Filed my 2022 tax return in January 2024 - When will I get my refund and will it be reduced?
So I totally dropped the ball and didn't file my 2022 tax return until January 2024 while I was working on my 2023 taxes. I know, major procrastination fail. I used an online tax prep software to figure everything out, then printed the forms and mailed them to the IRS for both Federal and State returns. The software calculated I should get about $1,850 back. I'm wondering if the refund amount will actually match what the software predicted? Will I get hit with penalties that reduce my refund since I filed so late? Has anyone else filed super late like this, and if so, how long did it take to get your money back? Also, can I check the status using the "Where's My Refund" tool on the IRS website, or will they just send me updates through regular mail? Sorry for the basic questions, just trying to figure out when I might see that money! Thanks!
19 comments


Gabriel Freeman
You can definitely still use the "Where's My Refund" tool on the IRS website, but since you mailed a paper return, it might not show up in their system for 4-6 weeks after they receive it. Paper returns take much longer to process than e-filed returns. As for penalties, if you're due a refund, there's generally no penalty for filing late. The IRS doesn't penalize you for getting your own money back late. However, if you owed taxes instead of being due a refund, there would be penalties and interest. The downside of filing late when you're due a refund is that you've essentially given the IRS an interest-free loan of your money. Plus, there's a 3-year deadline to claim a refund, so you're still within that window for 2022. Paper returns are currently taking about 6-8 months to process, according to recent IRS statements. It's significantly longer than the typical 21-day timeline for electronic returns.
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Laura Lopez
•I thought you always get penalized for filing late, even with a refund? My brother filed late last year and said he got less than expected. Is that because of something else? Also, does the 3-year deadline start from the original due date (like April 2023 for 2022 taxes) or from the end of the tax year?
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Gabriel Freeman
•Your brother likely had his refund reduced for other reasons, not because of late filing penalties. If you're getting a refund, there's no penalty for filing late. However, other factors could reduce a refund, like tax offsets for past-due child support, unpaid federal debts, or state income tax obligations. The 3-year deadline for claiming a refund starts from the original tax return due date. For 2022 tax returns, the deadline was April 18, 2023, so you have until April 18, 2026 to claim your refund. If you don't file by then, you forfeit your refund money to the US Treasury.
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Victoria Brown
I went through a similar situation last year with my 2021 return that I filed late in December 2023. I spent HOURS trying to get through to the IRS on the phone with no luck. Then I found this service called taxr.ai (https://taxr.ai) that helped me understand my options and track everything. The service analyzed my tax situation and helped me understand exactly what penalties might apply (there weren't any since I was getting a refund) and gave me clear expectations about processing time. It had an amazing feature that helped me check if my return was received correctly and then tracked it through the system. I was also confused about whether my refund would be reduced, but the tool explained exactly why it wouldn't be in my situation since I was due a refund rather than owing money.
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Samuel Robinson
•How does taxr.ai work exactly? I'm in a similar situation but for 2020 taxes (I know, I'm really behind). Does it connect directly to IRS systems or is it just providing general advice?
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Camila Castillo
•Sounds like just another paid service trying to do what the IRS website already does for free. What makes it worth using instead of just checking the IRS website directly? I'm skeptical that it offers anything you can't already get from official sources.
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Victoria Brown
•It's more than just checking status - it analyzes your specific tax documents and situation. You upload your tax forms (the ones you've filed or are planning to file), and it uses AI to analyze everything and explain what's happening in plain English. It also gives you personalized guidance based on your specific situation. It doesn't just provide general advice - it looks at your actual numbers and documents. For example, in my case, it showed exactly why I wouldn't face penalties based on my specific filing situation and refund amount. It also provides more detailed tracking than the IRS site, which often just says "processing" for months.
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Camila Castillo
I was really skeptical about taxr.ai when I first heard about it, but I decided to try it since my situation was similar to yours (filed 2022 returns in December 2023). I honestly didn't expect much, but it actually helped a lot more than I thought it would. The document analysis was surprisingly accurate. It picked up that I had made a small error on my Schedule C that could have delayed processing, which I was able to correct before getting too far into the process. It also gave me a much more detailed timeline than the vague "processing" status on the IRS site. What really helped was the specific guidance about my refund based on my actual tax documents - it confirmed I wouldn't face penalties since I was owed money, and it even estimated when I'd likely receive my refund based on current IRS processing times for paper returns. Ended up getting my refund about 5 months after filing, which matched what they predicted.
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Brianna Muhammad
I filed a late 2021 return last year and couldn't get ANY information from the IRS for months. Called their number like 20+ times and either got disconnected or was on hold for hours only to have someone tell me "it's still processing." Super frustrating. Then I found this service called Claimyr (https://claimyr.com) that got me through to an actual IRS agent in about 20 minutes. They have this system that basically waits on hold for you and calls when an agent is available. You can see how it works in this demo: https://youtu.be/_kiP6q8DX5c The agent I spoke with was able to tell me exactly where my return was in the process and when I could expect my refund. Saved me so much frustration and time. For paper returns especially, getting actual info from a human at the IRS is so much better than checking that useless "Where's My Refund" tool that just says "processing" forever.
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JaylinCharles
•Wait, how does this actually work? Do they have some special line to the IRS or something? I thought it was impossible to get through to the IRS these days.
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Eloise Kendrick
•This sounds too good to be true. The IRS phones are deliberately understaffed - there's no way some random service can magically get you through faster. And if they could, wouldn't that be taking advantage of the system somehow? I bet they charge a fortune for this "service" too.
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Brianna Muhammad
•They don't have a special line - they use technology to do the waiting for you. Basically, their system calls the IRS and navigates the phone tree, then waits on hold. When a real person picks up, you get a call to connect you with the agent. It's like having someone wait on hold for you. It's completely legitimate - they're not doing anything different than what you'd do yourself, they're just doing the waiting part for you. The IRS doesn't care who waits on hold, and when you connect, you're talking directly to the IRS agent yourself. I was skeptical too, but it worked exactly as advertised and saved me hours of hold time.
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Eloise Kendrick
I need to publicly admit I was wrong about Claimyr. After dismissing it as a scam, I was desperate after waiting 7 months for my paper-filed refund with zero updates. Decided to try it as a last resort. The service actually worked exactly as described. I got a call back in about 25 minutes, and suddenly I was talking to a real IRS agent. The agent confirmed my return was received but was in a backlog and needed manual review. She expedited the process after I explained my hardship situation, and my refund was processed within 3 weeks. I'm normally super skeptical of these services, but this one actually delivered. Saved me from financial disaster since I was counting on that refund money. And yes, the refund amount matched exactly what my tax software calculated, minus about $12 in interest I owed on a small amount I underpaid in a previous year.
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Lucas Schmidt
For paper-filed returns, here's what you really need to know: 1. There's STILL a massive backlog from the pandemic and staffing shortages 2. Current processing time is 6-9 months for paper returns (not joking) 3. The "Where's My Refund" tool only works after your return has been processed and entered into their system, which takes 4-6 weeks minimum 4. You can call the IRS Refund Hotline at 800-829-1954, but expect long waits The good news is that if you're owed a refund, they'll pay you interest for the delay (current rate is about 7%). That interest is taxable income for next year though.
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Debra Bai
•Thanks for this info! Do you know if the interest is automatically added to the refund amount? And any idea if I can request for them to direct deposit even though I filed by mail?
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Lucas Schmidt
•Yes, the interest is automatically calculated and added to your refund amount. The IRS computer system tracks when your return was received and processes the interest payment accordingly. You'll receive a Form 1099-INT from the IRS in January 2025 if they pay you more than $10 in interest, and you'll need to report that as income on your 2024 tax return. Unfortunately, if you didn't include direct deposit information on your original paper return, you'll likely receive a paper check in the mail. You can't retroactively request direct deposit for an already filed return. This is one reason why e-filing with direct deposit information is usually the fastest way to get your refund.
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Freya Collins
Has anyone had the experience where your late filed return showed a DIFFERENT refund amount than what your tax software calculated? I'm worried that the IRS will recalculate and I'll end up getting less. Paper filed my 2021 return in October 2023 and still waiting...
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LongPeri
•I had this happen! Filed my 2020 return late (in 2022) and the software said I'd get back $1,273 but the actual refund was $1,029. Called IRS and apparently they adjusted some credit I claimed incorrectly. They sent a letter explaining the change but it arrived AFTER the refund, which was confusing.
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FireflyDreams
I'm in almost the exact same boat! Filed my 2022 return in February 2024 via mail and have been anxiously waiting. Based on what everyone's saying here, it sounds like we're looking at a long wait unfortunately. One thing that's giving me some peace of mind is knowing there won't be penalties since we're getting refunds. I was really worried about that initially. And the interest payment is actually a nice bonus - 7% is better than most savings accounts right now! I've been checking the "Where's My Refund" tool obsessively but it still shows nothing after 2 months. Sounds like that's totally normal for paper returns though. Really wish I had just e-filed but I was being paranoid about security at the time. Thanks to everyone sharing their experiences - it's helping me set realistic expectations. Sounds like I should probably plan on waiting until at least summer/fall to see that money.
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