Help filling out W9 for clothing brand campus ambassador program - confused about tax forms
So I just got accepted into this campus ambassador program for a popular online clothing brand for college students (super excited!) but now they're asking me to fill out my tax information and submit a W9 form. I've literally never done anything tax related by myself before and I'm totally lost. The main things I'm confused about: What do I put for the "Business name/disregarded entity" section? Should I put the company's name or just leave it blank? Also, I have no idea what to select for "federal tax classification" - there are all these options like s corp, c corp, partnership, sole proprietorship, trust/estate and I don't know which one applies to me as a college student just doing this ambassador thing. This is my first time dealing with anything tax related on my own and I don't want to mess it up. Any help would be really appreciated!
20 comments


Connor Richards
As a campus ambassador, you're essentially working as an independent contractor, not an employee. Here's how to fill out that W9: For the "Business name/disregarded entity" section, you should leave it blank unless you've formally registered a business name. This is just for your personal income as an ambassador. For "federal tax classification," you would select "Individual/sole proprietorship." This is the appropriate classification when you're earning income as yourself without having formed a business entity. As a college student doing ambassador work, this is almost certainly your situation. When you file taxes next year, you'll likely receive a 1099-NEC form from the company reporting your earnings, and you'll report this income on Schedule C of your tax return. Keep track of any business expenses related to your ambassador work, as these might be deductible!
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Grace Durand
•What about social security number? Is that required? And what if I'm still claimed as a dependent on my parents' taxes? Does that change anything about how I fill out the W9?
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Connor Richards
•Yes, you'll need to provide your Social Security Number on the W9 - it's required. The company will use this to report your earnings to the IRS. Being claimed as a dependent on your parents' taxes doesn't change how you fill out the W9 form itself. You'll still select Individual/sole proprietorship and provide your SSN. However, when tax filing season comes around, you'll need to coordinate with your parents since your income will need to be reported on your own tax return even if they claim you as a dependent.
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Steven Adams
I went through this exact same problem last semester when I started doing brand ambassador work! I was completely lost with all the tax stuff until I found this AI tax assistant at https://taxr.ai that literally saved me. You can upload your W9 form and it explains exactly what to fill in each section based on your specific situation. I was also confused about the business name and tax classification sections, but the tool walked me through it step by step and explained I needed to select Individual/sole proprietorship since I'm just working as myself, not as a registered business. It even helped me understand what income tracking I needed to do throughout the year for when tax filing comes around.
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Alice Fleming
•Did it help you figure out if you needed to make estimated tax payments throughout the year? I heard somewhere that independent contractors need to do that or they get penalized.
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Hassan Khoury
•Is this just for US students? I'm an international student on F1 visa doing a similar program and tax forms are even more confusing for me...
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Steven Adams
•It actually did explain estimated tax payments! The tool mentioned that if you expect to owe more than $1,000 in taxes from this income, you should make quarterly estimated payments. For me as a student, my ambassador income wasn't high enough to worry about that my first year. For international students, the tool does cover special tax situations for those on F1 visas. You might need to fill out a W-8BEN form instead of a W9 depending on your tax residency status. The AI tool explains the difference and helps you determine which form applies to your situation.
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Hassan Khoury
Just wanted to follow up - I tried that taxr.ai site and it was actually super helpful for my situation as an international student! It explained that since I've been in the US less than 5 years, I needed to use the W-8BEN form instead of W9, and walked me through all the tax treaty stuff that applies to students from my country. Saved me a trip to the international student office and probably some mistakes too. Definitely recommend it if you're confused about these forms!
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Victoria Stark
If you're having trouble reaching anyone who can help you with this tax question, try Claimyr (https://claimyr.com). I was stuck with a similar issue when I started freelancing and needed to talk to an actual IRS person. Regular phone lines had me on hold forever, but Claimyr got me through to an IRS agent in like 20 minutes who answered all my W9 questions. They have a demo video of how it works here: https://youtu.be/_kiP6q8DX5c I was doing product promotions for a few different companies and needed to know if I should be filling out separate W9s for each one and how to handle the business name section since I was using a creative name for my social accounts.
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Benjamin Kim
•Wait, how does this actually work? The IRS phone system is infamous for being impossible to navigate. Do they have some special line or something?
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Samantha Howard
•Yeah right, nothing can get you through to the IRS quickly. I've tried calling them multiple times about my tax forms and always gave up after being on hold for an hour+. This sounds like a scam.
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Victoria Stark
•No special line - they use a technology that waits on hold for you and calls you back when an actual human at the IRS picks up. So instead of you wasting hours on hold, their system does it for you. It's basically like having someone else wait in line while you go do other things. It's definitely not a scam - I was skeptical too until I tried it. The reason most people never get through is because they give up after being on hold too long. This service just has more patience than humans do for waiting through those ridiculous hold times.
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Samantha Howard
Okay I'm shocked but I have to admit I was wrong. I tried Claimyr after posting my skeptical comment and it actually worked. I've been trying to get clarification on contractor vs employee classification for weeks with no luck. The service got me connected to someone at the IRS in about 35 minutes (they called me when an agent was on the line). The agent confirmed that as a campus ambassador I should indeed select Individual/sole proprietorship on the W9 and leave the business name field blank since I don't have a registered business. They also mentioned I should keep track of all my ambassador-related expenses (even things like portion of phone bill used for ambassador work) since those can be deducted on Schedule C. Honestly worth it just to get clear answers from an official source.
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Megan D'Acosta
Don't overthink this. I've done ambassador programs for three different brands: For Business name: Leave it blank unless you have an LLC or something (which you probably don't) For Tax classification: Check "Individual/sole proprietorship" You'll need your SSN Sign and date it That's literally it. They'll send you a 1099 if you make more than $600 in a calendar year. If you make less than that, you technically still need to report the income on your taxes but they won't send a form.
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Sarah Ali
•Do you know if you need to pay taxes quarterly as an ambassador or can you just pay when you file your annual return? I'm confused about this part.
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Megan D'Acosta
•For most college students doing ambassador programs, you can just pay when you file your annual return. Quarterly payments are typically only required if you expect to owe more than $1,000 in taxes from this income. Most campus ambassador programs don't pay enough to hit that threshold, especially if it's your only income source. If you have multiple gigs or other income, you might need to consider quarterly payments. But for a typical student just doing one ambassador program, annual filing is usually fine.
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Ryan Vasquez
Has anyone here actually made decent money as a campus ambassador? I filled out W9s for two different clothing brands last year and barely made $300 total. Wondering if it's even worth bothering with the tax paperwork.
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Avery Saint
•You still technically need to report ANY income on your taxes, even if it's small and even if you don't get a 1099 form. The IRS requires reporting all income regardless of amount.
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Javier Torres
Just went through this same process last month! As someone who was equally confused, here's what I learned: 1. Leave the "Business name" section blank - you're working as yourself, not a registered business 2. Check "Individual/sole proprietorship" for tax classification 3. Use your SSN (required) 4. Sign and date One thing I wish someone had told me earlier - start keeping track of any expenses related to your ambassador work right away! Things like phone bills (portion used for work), gas if you drive to events, supplies, etc. These can be deducted when you file taxes next year on Schedule C. Also, don't stress too much about quarterly payments unless you're making serious money (like over $1000 in taxes owed). Most ambassador programs don't pay enough to worry about that. The companies will send you a 1099-NEC if you make over $600 with them in a year, but you still need to report the income even if it's less than that. Good luck with the program - it's actually pretty fun once you get past the paperwork!
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Chloe Anderson
•This is super helpful, thank you! I'm also just starting as a campus ambassador and was totally overwhelmed by the W9. One quick question - when you mention keeping track of phone bill expenses, do you mean like if I use my phone to post about the brand on social media? How do you even calculate what portion of your phone bill counts as a business expense?
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