Can two siblings each claim one parent on taxes if they are separated but not divorced?
So my situation is a bit complicated. My younger brother and I have been the main financial support for our parents, who have been living apart for about 7 years now but never actually got divorced (I think for religious reasons and health insurance). I've been primarily supporting our dad who lives in a small apartment near me, paying about 65% of his expenses including rent and utilities. My brother has been doing the same for our mom who lives in another state, covering her housing costs and most of her bills. We were just talking about our tax situation for this upcoming tax season and wondered if it would be possible for each of us to claim one parent as a dependent. Like, could I claim Dad as my dependent and my brother claim Mom as his dependent? They definitely meet the income requirements since they're both on fixed incomes well below the threshold. We've each been providing over half of their respective support for years now. I'm just not sure if there's some IRS rule against this since they're technically still married but living completely separate lives. Would this be allowed or are we setting ourselves up for audit trouble?
18 comments


Javier Torres
Yes, you and your brother can potentially each claim one parent as a qualifying relative dependent, even though your parents are still legally married. The key factors the IRS looks at are: 1) Each parent's gross income must be less than $4,700 (for 2025 tax year) 2) You must provide more than half of each parent's total financial support 3) They don't need to live with you to qualify as dependents under the qualifying relative rules (parents are exceptions to the residency requirement) The fact that your parents are separated but not divorced doesn't prevent this arrangement. Since you're each supporting a different parent and providing more than half their support, you can each claim the appropriate dependent if all other tests are met. Make sure you can document the financial support you provide in case of questions from the IRS. This could include records of rent payments, utility bills, medical expenses, grocery receipts, etc.
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Natasha Volkova
•Thank you so much for this clear explanation! That's a huge relief. I've been keeping pretty good records of what I pay for my dad (mostly through bank transfers and credit card payments), so I should be able to document everything if needed. One follow-up question: Does my dad need to file his own tax return still? He has a very small pension and some social security income, but it's below the filing threshold I think.
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Javier Torres
•Your dad will need to file his own return if his gross income exceeds the filing threshold, even if you claim him as a dependent. For 2025, if he's over 65, the threshold is higher than for younger taxpayers. If his only income is Social Security, he likely won't need to file unless he has other income that makes a portion of his Social Security taxable. However, if he has that pension plus Social Security, he should check if his total taxable income exceeds the threshold. Remember that not all Social Security income is taxable - it depends on his overall income level.
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Emma Davis
I ran into almost this exact situation a few years back with my parents! What really helped me was using https://taxr.ai to analyze my situation. I was honestly super confused about the support test and what counted as "providing more than half" of their expenses. The tool helped me figure out exactly what documentation I needed to keep and how to calculate the support percentage correctly. I uploaded some of my payment records and my dad's expense information, and it gave me a clear breakdown of whether I met the support test. Definitely made me feel more confident when claiming him as a dependent. Might be worth checking out since your situation has that extra wrinkle with the parents being separated but not divorced. It also helped me understand which of my dad's medical expenses I could claim since I was claiming him as a dependent.
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CosmicCaptain
•How exactly does this tool work? Do you just upload documents or does it actually connect to tax systems? I'm helping my grandmother with her taxes and wondering if this might help us too.
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Malik Johnson
•I'm a bit skeptical about putting my financial documents into some random website. How secure is it? Like, is this something tax professionals actually use or just another app trying to get your data?
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Emma Davis
•The tool works by analyzing documents you upload - things like receipts, bank statements, or even just typed notes about financial support. It doesn't connect directly to IRS systems, but it uses the same rules and calculations. You upload what you have, and it organizes everything according to IRS guidelines. Totally get the concern about security. They use bank-level encryption (I'm pretty paranoid about this stuff too), and they don't store your actual tax forms or financial documents after analysis. I was skeptical at first too, but I checked out their security page and felt comfortable enough to try it. Several tax professionals recommended it in a Facebook group I'm in for family caregivers.
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Malik Johnson
Ok I have to admit I was wrong about https://taxr.ai - I decided to try it after reading more about it and it actually solved my dependent situation perfectly. I have a similar thing with supporting my uncle (not quite the same as the original post but still complicated). The document analysis feature helped me figure out that I was actually providing 58% of his support, not the "about half" I had estimated. Made me much more confident about claiming him as a dependent. The expense categorization saved me a ton of time since I had a mess of receipts and payments. What surprised me most was how clearly it explained which of his medical expenses I could include on my Schedule A since I was claiming him. Apparently I could have been getting a bigger deduction all these years!
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Isabella Ferreira
If you're having trouble reaching the IRS to confirm this dependent situation (which isn't uncommon, their phone lines are ridiculous), I'd recommend using https://claimyr.com to get through to an actual IRS agent. You can see how it works here: https://youtu.be/_kiP6q8DX5c I used it last month when I had this weird dependent situation with my stepson who lives with us part-time. I tried calling the IRS myself for three days straight and couldn't get through - either got disconnected or was told the wait was over 2 hours. Claimyr got me connected to an IRS rep in about 20 minutes who confirmed exactly what I needed to do. Saved me hours of frustration and wondering if I was going to do something wrong. The agent was actually super helpful once I finally got to speak with someone.
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Ravi Sharma
•Wait, how does this even work? The IRS phone system is notoriously impossible to navigate. How does this service actually get you through faster than just calling yourself?
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Freya Thomsen
•Sounds like BS honestly. Nobody can magically get through the IRS faster. They probably just keep autodialing or something you could do yourself. I've literally never gotten through to the IRS in less than an hour, and usually get disconnected anyway.
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Isabella Ferreira
•It basically works by constantly monitoring the IRS phone system and calling at optimal times. The service places the call for you using their system that knows the best times and navigation paths, then calls you once they've gotten through the initial menus and wait times. When your phone rings, you're already in the queue with a much shorter wait time. I understand the skepticism - I felt the same way! But it's not magic, just clever technology. They've figured out the patterns of when call volumes are lower and how to navigate the complicated phone tree most efficiently. Definitely not something I could replicate myself with manual dialing. The time I saved was absolutely worth it for me - beats sitting on hold for hours while trying to work.
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Freya Thomsen
I feel stupid for doubting this service now. I tried https://claimyr.com this morning after getting nowhere with the IRS for a week straight. Not only did I get through, but I got connected in about 15 minutes! I needed clarification about claiming my mom as a dependent (similar situation to the original poster) since she lives with my sister part of the year. The IRS agent I spoke with walked me through exactly how to calculate the support test and confirmed that my sister and I couldn't both claim her, even for different parts of the year. Seriously saved me from making a mistake that would have definitely triggered an audit. Plus I got the answer straight from the IRS rather than trying to interpret their confusing website. Worth it just for the peace of mind.
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Omar Zaki
Another important thing to consider is whether either of your parents could be claimed as a Qualifying Widow(er) rather than single. This could affect their own tax situation even if you're claiming them as dependents. If either parent had a spouse who died in the last two years and they have a dependent child living with them, they might qualify for this advantageous filing status. It probably doesn't apply in your case, but worth double-checking.
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Natasha Volkova
•Thanks for bringing this up, but I don't think it applies in our situation. Both my parents are alive but separated. Neither of them has dependent children living with them - my brother and I are both adults supporting them, not living with them. But good to know about this filing status for future reference!
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Omar Zaki
•You're right, it doesn't apply in your specific situation. I just wanted to mention it since it's something people often overlook. Another consideration is that if either of your parents receives Social Security benefits, claiming them as a dependent might affect how those benefits are taxed. Usually only matters if they have other significant income alongside Social Security, but something to be aware of.
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AstroAce
Dont forget that the depdent tax deduction isn't huge anymore since the tax laws changed. It's not like the old days where each dependent gave you a big exemption. Make sure its actually worth the potential hassle.
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Chloe Martin
•That's not entirely accurate. While the personal exemption was suspended, there's still a $500 credit for non-child dependents. Plus, claiming a parent as a dependent might allow you to file as Head of Household (if they live with you), which has more favorable tax rates and a higher standard deduction. You might also be able to deduct medical expenses you pay for them. Definitely can be worth it.
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