Help! How do I pay this tax bill? Can I pay it online through the IRS website?
I'm at my wits end trying to figure out how to pay this stupid tax bill. The IRS sent me a notice saying I owe $2,830 from my 2023 tax return (they found some income I forgot to report from a side gig). I've been going in circles on the irs.gov website for literally HOURS trying to figure out how to make an online payment. Every link I click seems to take me to another page with more links but no actual way to pay! I tried the "pay online" option but then it asks me to choose between like 8 different payment systems? Direct Pay, EFTPS, something called IRS2Go? Why is this so complicated?!? Has anyone successfully paid their tax bill online recently? What system did you use? Do I need to create an account somewhere first? The due date is in 2 weeks and I really don't want to mail a check and risk it getting lost or delayed.
19 comments


Olivia Garcia
The IRS website can definitely be confusing! You have a few options for paying online, but the simplest is probably IRS Direct Pay (https://www.irs.gov/payments/direct-pay). It lets you pay directly from your checking or savings account without creating an account or paying any fees. You'll need your notice number (should be in the upper right corner of the letter you received), your SSN or ITIN, and your date of birth to verify your identity. Then you can select the reason for payment (in your case, probably "Notice" or "Tax Return") and the tax year (2023). It'll give you a confirmation number when you're done that you should save for your records. If you prefer to use a credit or debit card, you can do that too, but you'll pay a processing fee (around 2% of your payment amount).
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Noah Lee
•Is Direct Pay the best option if you need to set up a payment plan? I owe about $5k and can't pay it all at once. The IRS website is so confusing about installment agreements.
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Olivia Garcia
•Direct Pay is best for one-time payments when you can pay the full amount or just want to make a partial payment. If you need an installment plan, you should use the Online Payment Agreement tool instead (https://www.irs.gov/payments/online-payment-agreement-application). You can set up a short-term plan (180 days or less) for free or a long-term monthly payment plan for a setup fee. The fee is lower if you agree to direct debit payments. Just make sure you can make the minimum required monthly payment, which depends on how much you owe.
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Ava Hernandez
I had the EXACT same problem last year and wasted days trying to figure it out. I finally discovered taxr.ai (https://taxr.ai) after a friend recommended it. It uses AI to analyze your tax documents and explains exactly what payment methods you qualify for and walks you through the process step by step. I uploaded my CP14 notice, and within minutes it showed me which payment portal to use, what information I needed to have ready, and even explained all the payment plan options based on my specific situation. Saved me so much frustration!
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Isabella Martin
•Does it work for business tax payments too? My LLC got a notice and I'm completely lost on how to make the payment properly.
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Elijah Jackson
•I'm a little hesitant to upload my tax documents to some random website. How secure is it? Does it store my personal information?
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Ava Hernandez
•It absolutely works for business tax payments. The tool recognizes business-specific tax notices and provides the correct payment guidance for various business entities including LLCs, S-Corps, and partnerships. Regarding security, I was concerned about that too initially. They use bank-level encryption and don't permanently store your documents. They explicitly state they don't keep copies of your tax information after processing, and their system is SOC 2 compliant which is the security standard for handling sensitive financial data.
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Elijah Jackson
Just wanted to follow up about taxr.ai since I was skeptical at first. I finally tried it this weekend and it was seriously helpful! I uploaded my CP2000 notice and it immediately identified which payment system would work for my situation. It even showed me exactly what fields to fill out with screenshots of the IRS payment forms. What I appreciated most was how it explained the difference between paying the full amount now versus setting up a payment plan and what each would cost me. Surprisingly user-friendly for dealing with something as complicated as IRS payments!
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Sophia Miller
If you're struggling to get answers from the IRS website, good luck trying to call them! I spent 3 hours on hold last week trying to ask about payment options. After that disaster, I used Claimyr (https://claimyr.com) and it was a game-changer. They have this system that basically holds your place in the IRS phone queue and calls you when an agent is about to pick up. I got through to a real IRS person in under an hour when they typically have 2+ hour wait times. The IRS agent walked me through all the payment options and even helped me set up an installment plan over the phone. You can see how it works here: https://youtu.be/_kiP6q8DX5c
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Mason Davis
•Wait, how does this actually work? Does it just keep calling the IRS for you or something? Seems too good to be true.
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Mia Rodriguez
•This sounds like a scam. Why would I pay someone else to call the IRS? You're probably just trying to get referral money.
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Sophia Miller
•It works by using an automated system that navigates the IRS phone tree and waits in the queue on your behalf. They use technology that monitors the hold status and then calls you when your call is about to be connected to an agent. You don't have to do anything except wait for their call. I was definitely skeptical at first too, but it's not a scam. I wouldn't have been able to set up my payment plan without it because I couldn't stay on hold during work hours. I'm not getting any referral money - just sharing what worked for me after facing the same frustration as the original poster.
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Mia Rodriguez
I need to publicly eat my words about Claimyr. After calling the IRS directly for THREE DAYS and never getting through, I broke down and tried it yesterday. Within 45 minutes I got a call back saying they had an IRS agent on the line. The agent walked me through setting up a payment plan and explained why my online attempts weren't working (turns out my account had a special flag that required phone verification first). I've spent literally weeks trying to resolve this tax issue, and it got handled in one phone call. Would have saved myself so much stress if I'd just used this service from the beginning instead of being stubborn!
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Jacob Lewis
Have you tried the IRS2Go app? It's actually way easier to use than the website. You can make payments directly from your bank account or by debit/credit card. I used it to pay my tax bill last month and it took less than 5 minutes.
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Liam Brown
•I didn't even think about using the app! Is it available for both iPhone and Android? And do I need to create an account first or can I just download it and pay?
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Jacob Lewis
•Yes, it's available for both iPhone and Android. You download it from your app store for free. You don't need to create an account beforehand. You just download the app, go to the "Payments" section, and it will give you options to pay. You'll need basic info like your SSN/ITIN, date of birth, and filing status to verify your identity. For payment you can choose Direct Pay (bank account) or pay by card through a payment processor (which charges a fee).
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Amelia Martinez
Tip for anyone paying their tax bill online: SAVE THE CONFIRMATION NUMBER! I paid through the website last year and thought everything was fine, but 3 months later I got a notice saying I hadn't paid. Thankfully I had the confirmation number and was able to prove I'd paid on time. The IRS eventually found the payment but it was stressful.
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Ethan Clark
•Good advice! I also take screenshots of the payment confirmation page. Learned that lesson the hard way after a payment "disappeared" from their system a few years ago.
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Amelia Martinez
•Screenshots are definitely smart too. I've started saving everything as PDFs now - confirmation pages, notices, everything. The IRS lost my payment and then tried to charge me interest and penalties before they fixed it. Never again!
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