E-file Rejected but Still Eligible for Refund Advance After Resubmission?

Yes, you can absolutely still qualify for a refund advance after an initial rejection. Here's what happens in this scenario: 1. The refund advance qualification is based on your expected refund amount, not the initial acceptance status 2. As long as your resubmission is accepted by the IRS, the advance eligibility remains intact 3. Most tax prep companies have a 24-48 hour window after rejection where resubmissions don't affect advance eligibility 4. Your AGI verification issue (0503) is one of the most common and easily corrected errors 5. The advance approval is conditionally locked when initially processed, pending final IRS acceptance Just make sure your resubmission is accepted, and you should be good to go with the advance as originally approved.

OMG literally went thru this exact thing last week. Got rejected bc I fat-fingered my 2022 AGI (was off by $100 smh). Fixed it, resubmitted same day, and still got my advance 2 days after IRS accepted. The tax place told me as long as it's the same return info and not like a major change to ur refund amt, ur good. Don't stress too much abt it, tho I know how u feel waiting for that $$$!

My experience wasn't quite as smooth... I had a rejection for a similar reason, and while I did eventually get the advance, there was an additional verification step required. The lender wanted to confirm the resubmission was identical in terms of refund amount. I think it might depend on which tax service you're using and their specific lender's policies. I would probably call them just to make sure there aren't any additional steps needed on your end.

When my return got rejected last year, I panicked because I NEEDED that advance money for car repairs. Called the IRS for 3 days straight with no luck getting through. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) to get past the hold times and spoke to someone who confirmed that rejections don't affect advance eligibility as long as you're eventually accepted. Saved me so much stress! The agent also told me that most tax services have agreements with their lenders that allow for common corrections without canceling the advance approval. Got my advance literally hours after my resubmission was accepted!

Be careful about this. I had a rejection and resubmission last year, and while I did eventually get the advance, it wasn't automatic. My tax preparer had to manually re-approve the advance application after the successful resubmission. Some tax services have a policy that any rejection automatically cancels the advance and requires a new application. Don't just assume it will process - call your preparer tomorrow and specifically ask them to confirm your advance is still in the queue after the correction.

This situation is similar to what happens with mortgage pre-approvals. The initial qualification remains valid as long as the fundamental numbers don't change significantly. In your case, since the rejection was just a verification issue rather than something that changed your refund amount, the advance should remain valid. I've seen this play out dozens of times with different tax services - they all handle it slightly differently, but the end result is usually the same: if your resubmission is accepted with the same refund amount, the advance proceeds as originally approved.

Wow, I just went through this exact scenario! My return was rejected due to an incorrect prior year AGI (I forgot I had amended my 2022 return). According to IRS Publication 1345 (which governs e-file procedures), a rejection and resubmission is still considered part of the same filing as long as it's corrected within the timeframe specified by your provider. I was shocked to find out that the advance lender doesn't even get notified about the initial rejection - they only see the final acceptance! Got my advance just 1 day after acceptance.

One important detail. Timing matters. Most services require final acceptance within 72 hours of initial submission. Beyond that window, advance might need reapproval. Check your service's specific terms. Different lenders have different policies. Document everything. Keep screenshots of your acceptance. Made a huge difference for me last month.