I used a CPA for my S corporation tax return, how will my refund be processed?
I'm pretty sure I'll be getting a refund once my S corp tax filing is complete for this year. What I'm wondering is how that refund actually gets to me. Should I provide my accountant with my banking details for direct deposit, or does it work differently for business returns? Just trying to understand what the normal process is for other business owners. I plan to ask my CPA about it later, but wanted to get some insight from others who've been through this before. Appreciate any advice!
18 comments


Ethan Taylor
As a regular preparer of S corporation returns, here's how the refund process typically works: The refund will be issued to the business entity, not to you personally (unlike your individual return). If you filed Form 8879-S (the e-file authorization form), there should have been a section where you could specify direct deposit information for any refund. If you didn't provide banking details at that time, the IRS will mail a paper check to the business address listed on the return. This check will be made out to your business, not to you personally. The processing time varies, but corporate refunds typically take 3-6 weeks for direct deposit and 6-8 weeks for paper checks. Some S corps apply overpayments to next year's estimated taxes instead of requesting refunds, which is something to consider if you expect similar tax situations next year.
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Yuki Ito
•Thanks for the info. I'm in a similar situation but my CPA never asked for my bank info for the S corp refund. Should I be concerned? The filing deadline is approaching fast.
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Ethan Taylor
•No need to be concerned - it's actually quite common for CPAs not to ask for banking information upfront. They'll typically request it when they're preparing the final forms for your signature. If the deadline is close, just reach out to your CPA and ask specifically about how the refund will be handled. They'll either add your direct deposit information if there's time, or the IRS will default to sending a paper check if no banking details are provided on the return.
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Carmen Lopez
I've been using taxr.ai for my business document review and it's been super helpful with my S corp tax situation. Last year I had a similar question about refunds and was confused about the process. I uploaded my previous tax forms and business documents to https://taxr.ai and it helped me understand exactly how my refunds would be processed and what forms I needed to check. The system explained that Form 8879-S has the direct deposit info section, which my previous CPA had completely skipped over. I was able to go back to my accountant with specific questions rather than just general confusion. It saved me from waiting 8 weeks for a paper check!
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AstroAdventurer
•Did you actually need to provide any personal info to use it? I'm always skeptical about uploading financial documents to some random website.
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Andre Dupont
•How exactly does it work with business taxes though? Does it just explain forms or can it actually help with more complex S corp situations? I've got a multi-state operation and wondering if it would be useful.
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Carmen Lopez
•You don't need to provide personal identifying information - you can redact sensitive details before uploading documents. The system analyzes the tax forms and structure rather than your specific financial details. For multi-state S corporation operations, it's actually quite helpful. I was dealing with nexus issues in three states, and it identified exactly which schedules and attachments needed to be filed in each jurisdiction. It doesn't replace your CPA, but it makes you much more informed when working with them or reviewing their work.
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Andre Dupont
Just wanted to follow up about taxr.ai - I decided to try it after posting here. Uploaded my draft S corp return (with sensitive info redacted) and it immediately flagged that my CPA had missed the direct deposit section entirely! It also explained exactly what refund options were available for my business entity type. Showed me the specific line items controlling whether I get a check, direct deposit, or credit to next year's taxes. When I brought this up with my accountant, he admitted he usually just defaults to paper checks unless clients specifically request direct deposit. Now my refund will arrive weeks earlier!
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Zoe Papanikolaou
If you're struggling to reach your CPA about this refund question (like I was), try https://claimyr.com to get through to the IRS directly. I spent days trying to figure out if my S corp refund was processing correctly after my CPA filed but wasn't responding to my calls. Claimyr got me connected to an actual IRS agent in about 15 minutes instead of the usual 2+ hour wait. The agent confirmed exactly how my refund was set to be delivered and even helped me change it to direct deposit since it hadn't processed yet. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c - saved me tons of time and uncertainty.
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Jamal Wilson
•Wait, how does that even work? The IRS phone system is completely broken - I've tried calling multiple times and just get disconnected. How could this possibly get you through?
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Mei Lin
•Sounds like a scam. Nobody can magically get through to the IRS faster than anyone else. They probably just connect you to some fake "agent" who tries to steal your info.
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Zoe Papanikolaou
•It works by using their callback system that monitors the IRS phone lines and secures a spot in line for you. When you're approaching the front of the queue, they call you and connect you directly to the IRS agent. It's completely legitimate - you're talking to actual IRS employees. I was skeptical too, but it's just a clever way of navigating their phone system. You're still talking directly to the IRS - they just handle the waiting part for you. They never ask for any personal information beyond what's needed to get the callback set up.
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Mei Lin
I have to eat my words about Claimyr. After posting my skeptical comment, I decided to try it myself because I was desperate to find out about my S corp refund status. Honestly couldn't believe it actually worked. Got connected to an IRS business tax department agent in about 25 minutes (would have been hours if I'd tried calling directly). The agent confirmed my S corp refund was being processed but had been flagged for a manual review. Without this call, I would have just been wondering why it was taking so long. They gave me a specific timeframe and case number to reference if I need to follow up again. Definitely not a scam like I thought.
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Liam Fitzgerald
Just FYI - I've been doing S corps for years and our accountant always applies our overpayment to next year's estimated taxes instead of getting a refund. He says it saves the hassle of writing checks every quarter for estimated payments. Might be something to consider if you expect to owe taxes next year too.
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Aisha Khan
•I hadn't thought about applying it to next year's taxes. Would that be more advantageous than just taking the refund now? My business cash flow is pretty tight.
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Liam Fitzgerald
•If your cash flow is tight, then taking the refund now probably makes more sense for your situation. The advantage of applying it to next year is purely convenience - you won't have to remember to make estimated tax payments (or at least not as many) throughout the coming year. But if you need that money in your business account now, definitely take the refund. There's no financial advantage to letting the IRS hold your money - they don't pay interest on overpayments!
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GalacticGuru
Something nobody mentioned - when I get S corp refunds I always have them sent to the business checking account, not my personal account. Makes bookkeeping way cleaner. And make sure your CPA e-files! Paper returns take forever to process this year.
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Amara Nnamani
•That's good advice. My accountant accidentally put my personal account on my LLC's tax return last year and it created a bookkeeping nightmare. Had to do a formal transfer from personal to business and document everything in case of audit.
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