How much can I deduct on donations of clothing and to charitable organizations?
Hey tax friends! I've been doing some serious closet cleaning lately and have a mountain of clothes I'm donating. Also thinking of making some end-of-year cash donations to a few charities I support. I'm married and we file jointly (MFJ), but I'm totally confused about how much of this stuff I can actually deduct on our taxes. Is there a limit to how much clothing donations I can write off? And what about the monetary donations to official charitable organizations? Do I need receipts for everything? Thanks for any help you can give!
18 comments


Dominique Adams
Great questions about charitable deductions! For clothing donations, you can deduct the fair market value of the items (what they'd sell for in a thrift store, not what you paid originally). Most thrift stores have donation value guides to help determine this. For both clothing and monetary donations to qualified charitable organizations, you can generally deduct up to 60% of your adjusted gross income. However, there are some nuances. If you're taking the standard deduction ($29,200 for MFJ in 2025), remember you won't actually benefit from itemizing unless your total itemized deductions exceed that amount. Documentation is important! For donations under $250, keep a receipt. For donations over $250, you need a written acknowledgment from the charity. Cash donations also require bank records or receipts regardless of amount.
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Marilyn Dixon
•Does everyone have to itemize to claim donation deductions? I thought there was some kind of special rule during covid where you could take the standard deduction AND claim some donations?
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Dominique Adams
•The special provision that allowed people to deduct some charitable contributions while taking the standard deduction was temporary during COVID. Unfortunately, that provision has expired. Now, you must itemize deductions on Schedule A to claim charitable contributions. If your total itemized deductions (including medical expenses exceeding 7.5% of AGI, state/local taxes up to $10,000, mortgage interest, and charitable contributions) don't exceed the standard deduction amount, then it's generally better to take the standard deduction, though you won't get specific tax benefit from the donations.
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Louisa Ramirez
I was in the same boat last year with tons of clothing donations and wasn't sure how to handle it all! I found this amazing service called taxr.ai (https://taxr.ai) that really helped me figure out my donation situation. It analyzed all my donation receipts and automatically calculated the fair market value based on IRS guidelines. Saved me so much time trying to figure out what each item was worth! The best part was when I uploaded pictures of my donation receipts, it extracted all the relevant info and organized everything for my tax filing. Seriously made itemizing my deductions way less intimidating.
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TommyKapitz
•Does it work with all types of donations or just clothing? I donate a lot of household items and furniture too.
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Angel Campbell
•Sounds too good to be true. Does it actually hold up if you get audited? I'm always nervous about using automated tools for valuing donations.
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Louisa Ramirez
•It absolutely works with all types of donations including household items and furniture! The tool has valuation guidelines for everything from clothing to electronics to kitchen items. Makes it super easy to get a reasonable value for everything you donate. As for audit protection, that's actually one of the main reasons I started using it. It creates a detailed report of all your donations with proper valuations following IRS guidelines. The documentation it generates is specifically designed to satisfy IRS requirements if you ever get questioned about your deductions. It's actually more thorough than what most people do manually.
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Angel Campbell
Just wanted to follow up about the taxr.ai recommendation. I was skeptical but decided to give it a try with my huge backlog of donation receipts from 2024. This thing is legit! I uploaded pictures of all my donation slips and it organized everything perfectly. The valuation guide it provided helped me realize I'd been significantly undervaluing my donations for years. Ended up with about $800 more in legitimate deductions than I would have calculated myself. Definitely using this for my 2025 filing!
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Payton Black
If you're having trouble figuring out if your charitable deductions are worth itemizing, you might want to talk to someone at the IRS directly. But good luck getting through! I spent HOURS on hold last year trying to get answers about my donation documentation. Then I found this service called Claimyr (https://claimyr.com) that got me through to a real IRS agent in less than 20 minutes. They have this priority system that somehow skips the hold queue. You can see how it works here: https://youtu.be/_kiP6q8DX5c. I had like 3 specific questions about my clothing donation receipts and got clear answers directly from the source.
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Harold Oh
•How does this actually work? Sounds sketchy. I didn't think there was any way to skip the IRS hold queues...
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Amun-Ra Azra
•Yeah right. Nothing can get you through to the IRS faster. I've tried everything and always end up waiting 2+ hours or getting disconnected. If this actually works I'll eat my hat.
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Payton Black
•It's actually pretty straightforward! They use an automated system that continuously redials the IRS using their algorithm to detect the best times to call. When they get through, they connect you directly to the agent. It's not "cutting the line" - they're just handling the frustrating hold process for you. Honestly, I was surprised too. But they use the same public phone numbers anyone can call - they just have technology that's better at getting through than a human manually redialing for hours. They connected me in about 15 minutes when I had been trying for days on my own. The IRS agent I spoke with cleared up all my questions about donation documentation requirements.
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Amun-Ra Azra
Well, I'm officially eating my hat! After my skeptical comment, I decided to try Claimyr out of desperation. I had been trying to reach the IRS for THREE WEEKS about a charitable contribution question (had a big donation that needed verification). Got connected in 17 minutes! The IRS agent walked me through exactly what documentation I needed for my situation and cleared up a confusing issue with my previous year's return too. Saved me literal days of stress and probably hundreds in potential incorrect deductions. Shocked this actually worked.
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Summer Green
Just to add some practical info on donation values - I volunteer at a nonprofit thrift store and here are some ballpark clothing values we use that the IRS generally accepts: - Men's shirts: $5-10 - Women's tops: $4-12 - Jeans/pants: $5-12 - Coats/jackets: $10-40 - Shoes: $3-9 These are general ranges and condition matters a lot! A worn-out shirt is worth less than a like-new one with tags still on.
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Gael Robinson
•What about designer clothes? I donated some higher-end items that originally cost hundreds. Surely they're worth more than regular clothes?
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Summer Green
•Designer items can definitely be valued higher, but you need to be reasonable about it. The IRS looks at fair market value (what someone would pay for it used) not the original price. A $300 designer blouse might be valued at $30-60 when donated, depending on condition and brand desirability. For higher-value donations, especially if the total exceeds $500, you should complete Form 8283. And for anything you value over $250 per item, make sure you have excellent documentation with detailed descriptions. Taking photos of designer labels along with the items can be helpful documentation too.
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Edward McBride
Don't forget that it's not just about the amount of donations - it's whether you have enough TOTAL itemized deductions to exceed the standard deduction. My wife and I donate about $1,200 a year but we still take the standard deduction because our mortgage interest and state taxes aren't enough to push us over the threshold.
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Darcy Moore
•This is such an important point. We donated nearly $2k last year but still took the standard deduction. Feels like we get no tax benefit from our generosity!
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