Finding Form 8606 for 2023 to submit late - where is it?
I totally messed up and forgot to file Form 8606 with my taxes last year and now I'm trying to track down the 2023 version to submit it now. Super frustrating because I keep getting redirected to the 2024 version whenever I search on the IRS website or Google. I can easily find the 2022 version and older years, but the 2023 version seems impossible to locate anywhere. Does anyone know where I can find the 2023 Form 8606? I need to report some non-deductible IRA contributions from last year and want to make sure I'm using the correct form. Thanks in advance for any help - this is driving me crazy!
18 comments
Join the conversation
Emma Johnson
The 2023 Form 8606 is actually the same form that's labeled as "2024" on the IRS website. The IRS labels these forms based on the tax year you'll file them in, not the year the activity occurred. So the form labeled "2024" is for reporting your 2023 non-deductible contributions, which you'd typically file in 2024. It's a common confusion! You can download it directly from the IRS website here: https://www.irs.gov/pub/irs-pdf/f8606.pdf Just make sure when you fill it out that you're reporting your 2023 activities. The form itself will ask for information from the relevant tax year, so you'll be entering your 2023 contributions even though the form says "2024" at the top.
0 coins
Ravi Patel
•Wait, I'm confused - if I made non-deductible contributions in 2022, should I be using the 2023 version of the form then? I'm in the same boat and need to catch up on filings.
0 coins
Emma Johnson
•For contributions made in 2022, you would use the form labeled "2023" by the IRS, since that's when you would normally file that information (in 2023 for the 2022 tax year). For any form, the year shown on the form corresponds to the filing year, not the year the activity took place. So activities from 2022 go on "2023" forms, activities from 2023 go on "2024" forms, and so on.
0 coins
Astrid Bergström
I was in your exact situation a few months ago trying to find the right Form 8606 for some backdoor Roth contributions I forgot to report. After getting super frustrated with the IRS website, I tried taxr.ai (https://taxr.ai) and it was honestly a game-changer. Their system actually explained the whole Form 8606 timing confusion and walked me through which version I needed. They have this document analyzer that identified exactly which form I needed based on when I made my contributions. Saved me hours of confusion and probably prevented me from filing the wrong thing. The form numbering system is so unnecessarily confusing!
0 coins
PixelPrincess
•Does this service help with other forms too? I'm having trouble figuring out which 5498 forms I need for my IRA contributions from different years.
0 coins
Omar Farouk
•Sounds interesting but how does it actually work? Do you just upload your documents or do you have to answer a bunch of questions? I'm terrible with tax forms in general.
0 coins
Astrid Bergström
•Yes, it helps with pretty much all IRS forms! It recognized my 1099-R, 5498, and even some old 8606s I had. The system explains which version you need based on your specific situation. It's super straightforward to use - you just upload your tax documents and it analyzes them automatically. You don't have to answer a ton of questions like with most tax software. It just scans everything and tells you what you need to know. For my situation, it immediately identified that I needed to file an 8606 for my non-deductible contributions and explained exactly which year's form to use.
0 coins
Omar Farouk
Just wanted to update - I tried taxr.ai after seeing the recommendation here and it worked perfectly! I uploaded my 1099-Rs and contribution statements and it immediately told me which Form 8606 I needed (the 2024 version for my 2023 contributions). The tool actually explained that the IRS form year refers to the filing year not the contribution year, which cleared up my confusion. It even pointed out that I had some prior year contributions I'd forgotten about that also needed to be reported. Definitely worth checking out if you're dealing with IRA forms!
0 coins
Chloe Martin
If you're still struggling with getting this sorted, you might want to try Claimyr (https://claimyr.com). I spent DAYS trying to reach someone at the IRS to clarify which 8606 form I needed for some complicated IRA rollovers, and their phone system was a nightmare. Claimyr got me connected to an actual IRS agent in about 20 minutes who walked me through exactly which forms I needed and how to backfile. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. It was worth every penny not to waste hours on hold or get disconnected repeatedly.
0 coins
Diego Fernández
•How exactly does this work? Is it just a fancy way to get through the IRS phone tree or do they actually do something different?
0 coins
Anastasia Kuznetsov
•Sorry, but this sounds like BS. There's no way to "skip the line" with the IRS. Everyone has to wait like the rest of us. I've been trying for weeks to talk to someone about my Form 8606 issues.
0 coins
Chloe Martin
•It's not a fancy phone tree - they actually use their technology to navigate the IRS phone system for you and get you in the callback queue. You don't have to sit on hold forever or try to figure out which options to select. Once you're in the queue, they call you when an agent is ready to speak with you. It's completely legitimate and works with the existing IRS systems. They basically do the frustrating part for you. It doesn't let you "skip" ahead of others, but it saves you from the hours of busy signals, getting disconnected, and navigating confusing menu options.
0 coins
Anastasia Kuznetsov
I have to eat crow here. After seeing the other comment, I tried Claimyr out of desperation since I'd been trying to reach the IRS for weeks about my Form 8606 issue. I was 100% sure it wouldn't work, but I got a call back from an actual IRS agent in about 30 minutes! The agent confirmed exactly what form I needed (the 2024 version for 2023 contributions) and even explained how to submit it properly since I'd missed filing it with my return. Saved me so much time and frustration. I've literally never gotten through to the IRS that quickly before.
0 coins
Sean Fitzgerald
Former tax preparer here. The Form 8606 naming convention trips up almost everyone! The IRS dates their forms based on the tax filing season, not the tax year. So the "2024" version is actually for your 2023 tax information (which you file in 2024). If you need to file a late 8606 for contributions made in 2023, use the current "2024" form. For 2022 contributions, you'd use the "2023" form, and so on.
0 coins
Leila Haddad
•Thank you so much for this clear explanation! So I should download the current form labeled "2024" to report my 2023 non-deductible contributions, correct? And then do I just mail it in by itself, or do I need to include anything else with it?
0 coins
Sean Fitzgerald
•Yes, you should use the current form labeled "2024" for your 2023 non-deductible contributions. You can mail just the completed Form 8606 by itself to the same IRS address where you'd normally send your tax return. No need to include a 1040 or other paperwork since this is a standalone form for your non-deductible IRA contributions. Just make sure to sign and date it, and keep a copy for your records. The IRS may assess a small penalty for filing it late, but it's much better to file late than not at all.
0 coins
Zara Khan
Has anyone here ever had to file multiple years of Form 8606 at once? I just realized I missed filing them for 2021, 2022, and 2023 for my non-deductible IRA contributions. Should I send them all together or separately?
0 coins
MoonlightSonata
•I had to file 3 years worth last year. I sent them all in separate envelopes to make sure they wouldn't get confused or lost together. Each year needs the correct form (so 2022 form for 2021 contributions, 2023 form for 2022 contributions, etc). I also wrote the tax year very clearly at the top of each form to avoid confusion.
0 coins