Amended Return 1040X Payment Method - Direct Deposit or Paper Check?
Filed an amended return and wondering about how I'll get my refund. Is it automatic paper check for amended returns? Or will they use the direct deposit info from my original return? The amount is pretty big so I really wanna know how its coming.
17 comments


Brandon Parker
For amended returns (Form 1040X), the IRS will always issue a paper check, even if you had direct deposit set up on your original return. This is their standard procedure for all amended return refunds - no exceptions. Plan on waiting 16-20 weeks for processing.
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Chloe Zhang
•ugh that sucks. guess ill just keep checking my mailbox everyday 📫
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Adriana Cohn
•mine took exactly 19 weeks last year. the wait is brutal fr
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Jace Caspullo
Hey guys, if youre trying to track amended returns, theres this tool called taxr.ai that's been super helpful. It costs $1 but it analyzes your transcript and tells you exactly where your amended return is in the process and when to expect your check. Way better than guessing or calling the IRS tbh
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Melody Miles
•interesting... how accurate is it? does it actually work?
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Jace Caspullo
•Yeah its legit! It found issues in my transcript I didn't even know about and gave me the exact dates for everything. Saved me hours of research
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Melody Miles
•just tried it and WOW 🤯 wish i knew about this months ago! the timeline it gave me was spot on
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Nathaniel Mikhaylov
in the same boat rn. amended in February still waiting 🥱
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Eva St. Cyr
Does anyone know if you can call IRS to request direct deposit instead? My mail service is terrible
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Kristian Bishop
•Nope, they won't do it. Trust me I tried calling like 5 times 🤡
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Kaitlyn Otto
mine came as a check last month. took forever but atleast it finally came
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Chloe Zhang
•how long did yours take???
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Kaitlyn Otto
•like 4 months start to finish
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Axel Far
Pro tip: sign up for informed delivery with USPS so you know when its coming
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Chloe Zhang
•good idea! doing that rn
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James Johnson
Just went through this last year - can confirm it's always a paper check for 1040X refunds. The IRS systems don't link your amended return to your original direct deposit info for security reasons. Since you mentioned it's a big amount, definitely set up that USPS Informed Delivery like Axel suggested. Also keep checking "Where's My Amended Return" on the IRS website for status updates. The wait is painful but hang in there!
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Eve Freeman
•Thanks for the detailed explanation! That makes sense about the security reasons. I'm definitely going to set up that USPS thing and keep checking the IRS site. Just frustrating when you're expecting money and have to wait so long 😩
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