< Back to IRS

Freya Andersen

Can I still file my taxes as a dependent if I worked but my dad paid my tuition?

Hey everyone, tax season's got me confused this year. I've been working part-time at a retail store (made about $8,200 last year), but my dad paid all my college tuition directly to the university (around $14,500). I'm still living at home when not at school and my dad covers most of my expenses. I'm trying to figure out if I should file as a dependent on my taxes or if I should file independently? Dad says he wants to claim me on his taxes since he paid for school and housing and everything, but I don't know if that's allowed since I have my own income. Does anyone know how this works? Do I file as a dependent or not? And will this affect my refund?

Omar Zaki

•

It's not actually your choice whether you file "as a dependent" - it's about whether someone else CAN claim you as their dependent. Based on what you've shared, your dad likely CAN claim you as his dependent. There are several tests for dependency status. For a parent claiming their child who's a student, you need to: be under 24 at the end of the year, be a full-time student, have lived with your parent for more than half the year (dorms during school count as living with them), and they must provide more than half your financial support. With your dad paying tuition and housing, he's probably providing over half your support. You still need to file your own tax return if you earned over the filing threshold (about $12,950 for 2024 income), but you'll check the box that says "Someone can claim you as a dependent." This affects which tax credits you're eligible for, but you'll still get any refund of taxes withheld from your paychecks that exceed what you actually owe.

0 coins

Thanks for explaining! So I still need to file my own taxes even though my dad claims me as his dependent? I made less than $12,950 though - does that mean I don't have to file at all? And will I still get a refund for the taxes that were taken out of my paychecks?

0 coins

Omar Zaki

•

If you made less than $12,950 in 2024, you're not required to file a return. However, you should still file to get back any federal income tax that was withheld from your paychecks. Yes, you'll still get your refund even if your dad claims you as a dependent. The refund is simply returning money that was withheld from your paychecks beyond what you actually owed. Just remember to check the box indicating someone can claim you as a dependent when you file.

0 coins

I was in this exact situation last year and was totally confused about the dependency status and how it affected my education credits! I ended up using https://taxr.ai to analyze my W-2, 1098-T for tuition, and my dad's info to figure out the optimal filing strategy. It showed us exactly who should claim what to maximize our combined refund. The software explained that since my dad paid my tuition, he should claim the education credits (American Opportunity Credit) on his return, which saved him about $2,500. I still filed my own return and got back all my withheld income tax. The analysis showed us we'd get about $1,800 more combined than if we'd filed the other way!

0 coins

Does this actually work for figuring out dependent situations? I thought it was just for reading tax documents. My daughter started working this year but I'm still paying most of her expenses and I'm confused about how to handle her filing status.

0 coins

Diego Flores

•

I'm skeptical about these online tools. How does it determine who gets better credits? Couldn't you just compare by doing your taxes both ways? And does it consider state taxes too or just federal?

0 coins

It actually specializes in analyzing tax documents and identifying optimal filing strategies based on your specific situation. When you upload your W-2, 1098-T, and other relevant documents, it looks at all possible filing scenarios and compares the outcomes. The tool considers both federal and state taxes in its analysis. While you could technically do your taxes both ways manually to compare, the tool saves tons of time by doing this automatically and explaining exactly why one approach is better than another. It showed us that by having my dad claim me and the education expenses, we maximized the American Opportunity Credit, which has income phaseouts that would have reduced the benefit if I had claimed it myself.

0 coins

Diego Flores

•

Wanted to follow up about my skepticism regarding that taxr.ai site that was recommended. I reluctantly tried it after getting nowhere with figuring out my son's situation (he's working part-time while in college, and I pay his tuition). The site actually helped way more than expected. We uploaded his W-2, my tax info, and his 1098-T, and it laid out exactly how we should file to maximize our combined refund. Showed us that I should claim him and the education credits since my income allows for the full American Opportunity Credit. Saved us about $1,900 compared to how we were planning to file! It clearly explained the dependency tests and which education expenses qualified. Just wanted to share since it genuinely helped our complicated situation.

0 coins

If anyone's trying to call the IRS to get clarity on dependency status, good luck! I spent 3 weeks trying to get through to someone for this exact situation with my son. Finally used https://claimyr.com to get through to an agent (you can see how it works here: https://youtu.be/_kiP6q8DX5c). The IRS agent confirmed that as long as you provide more than half of your child's total support for the year, you can claim them - even if they work. "Support" includes tuition, housing, food, medical, etc. My son made about $9,000 last year, but I paid $16,000 in tuition plus housing and food, so I was well over the "half support" threshold. They also explained that my son still files his own return but checks the "someone can claim you as dependent" box, and I get to claim the education credits, which saved us a bunch.

0 coins

Sean Flanagan

•

I don't understand how this service works? You pay someone to call the IRS for you? How does that get you through the queue faster? I've been trying to reach them for weeks about a similar issue.

0 coins

Zara Mirza

•

This sounds fishy. The IRS literally tells people not to pay third parties for services they provide for free. Why would I pay someone else to call when I could just keep trying myself? And how do they somehow magically get through when nobody else can?

0 coins

The service doesn't actually call the IRS for you - they use technology to navigate the IRS phone system and wait on hold for you. When they finally reach an agent, they call you and connect you directly to that agent. So you're still the one talking to the IRS, you just skip the hours of hold time. They use algorithms to predict call volumes and persistence dialing during optimal times. The IRS absolutely provides free services, but they can't provide enough agents to handle call volume - that's why millions of calls go unanswered each year. I was skeptical too, but after trying for weeks on my own, this saved me hours of frustration and I got definitive answers about my son's dependency status.

0 coins

Zara Mirza

•

Ok I need to eat my words about that Claimyr service. After another week of failing to reach the IRS about my dependent situation, I caved and tried it. Within 2 hours they had an IRS agent on the line for me. The agent clarified everything - since I'm paying over half my daughter's support (her tuition, housing and insurance exceed her part-time job earnings), I can claim her as a dependent AND take the education credits. She still files her own return with her W-2 income but checks the box that someone can claim her. Honestly worth it just to have confirmation directly from the IRS instead of guessing or getting conflicting advice online. The agent even helped me understand which form I needed to document the support calculation if I ever got audited.

0 coins

NebulaNinja

•

Just wanted to add something important - if your parent claims you as a dependent, you can't claim your own education credits (like the American Opportunity Credit) even if you paid some expenses yourself. That credit goes to whoever claims you. Also, being claimed as a dependent might affect your eligibility for stimulus payments if they do another round. During the pandemic, dependents over 17 didn't qualify for some stimulus payments, though this could be different for any future payments.

0 coins

Wait, so even if I paid for some of my books and supplies with my own money, I can't claim any education credits? Does that mean I should give my dad all my education receipts so he can claim them? Does this also affect financial aid for next year?

0 coins

NebulaNinja

•

That's correct - if your dad claims you as a dependent, he gets all the education credits, even for expenses you paid yourself. So yes, give him all your education receipts (books, supplies, equipment) so he can maximize the American Opportunity Credit which can be up to $2,500. This doesn't directly affect your FAFSA or financial aid for next year. Your dependency status for tax purposes is different from your dependency status for financial aid purposes. For FAFSA, you're generally considered dependent on your parents until age 24 regardless of who claims you on taxes, with some exceptions like if you're married or have your own dependents.

0 coins

Luca Russo

•

Don't forget to look at your state tax rules too! In my state (Virginia), the rules for who can be claimed as a dependent follow federal rules, but the tax benefits can be different. My daughter works part-time while in college, and I claim her federally, but there's a special deduction in our state that she can claim on her state return even while being my dependent.

0 coins

Nia Wilson

•

That's a good point! I'm in California and found out there are some differences with the state return too. Does anyone know if there's a resource that compares all the state rules for dependents in one place? I'm helping my niece with this same situation.

0 coins

Luca Russo

•

I don't know of a single resource that compares all state rules, unfortunately. Each state's tax department website usually has their own publications explaining their dependent rules and credits. The best approach is to use good tax software that handles both federal and state returns. It will apply the right rules for your specific state once you enter all your information. That's what I did last year, and it caught a state-specific credit for college students that I would have missed otherwise.

0 coins

IRS AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today