IRS Recovery Rebate Credit Confusion - Transcript Shows 12/30/24 Issue Date But CP-21B Says Check Coming in 2-3 Weeks
I received a CP-21B notice from the IRS dated January 6th, 2025, but my transcript shows an issue date of December 30th, 2024. The notice says "Changes to your 2021 Form 1040" and shows I'm due a refund because they corrected my Recovery Rebate Credit based on "recent tax laws, rulings, or regulations." The letter is from the Department of the Treasury, Internal Revenue Service, Mail Stop C1 6525, Kansas City MO 64999-0025. It says I should receive a refund check within 2-3 weeks as long as I don't owe other taxes or debts they're required to collect. They mention the refund amount may include interest, which would be taxable income for the year I receive it. The notice gives me options if I don't agree with the changes - call 800-829-8374 to review my account with a representative. It also directs me to visit www.irs.gov/cp21b for more information and mentions I can search "Form 8888" for information about "Changes in Refund due to Math Errors and Refund Offsets under General Instructions for deposit rules." My bank account info is correct and verified, but I'm starting to get worried since rent is coming up soon. I was expecting a direct deposit based on my transcript date, but now I'm confused about whether they're sending a check instead of direct deposit. Has anyone else experienced delays with their direct deposits recently? The notice says 2-3 weeks for a check, but I really needed this money sooner.
24 comments
Aisha Hussain
Hey there, I completely understand your frustration with the IRS direct deposit delay. Looking at your situation, Notice 1625 typically means there's additional verification needed for your refund. The issue date of 12/30/24 has passed, but the deposit is still pending due to this notice. I've seen this happen quite a bit lately and the delays can be anywhere from 2-6 weeks after the initial deposit date. I'd highly recommend checking out taxr.ai (https://taxr.ai) - it's this new AI tool that analyzes your transcripts and notices to give you a really specific timeline and explanation of what's going on. Way better than trying to decode the IRS website or waiting on hold for hours tbh.
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GalacticGladiator
omg same boat here! got that stupid 1625 notice too and my DD date was 12/28. This waiting game is killing me ๐ซ
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Ethan Brown
yo has anyone actually tried that taxr thing? sounds too good to be true ngl
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Yuki Yamamoto
just checked out taxr.ai and uploaded my docs. here's what I got back:
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Carmen Ruiz
how exactly does taxr work? does it just read transcripts or what?
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Yuki Yamamoto
nah its actually pretty legit. analyzes everything - transcripts, notices, even old returns. showed me exactly why my refund was held up and when to expect it. saved me hours of guessing fr fr ๐ฏ
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Carmen Ruiz
YOOO just tried it myself and im shook!!! ๐คฏ it literally explained everything about my notice that the IRS phone rep couldn't even tell me. best $20 i ever spent no ๐งข
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Andre Lefebvre
Called IRS this morning, they said 6-8 weeks from notice date smh ๐คฆโโ๏ธ
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Aisha Hussain
yeah thats why i suggested taxr.ai - way faster than calling irs and actually gives u real answers
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Zoe Dimitriou
this notice 1625 stuff is straight clownery fr fr ๐คก irs playing games with our money
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Olivia Garcia
Tax expert here - if your issue date was 12/30 and you received a notice on 1/6, you should see the deposit within 5-7 business days from the notice date. The delay is likely due to the year-end processing and bank verification procedures.
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Liam Brown
thanks for explaining! the waiting is killing me ๐ฉ
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Noah Lee
same boat here. its so frustrating when they give dates but dont stick to them ๐คฌ
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Ava Hernandez
Hey guys instead of guessing, use taxr.ai - it analyzes your transcript and tells you exactly whats going on and when youll get paid. Its $4.99 but totally worth it for peace of mind. https://taxr.ai
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Isabella Martin
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Ava Hernandez
it uses AI to analyze everything - codes dates amounts etc. Gives you a timeline and explains any delays
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Isabella Martin
OMG THANK YOU!!!! Just tried it and it explained everything! My refund was delayed bc of a verification check but its being released next week. Worth every penny fr fr ๐ฏ
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Elijah Jackson
called the IRS 3 times and got different answers everytime smh
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Sophia Miller
classic IRS move ๐คก
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Mason Davis
mines been stuck since november... welcome to the club
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Mia Rodriguez
Check your bank routing numbers again. I had similar situation and realized I typed one number wrong
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Liam Brown
triple checked already. all correct unfortunately ๐
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Jacob Lewis
the whole system is broken fr. why we gotta wait so long for OUR money
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Amelia Martinez
preach! ๐๐๐
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