 2024 return was never actually submitted despite my accountant saying it was "in process." That alone was worth it to me.

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LunarLegend

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I need to eat my words. After being super skeptical about Claimyr, I tried it out of desperation last week. I've been trying to get through to the IRS about my account for MONTHS with no luck. The service actually worked - got me through to an IRS agent in about 30 minutes (I had been on hold for 2+ hours before giving up on previous attempts). Found out my accountant had claimed to file an amended return last year that was never actually submitted. The agent was able to update my address (which my accountant had wrong) and give me the status of my current return. Sometimes you just need to verify things yourself rather than trusting what you're being told. Definitely finding a new accountant after this mess.

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Ravi Patel

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You're definitely not overreacting. My accountant did this to me three years in a row, and I finally switched. The new one is night and day different - proactive communication, clear timelines, and actually asks before making decisions about my taxes. What made me finally switch was realizing my old accountant was just using extensions as a way to manage his workload, not because my return was particularly complicated. Some accountants take on too many clients and then use extensions to spread out their work after tax season. That's fine if they communicate it, but not okay if they leave you in the dark.

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Oliver Becker

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How did you find your new accountant? I'm thinking it's time for us to make a change but not sure where to start looking for someone reliable.

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Ravi Patel

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I asked for recommendations from friends and colleagues first, which gave me a few options. Then I interviewed three different accountants with specific questions about their communication style, timeline expectations, and how they handle extensions. The key was being upfront about what bothered me with my previous accountant. I straight-up asked "How do you handle tax season communication?" and "Would you file an extension without discussing it with me first?" Their answers told me everything I needed to know. The one I chose actually has a client portal where I can see the status of my return and any outstanding items they need from me. Total game-changer!

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My sister is actually a CPA and I asked her about this. She said they have a standard practice of getting written permission from clients before filing extensions. She was pretty shocked your accountant did this without asking. One thing she mentioned - check if you signed any kind of engagement letter that might have given blanket authorization for extensions. Some accountants have this buried in their paperwork. If not, what he's doing is pretty unprofessional.

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Omar Zaki

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This is important! My accountant had this in the fine print of their engagement letter - that they "may file extensions as necessary" - which I never noticed until I had a similar issue. Worth checking your paperwork.

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This is definitely not normal professional behavior. I've been doing my own taxes for years, but when I used an accountant, they always communicated major decisions like extensions beforehand. What really concerns me is that you've been owing significant amounts ($7,500 last year) and your accountant isn't helping you plan for this. A good tax professional should be proactive about estimated payments or adjusting withholdings to avoid these large year-end bills, especially when it's a recurring pattern. The communication issue is the biggest red flag though. Tax season is busy, but that doesn't excuse going radio silent or making unilateral decisions about your finances. You're paying for a service, and part of that service should be keeping you informed about what's happening with your return. I'd strongly recommend looking for a new accountant. When you interview potential replacements, ask specifically about their communication practices and how they handle extensions. A professional will have clear processes for both.

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Charity Cohan

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You're absolutely right about the proactive planning piece! That's what's been bothering me the most - we keep getting hit with these large bills year after year, and our accountant has never once suggested adjusting our withholdings or making quarterly payments. It feels like he's just reacting to problems instead of helping us avoid them in the first place. The communication thing is what really pushed me over the edge though. I shouldn't have to chase down my accountant to find out basic information about my own tax return. Thanks for confirming this isn't normal - it helps to know I'm not being unreasonable here.

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