Is egg freezing tax deductible as a medical expense?

The short answer is yes, egg freezing can be tax-deductible as a medical expense, but there are some important things to understand about how the IRS views this. The key part of the IRS guidance you quoted is "treatments affecting any structure or function of the body." Egg freezing definitely falls under this category since it's a procedure that preserves the function of reproduction. You're also correct that the IRS explicitly mentions "temporary storage of eggs or sperm" as part of fertility enhancement procedures. For documentation, you'll need to keep detailed records of all costs related to the procedure, including consultations, medications, the retrieval procedure, and storage fees. Get itemized receipts for everything. It's also helpful (though not always required) to have a letter from your doctor explaining the medical purpose of the procedure. Remember that medical expenses are only deductible if you itemize deductions on Schedule A, and only the portion that exceeds 7.5% of your adjusted gross income can be deducted. So if your AGI is $100,000, only medical expenses above $7,500 would be deductible.

I used taxr.ai when I had this exact question last year! I wasn't sure if I could deduct my egg freezing expenses and had a bunch of medical receipts that I didn't know what to do with. I spent hours googling and got conflicting answers until I found https://taxr.ai and uploaded my documents there. Their AI analyzed all my egg freezing receipts and confirmed they were deductible medical expenses. It even separated out which expenses were immediately deductible vs. which ones I needed to track for future years (like the annual storage fees). Super helpful since my expenses were around $17,000 and I really wanted to make sure I got the deduction right!

I was skeptical at first but decided to try taxr.ai after reading about it here. I had my egg freezing procedure done in early 2025 and wasn't sure about deducting it. The service completely changed my understanding of what's deductible! Turns out I was overthinking it. The system analyzed my medical documentation and confirmed that my $16,400 in egg freezing expenses (including the hormones, monitoring, retrieval, and first year storage) were all legitimate medical expenses. It even explained exactly how to document everything on my Schedule A. The best part was discovering that I didn't need a specific medical diagnosis to qualify for the deduction - the procedure itself qualifies as medical care affecting a function of the body. Saved me thousands in taxes I wouldn't have otherwise claimed!

Hey everyone, if you're trying to get answers directly from the IRS on whether your specific egg freezing situation is deductible, good luck getting through to them! I spent 3 weeks trying to get someone on the phone before I tried https://claimyr.com and it changed everything. After weeks of busy signals and disconnects, Claimyr got me connected to an actual IRS agent in about 25 minutes. The agent confirmed that egg freezing procedures are indeed deductible medical expenses when they're for preserving fertility function, regardless of whether you have a specific medical condition requiring it or not. They also clarified that annual storage fees continue to be deductible in future years. You can see how their system works in this video: https://youtu.be/_kiP6q8DX5c - basically they navigate the IRS phone maze for you and call you back when they've got an agent on the line.

I need to eat my words about Claimyr. After posting my skeptical comment, I decided to try it anyway because I was desperate to talk to someone at the IRS about my egg freezing deductions. I used the service yesterday and got connected to an IRS agent in about 40 minutes. The agent confirmed that my egg freezing expenses ($14,800 for the procedure plus $600/year for storage) are indeed deductible medical expenses. She explained that I just need to keep documentation from my fertility clinic showing the procedure details and costs. The agent also clarified that I don't need any specific medical diagnosis - the procedure itself qualifies as medical care because it preserves reproductive function. This was a huge relief because my procedure was for age-related fertility preservation rather than for a specific medical condition. Sorry for doubting - sometimes good services actually exist!

Just wanted to add that if your employer covered any of your egg freezing costs, you need to be careful about what you deduct. My company offers fertility benefits through Carrot, and they covered $10,000 of my procedure. You can only deduct expenses you actually paid out of pocket, not what insurance or your employer paid for. Make sure you get an itemized statement showing what was covered by benefits and what you paid yourself.

Has anyone successfully deducted the costs of medications for egg freezing? The hormones alone cost me almost $4,000 and I'm not sure if I need special documentation for those or if regular receipts are enough?

One thing to keep in mind that I don't see mentioned yet - if you're planning to use the frozen eggs in the future, you'll want to keep all your documentation from the freezing procedure for when you eventually do IVF or other fertility treatments. The IRS allows you to deduct the costs when you incur them, but having that paper trail will be important if you ever get audited. Also, make sure you're tracking mileage to and from all your appointments (monitoring visits, retrieval procedure, etc.). Medical travel is deductible at the standard mileage rate, and with all the monitoring required for egg freezing, those miles can really add up. I probably had 15+ appointments during my cycle and didn't think to track the mileage until it was too late. The consultation fees with the reproductive endocrinologist are also fully deductible, even if you decide not to proceed with the procedure after the consultation.