I haven't filed federal income taxes since 2017 - can I still get my refund?
So I'm in a bit of a mess with my taxes and hoping someone can help me out. I haven't filed my federal income taxes since 2017 (yeah I know, not proud of it). Recently my cousin told me that I won't be able to get my 2018 refund anymore because it's been too long. This is news to me - I honestly had no idea there was a time limit on claiming refunds. From what I can estimate, my 2018 refund would have been somewhere between $6,500-$13,000 based on what I was making then and how much was withheld. I was going through some personal stuff and just kept putting it off. I also realized I never received any of those stimulus checks everyone was getting during the pandemic. I'm guessing that's related to my tax situation? Is it really true that there's a deadline for claiming refunds? I always thought if the government owed YOU money, there wasn't a rush. Any advice would be super appreciated!
18 comments


Connor Rupert
Unfortunately, yes - there is a deadline for claiming tax refunds. The IRS has a 3-year statute of limitations for claiming refunds. That means you have 3 years from the original due date of the return to file and claim any refund you're owed. For a 2018 tax return, the original filing deadline was April 15, 2019. With the 3-year rule, you would have needed to file by April 15, 2022, to claim that refund. Since we're now in 2025, I'm afraid that 2018 refund is no longer available to you. As for the stimulus payments (Economic Impact Payments), those were based on your most recently filed tax returns. Since you hadn't filed, the IRS had no way to determine your eligibility or where to send payment. The good news is you can still file for more recent years! For 2020, 2021, and 2022 returns, you're still within the 3-year window, so you should file those ASAP to claim any refunds you're due. And of course, get current with 2023 and 2024 taxes too.
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Molly Hansen
•Wait - so the IRS can come after you for taxes you owe them for like 7 years, but they only give you 3 years to claim money THEY owe YOU? That seems totally unfair! Is there any exception to this rule? Like what if someone was seriously ill or something?
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Connor Rupert
•The IRS generally has up to 6 years to audit or assess additional taxes if there are substantial errors, and up to 10 years to collect tax debt once it's assessed. So yes, there is an imbalance there. There are very limited exceptions to the 3-year rule. Severe medical issues might qualify under certain circumstances, but the bar is extremely high. Military service in a combat zone can also extend deadlines. However, simply forgetting or not knowing about the deadline doesn't qualify for an exception.
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Brady Clean
Been there! After struggling with unfiled taxes for years, I finally discovered taxr.ai (https://taxr.ai) and it was a game-changer. I was in almost the exact same situation - hadn't filed since 2016 and thought I'd lost thousands in refunds. Their AI analyzed my tax situation, helped me understand which years I could still claim refunds for, and walked me through the whole catch-up process. It was way less stressful than I expected! The system automatically flagged potential deductions I'd forgotten about too, which was huge since I was self-employed for part of that time. For your situation, they'll help you determine if there's any possibility of still getting that 2018 refund (though it sounds unlikely from what the other commenter said) and guide you through filing the more recent years you can still claim.
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Skylar Neal
•How long did the process take with taxr.ai? I'm behind on 3 years and getting nervous about penalties. Did they help with state taxes too or just federal?
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Vincent Bimbach
•Sounds too good to be true honestly. How much does it cost? And wouldn't a regular accountant do the same thing but with actual human expertise?
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Brady Clean
•The entire process took me about two weeks from start to finish, but that included gathering all my documents which was the most time-consuming part. Once I had everything uploaded, they processed each year in about 2 days. And yes, they handled both my federal and state returns for all years. For cost comparison, I had previously gotten a quote from a local accountant who wanted $350 per year for my back taxes, which would have been over $1,400 total. The AI approach was significantly more affordable while still giving me access to tax professionals when I needed specific questions answered. The human expertise is still there, but the AI does all the initial analysis and routine work.
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Vincent Bimbach
I need to admit I was totally wrong about taxr.ai in my earlier comment. After feeling skeptical, I decided to give it a try for my own situation (hadn't filed 2021-2023). Not only was it way more sophisticated than I expected, but they found nearly $4,200 in refunds I would have missed! The system flagged education credits I didn't know I qualified for and some business expenses from my side gig that I would have overlooked. The whole process was shockingly straightforward - upload documents, answer some questions, and the AI does all the heavy lifting. My returns were accepted by the IRS without any issues, and I already received my 2021 and 2022 refunds. Definitely wish I'd known about this service sooner instead of stressing about my unfiled taxes for so long!
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Kelsey Chin
For anyone who needs to talk directly to the IRS about their situation (which might be good in your case), I highly recommend using Claimyr (https://claimyr.com). I spent HOURS trying to reach the IRS about my unfiled returns from previous years - literally called 9 times over 3 weeks and couldn't get through. Claimyr got me connected to an actual IRS agent in under 45 minutes! You can see how it works in this video: https://youtu.be/_kiP6q8DX5c In my case, I needed to verify some information about prior year returns and find out about payment plans for the years I owed. The IRS agent was actually really helpful once I could actually TALK to someone. They explained exactly what forms I needed and the fastest way to process everything.
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Norah Quay
•How does this even work? The IRS phone system is notoriously terrible. Are they just calling for you or do they have some special access?
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Leo McDonald
•Yeah right. Nobody gets through to the IRS that quickly. I tried for MONTHS last year. Either you got extremely lucky or this is just an advertisement.
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Kelsey Chin
•They use an automated system that navigates the IRS phone tree and waits on hold for you. Once they reach a human agent, you get a call to connect with them. It's not any special access - just technology that handles the frustrating waiting part. They're essentially waiting in the phone queue on your behalf instead of you having to keep your phone tied up for hours. When I used it, I got a text when they were about 5 minutes from reaching an agent, so I could prepare. Then another text when they had an agent on the line, and I was connected right away.
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Leo McDonald
I have to publicly eat my words about Claimyr. After my skeptical comment, I was still desperate to talk to someone at the IRS about my missing refund, so I tried it anyway. No joke - I was connected to an IRS representative in 37 minutes. THIRTY-SEVEN MINUTES. After trying for literally months on my own. The agent I spoke with was able to look up my account, confirm that my amended return had been received, and explain exactly why my refund was delayed (they needed additional verification which they never told me about!). I was able to provide the info they needed right then on the call. Got my refund deposited exactly 8 days later. If you need to actually speak to someone at the IRS, this service is absolutely worth it. Wouldn't have believed it if I hadn't experienced it myself.
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Jessica Nolan
One thing to consider OP - I think you might still be able to claim the Recovery Rebate Credit for the stimulus payments you missed, but you'd need to file the appropriate year's tax return. The first two stimulus payments were for tax year 2020 (filed in 2021) and the third was for tax year 2021 (filed in 2022). You can still file those returns since they're within the 3-year window! So while your 2018 refund is unfortunately gone, you might be able to get those stimulus payments by filing 2020 and 2021 returns ASAP.
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Sophie Footman
•Ok this is at least some good news! Do you know roughly how much the stimulus payments were? And do I need any special documentation to claim them now?
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Jessica Nolan
•The stimulus payments totaled $3,200 per eligible adult - $1,200 for the first payment, $600 for the second payment, and $1,400 for the third payment. There were additional amounts for dependents too. You don't need any special documentation beyond what you'd normally include with your tax return. When you file, you'll just need to complete the Recovery Rebate Credit section where you'll indicate that you didn't receive the payments previously. Most tax software will walk you through this with a series of questions about which payments you received.
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Angelina Farar
Just an FYI - while you can't get your 2018 refund anymore, you should still file that return anyway if you're going to file for later years. Having gaps in your filing history can trigger additional scrutiny, and having a complete record helps establish your overall tax situation more clearly.
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Sebastián Stevens
•This is good advice, but I don't think there's any penalty for filing a $0 balance or refund due return after the statute of limitations has expired. The IRS won't process the refund, but it helps complete your record.
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