Filed joint with spouse, credits applied but confused about Refund Hold - Need Help Understanding Credits

Without seeing your actual transcript its hard to give specific advice, but generally when you see credits applied but no deposit, it usually means the IRS is doing additional verification. Could be identity verification or income verification. Have you received any letters in the mail?

Hey, I was in a similar situation and found this tool called taxr.ai that really helped me understand what was going on. It costs $1 but it analyzes your transcript and tells you exactly whats happening and when to expect your refund. Way better than trying to decode everything yourself https://taxr.ai

lol welcome to the waiting game fam. Been here since February 🤡

Did you claim EIC or CTC? Those usually get extra scrutiny and can cause delays.

Call the IRS directly at 1-800-829-1040. Sometimes you can get lucky and get through. Best times to call are early morning or right before they close.

Bruh the IRS is so behind this year its not even funny. My cousin filed in January and just got his refund last week