Same thing happened to me! Filed on 2/14 with the EV tax credit for my Tesla and my status bars disappeared on 2/20. I was panicking thinking something was wrong with my return. But after reading everyone's experiences here, I'm feeling much more confident this is just routine verification. It's frustrating that the IRS website doesn't explain what "still being processed" actually means - they could save people so much anxiety by just saying "your return is undergoing routine verification for claimed credits" instead of leaving us to guess what's happening. Thanks for sharing your timeline, it really helps to see I'm not alone in this!

I'm going through this exact situation right now! Filed on 2/5 and my status bars disappeared on 2/15 after claiming the Child and Dependent Care Credit. I've been checking the "Where's My Refund" tool obsessively every day since then. Reading everyone's experiences here is such a relief - I was convinced I'd made some terrible mistake on my return. The IRS really needs to do a better job explaining what these status changes mean. A simple message like "Your return is being reviewed due to credits claimed - this is routine and no action is required" would save so many people from unnecessary stress. Thanks to everyone who shared their timelines. It's really helpful to know this is normal and that most people do eventually get their refunds without any issues. Going to try to be more patient now that I understand what's actually happening!

This thread has been absolutely incredible - thank you to everyone sharing their experiences! I'm dealing with the same situation (Michigan return at "completed" status for 7 days now) and was getting really anxious until I found this discussion. The batch processing explanation from @GalaxyGazer makes so much sense of what seemed like completely random timing. And @Isabella Tucker's breakdown of the multi-stage process behind "completed" status is exactly what Michigan Treasury should be explaining on their website instead of leaving us all guessing. @QuantumQuasar - thanks for coming back with your successful timeline! Getting your deposit on day 10 gives me hope I'm getting close. @Barab'bas - I'm so sorry about your 69-day paper filing ordeal. That's completely unacceptable and really highlights the unfair disparity between e-filing and paper processing this year. I'll definitely be checking my account on those Tuesday/Thursday/Saturday mornings that people have identified as key deposit days. It's so much better to have specific days to watch rather than checking obsessively every day. This community knowledge has been infinitely more helpful than anything on the official Michigan Treasury site. I'll make sure to update when my refund comes through to add another data point to our collective timeline tracking. Fingers crossed for everyone still waiting! 🤞

Just wanted to share my experience to add to this incredibly helpful timeline tracking! I'm currently on day 12 since my Michigan return moved to "completed" status, and still waiting for my deposit. Based on all the patterns everyone has identified here, I should hopefully see movement soon since I'm getting close to that 14-day outer range. This thread has been absolutely invaluable for managing my expectations and stress levels. The batch processing explanation from @GalaxyGazer and the multi-stage process breakdown from @Isabella Tucker have helped me understand that "completed" really just means "approved and waiting in the payment queue" rather than "money is on its way." I've been following the Tuesday/Thursday/Saturday checking schedule that several people mentioned, which has definitely been better for my sanity than my previous approach of checking my account multiple times daily. @QuantumQuasar - your day 10 success story keeps me optimistic! @Barab'bas - I continue to be outraged on your behalf about the 69-day paper filing delay. That disparity is completely unacceptable. I filed electronically in late February with some rental property income, so based on @Luca Esposito's observations about additional processing time for certain income types, I might be looking at the longer end of the timeline. But knowing that the system does eventually work (just slowly) thanks to everyone's shared experiences here has made this waiting period so much more bearable. Will definitely update when my refund processes to keep adding to our community data! This collective knowledge sharing is exactly what Michigan Treasury should be providing but isn't.

I'm really sorry to hear about your ER visit, Ryan! That's such a stressful situation to deal with, especially when finances are tight. You're absolutely correct about the HSA contribution deadline - it's April 15th and doesn't extend with filing extensions, so unfortunately the window for 2024 contributions has closed. But you do have good options moving forward! You can make a 2025 HSA contribution now and immediately reimburse yourself for your ER expenses. While you won't see the tax benefit until you file next year, you'll get the cash relief you need right now. One additional tip that might help - check if your employer offers any HSA contributions or matching. Many people overlook this, but it's essentially free money that can help offset some of your out-of-pocket costs. Even a small employer contribution can make a difference when you're dealing with unexpected medical bills. Also, for future planning, consider setting up regular HSA contributions throughout the year rather than trying to contribute in a lump sum near the deadline. Most employers allow you to adjust payroll deductions for HSAs outside of open enrollment periods, so you have flexibility to increase or decrease based on your financial situation. Keep all your documentation from this ER visit well-organized. Even if you can't reimburse the full amount immediately, those receipts never expire - you can use them for reimbursement whenever you have sufficient HSA funds available in the future. Hope you're recovering well from your ER visit!

I'm so sorry to hear about your unexpected ER visit, Ryan! Those situations are incredibly stressful, especially when finances are already stretched thin. You're absolutely right about the HSA contribution deadline - it's April 15th regardless of filing extensions, so unfortunately you can't make any more 2024 contributions at this point. But don't panic! You still have solid options to help with your cash flow situation. Your best bet is to make a 2025 HSA contribution now and immediately reimburse yourself for the ER expenses. Yes, you won't see the tax deduction until you file next year, but you'll get the immediate cash relief you need right now. One thing that might help even more - if you have any medical receipts from previous years that you paid out-of-pocket (dental work, prescriptions, doctor visits, etc.), you could reimburse yourself for those older expenses first and save your current ER receipts for later when you make additional 2025 contributions. There's no time limit on HSA reimbursements, so this gives you more flexibility. For the future, I'd strongly recommend setting up automatic HSA contributions through payroll if possible - most employers allow mid-year adjustments outside of open enrollment. This way you avoid the deadline crunch and can better manage your cash flow throughout the year. Also, definitely check if your employer offers any HSA matching or contributions - it's free money that many people overlook! Keep all your receipts well-organized and consider scanning them as backup copies. Hope your recovery goes smoothly and this financial stress gets resolved quickly!

I just dealt with this exact same situation a few weeks ago! Got the "Take Action" message for my 2023 amended return that had been sitting since May. The extension 623 number is specifically for amended return verifications, so you're definitely on the right track. When I called at 7:02am on a Thursday, the rep just needed to verify some itemized deduction amounts and confirm a few W-2 figures that didn't initially match their records. The whole conversation took about 22 minutes including a brief hold, and she was able to clear the verification flag immediately during our call. What really made the process smooth: I had my original return, amended return, and ALL supporting documents laid out in order before I even dialed. Used my laptop speakerphone so my hands were free to grab whatever she needed. Also kept a pen ready to jot down her name and the confirmation number she gave me. The amazing part? My refund was direct deposited exactly 11 days later! The verification call actually fast-tracks your return once the hold is cleared. Don't stress about this - it's just their standard process for amended returns that have been in queue for a while. The fact they're requesting a call instead of mailing you forms actually means it's something they can resolve quickly. You've been waiting since June, so you're definitely due for some movement. Good luck tomorrow morning! 🍀

I've been through this exact scenario twice now with amended returns! The "Take Action" message with extension 623 is actually their standard process for amended returns that need manual verification - it's not a red flag, just routine quality control. Both times I got this message, it was for pretty simple verification stuff. First time they needed to confirm some 1099-INT amounts that didn't match their records exactly. Second time was about verifying some home office deduction calculations. Each call took about 15-25 minutes total and they released my returns immediately after verification. Here's my tried-and-true setup: Call at exactly 7:00am (set multiple alarms!), use computer speakers or headset so your hands are free, have your original return on your left and amended return on your right, with all supporting docs organized by type in folders. Keep a calculator and notepad handy. The verification reps at extension 623 are specifically trained for amended returns so they know exactly what they're looking for. Once they clear the hold, processing happens super fast - usually 10-15 days versus the normal 16+ week timeframe. Since you filed in June, you're definitely in line to get this resolved. The fact they want to verify over the phone rather than mail back-and-forth is actually great news - means it's something they can fix in one call. You've got this! 💪

I've been through this exact situation! When I forgot to include my Form 8621 with my mailed return, I ended up doing what several others here suggested - sent the form with a brief cover letter explaining it was meant to accompany my already-filed return. The key things that worked for me: I included my full name, SSN, tax year, and the approximate date I mailed my original return. I also attached a copy of page 1 of my 1040 to help them match it up. Made sure to mail it to the same processing center where my original return went. It took about 6 weeks, but I eventually got a letter confirming they had received and processed the supplemental form. The IRS is actually pretty good at matching up documents as long as you give them enough identifying information. Don't stress too much - this happens more often than you'd think and they have procedures in place to handle it!

I actually dealt with this exact situation two years ago with my Form 8621. Based on my experience, I'd strongly recommend sending the form with a cover letter rather than filing an amended return - it's much faster and simpler. Here's what worked for me: I wrote a brief cover letter stating "Please accept the enclosed Form 8621 as a supplemental attachment to my 2023 Form 1040 filed on [date]. This form was inadvertently omitted from my original submission." I included my full name, SSN, address, and tax year at the top. Most importantly, I attached a copy of the first page of my 1040 (the signature page with all my identifying info) to help them match it. I sent everything via certified mail to the same processing center where my original return was filed - you can find this on the IRS website based on your state and filing method. The whole process took about 4-5 weeks and I got a confirmation letter that they had successfully attached it to my return. Don't overthink it - the IRS processes these supplemental submissions regularly and they have good systems for matching them up as long as you provide clear identifying information.