Help understanding my 2025 IRS transcript codes - why is my $5,902 refund showing "additional account action pending"?

Let me break down what you're seeing: • Code 150 - This confirms your tax return was filed and processed on March 17, 2024 • Code 806 - Shows you had $19 in withholding from your W-2/1099 forms • Code 766 - This is an additional tax credit of $1,958 applied to your account • Code 768 - You qualified for Earned Income Credit of $4,850 • Code 570 - This is the important one to note. It means there's some kind of hold or pending action on your account that's preventing the refund from being issued Your potential refund amount would be $6,827 ($19 + $1,958 + $4,850), but that code 570 means it's currently on hold. The IRS might be reviewing something or need additional information before they can release it. You should check if you've received any letters from them requesting additional information. If not, you may want to call to find out what's causing the hold.

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After weeks of trying to get through to the IRS about a similar situation, I finally got a live agent using claimyr.com. Honestly, talking to an actual person at the IRS got my refund released after it had been sitting with a 570 code for months. It was the only way I could actually get answers about what was happening with my return instead of trying to decipher these codes myself and guessing.

That 570 code is the issue here. It means your refund is on hold for review. The IRS might be verifying your income, credits claimed, or identity (especially since you haven't accessed your account in 5 years). If you don't receive a letter within 30 days explaining why, you should definitely contact them.

How were you able to get back into your account after 5 years? I've been locked out for 2 years and can't verify my identity for the life of me 😭

The codes show you're due a refund of $6,827 but there's a hold (code 570). Have you checked your mail for any notices from the IRS? They might need additional info from you. I went through something similar last year and it was because they needed to verify my identity.

Lol IRS is always holding people's money hostage. They take it instantly but give it back in 10 years 🤡

Check if you have any updates since this transcript. Sometimes they update weekly (usually on Fridays). Look for a 971 code (notice issued) or a 846 code (refund issued). The 570 code just means there's a temporary hold.

from what I see, your refund should be around $6,827 but there's that 570 code which means there is some action needed. The cycle code (20240905) indicates it was processed in the 9th week of 2024. Usually a 971 code follows a 570 which means they're sending you a letter. Keep an eye out for mail from the IRS.

Fyi, you can request a tax advocate service to help if you're facing financial hardship from not receiving your refund. Call 877-777-4778. They can help push things along if you qualify.

I had the exact same issue with a 570 code. After trying for WEEKS to reach the IRS with no luck, I found claimyr.com and got connected with an agent within a day. Best investment ever - turns out there was a simple verification issue they needed to clear up, and my refund was released the following week. Definitely check it out if you're stuck like I was.

check your current address on file with the IRS. sometimes people miss notices because they moved and forgot to update their address. they might have sent you something already.

FYI I went through this same thing last year and it was because they flagged my EIC for review. The 570 was on my account for 2 months before they finally released my refund. Never got a letter or anything, it just resolved itself eventually. So annoying.

I went through something similar after I couldn't access my account for years. I ended up using taxr.ai and it was a total game-changer. The tool analyzed my transcript and explained exactly what was happening and what I needed to do next. It showed me that I needed to upload additional documentation to verify my identity. Saved me so much confusion and time! https://taxr.ai

Tip: request a wage and income transcript too if you can. Sometimes there are discrepancies between what employers reported and what you filed that can cause these holds.

I'm an enrolled agent and see this all the time. Your return is likely under review due to the Earned Income Credit (code 768). The IRS carefully scrutinizes EIC claims, especially if you haven't filed in several years. Don't panic - this is routine. If you qualified legitimately, you'll get your refund, but it might take 60-120 days for the review to complete. Watch for mail from the IRS requesting documentation of your eligibility.

ugh the IRS is still using codes like its 1975 🤦‍♀️ like hello update your systems

The 570 code is definitely what's holding up your refund - it means there's a freeze on your account while they review something. Given that you've been locked out for 5 years, they're probably doing identity verification or reviewing your Earned Income Credit claim (that $5,213 is substantial). A few things to check: 1. Make sure your address is current with the IRS - they may have sent notices to an old address 2. Look for any 971 codes on newer transcript updates (means a notice was issued) 3. Consider calling the Taxpayer Advocate Service at 877-777-4778 if this creates financial hardship The good news is your math looks right - you should get around $6,827 once the hold is released. Just be patient and keep checking your transcripts weekly for updates. The 570 will eventually be followed by either a 571 (additional account action completed) or an 846 (refund issued).

Looking at your transcript, I can see why you're confused - those codes are definitely not user-friendly! Here's what's happening: Your **Code 570** is the key issue - it's essentially putting a temporary freeze on your refund while the IRS reviews something. Given that you haven't accessed your account in 5 years, this is likely either identity verification or a review of your Earned Income Credit (that $5,213 is a significant amount that often triggers reviews). The math on your refund looks correct - you should receive $6,827 total ($116 + $2,673 + $5,213 - any taxes owed). But that 570 code means it's on hold until they complete their review. A couple of immediate steps I'd recommend: 1. Check your mail carefully for any IRS notices - they may have already sent something 2. Verify your current address is on file with the IRS 3. Keep checking your transcript weekly (they usually update on Fridays) for a 971 code (notice issued) or 846 code (refund released) If you're facing financial hardship from this delay, definitely consider calling the Taxpayer Advocate Service at 877-777-4778. They can sometimes help expedite cases that are causing legitimate hardship. The waiting is frustrating, but these holds do eventually get resolved. Just keep monitoring your transcripts for updates!

I've been through this exact situation! The 570 code is frustrating but very common, especially when you haven't filed in a while. Based on your transcript, you're looking at a $6,827 refund once the hold is lifted. Since you've been locked out for 5 years, the IRS is probably doing identity verification or reviewing your EIC claim (that $5,213 is substantial). Here's what helped me get through it faster: 1. Check your mail religiously - they may send verification requests 2. Keep refreshing your transcript every Friday for updates (look for 971 or 846 codes) 3. Double-check that your current address is on file with them The waiting game sucks, but most 570 holds resolve within 4-12 weeks. If you're facing financial hardship from the delay, definitely call the Taxpayer Advocate Service - they can sometimes push things along if you qualify. Hang in there! Once that hold lifts, your refund should process pretty quickly.

I went through something very similar last year! The 570 code held up my refund for about 6 weeks. In my case, they were reviewing my Earned Income Credit because I had a gap in filing (similar to your 5-year situation). What really helped me was being proactive rather than just waiting. I called every few days using different times of day - early morning (8 AM) seemed to have shorter wait times. When I finally got through, the agent was able to tell me exactly what they needed and walked me through the verification process right on the phone. Your refund amount looks substantial at $6,827, so it's definitely worth the effort to follow up. Don't just wait for mail - sometimes those notices get lost or delayed. The IRS agent I spoke with said they see this situation a lot with people who haven't filed recently, and it usually resolves once they can verify your identity and income. Keep checking that transcript every Friday for updates, and don't hesitate to be persistent with calling. The squeaky wheel really does get the grease with the IRS!