EDD benefits eligibility confusion - how much do you need to earn to qualify for unemployment?
Just lost my retail job after the holiday rush ended (Feb 12, 2025). I worked at Target for about 7 months after being unemployed for a while before that. Now I'm trying to figure out if I can get unemployment while I search for something more permanent. My big question is: how much do I need to have earned during my base period to qualify for EDD benefits? I made around $16,500 during those 7 months, but I'm not sure if that's enough. The EDD website is super confusing about minimum earnings requirements. Anyone know what the minimum threshold is to qualify? I've applied to like 20 jobs in the last week but no bites yet. Getting worried about bills piling up.
22 comments


Luca Russo
To qualify for UI in California, you need to have earned at least $1,300 in your highest quarter during your base period OR at least $900 in your highest quarter plus 1.25 times that amount across your entire base period. Base period is typically the first 4 of the last 5 completed calendar quarters before you filed your claim. Based on what you shared, if you worked 7 months and made $16,500, you should definitely qualify! The minimum amounts aren't that high. You can check which quarters fall into your base period using the EDD calculator on their website. Since you filed in February 2025, your base period would be October 2023 through September 2024.
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Zara Mirza
•Thank you for explaining! That's a relief. I was worried because I had gaps in my work history before Target. Do they look at the full base period or just the most recent quarters? Also, does it matter that I was terminated rather than laid off? My manager just said they didn't need as many people after the holiday season ended.
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Nia Harris
u dont need much in california 2 qualify. i got approved making only like $4k total in my base period last year. as long as u got laid off and didnt quit or get fired ur good
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GalaxyGazer
•That's not entirely accurate. Being "terminated" CAN qualify you for benefits, but it depends on the reason. If you were terminated due to no fault of your own (like seasonal layoff or lack of work), that's different from being fired for misconduct. The EDD differentiates between these situations.
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Mateo Sanchez
The base period calculation is SO FRUSTRATING! When I applied last year, I thought I had enough earnings but EDD denied me because they used an older quarter I wasn't counting. Make sure you're looking at the right timeframe. Also be prepared for them to contact your employer about why you were terminated. Target might classify it as a "temporary seasonal position" which is actually GOOD for your claim since that means it was expected to end and wasn't your fault. Have you been able to talk to an actual person at EDD about your claim? That made all the difference for me.
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Zara Mirza
•No, I haven't been able to get through to anyone. I tried calling yesterday and today but just got the automated message saying they're experiencing high call volume. Is there a trick to actually reaching a human being there?
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Aisha Mahmood
Since you mentioned you've been applying for jobs with no response, make sure you're keeping detailed records of your work search activities. Under current EDD requirements, you need to be making at least 3 job contacts per week and documenting them. This includes job applications, interviews, networking, etc. Regarding your earnings: Based on your 7 months at Target making $16,500, you're well above the minimum threshold. For context, I qualified with about $11,000 in my base period last year. Your weekly benefit amount will be roughly 50% of your average weekly earnings up to the maximum of $450/week. If you need to actually speak with an EDD representative (which I recommend to confirm your eligibility), check out Claimyr.com - I used their service to get through to EDD last month after trying for days on my own. They have a good video explaining how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
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Ethan Moore
•is that service legit? seems sketchy to pay someone just to make a phone call for you...
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Aisha Mahmood
It is legitimate. They don't make the call for you - they basically hold your place in line and call you when it's your turn. Saved me hours of redial frustration. But yes, it feels wrong having to pay just to access a government service we should be able to reach normally.
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Zara Mirza
•Thanks for the tip about Claimyr! I might try that if I can't get through in the next couple days. And good reminder about the work search records - I've been keeping screenshots of all my applications but wasn't sure if that was enough.
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Yuki Kobayashi
DONT FORGET ABOUT THE WAITING WEEK!!!! They never pay u for the first week after u file! wish someone had told me that when i filed my claim LOL I kept checking my account wondering where my $ was
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Carmen Vega
•This! ^^^ The waiting week catches everyone off guard. Also, make sure your mailing address is correct in the system. My friend's paperwork got sent to her old address and it delayed her payments by like 3 weeks while they sorted it out.
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Luca Russo
A quick clarification about your Target job ending - since you mentioned you were "terminated," how exactly did they phrase it? There's an important distinction between: 1. Laid off / lack of work / position eliminated (good for your claim) 2. Terminated for cause / misconduct (potential disqualification) 3. End of temporary/seasonal assignment (generally good for your claim) If Target hired you specifically as seasonal help and the position was always intended to end after the holidays, that falls under #3 and you should be eligible as long as you meet the earnings requirements.
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Zara Mirza
•They definitely hired me as regular part-time, not seasonal, but when they cut hours after the holidays, they kept the employees with more seniority. My termination notice just said "reduction in workforce" - would that count as laid off?
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Luca Russo
Yes, "reduction in workforce" is essentially a layoff and should qualify you for benefits. That's considered a termination without fault, which is exactly what unemployment insurance is designed for. Make sure to use those exact words if you have an eligibility interview with EDD.
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Zara Mirza
•That's really helpful, thank you! I just checked my UI Online account and saw they've scheduled an eligibility phone interview for next week. Feeling a bit nervous about it but at least now I know what to say.
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Mateo Sanchez
UPDATE - I should probably correct my earlier comment. I went back and checked my notes from last year. The base period IS the first 4 of the last 5 completed calendar quarters, but they use the quarters that were completed when you filed. So for February 2025, the last completed quarter would be Q4 2024 (Oct-Dec), so that's the "lag quarter" they don't count. Then your base period would be Q4 2023, Q1 2024, Q2 2024, and Q3 2024. So only your earnings from Oct 2023 - Sep 2024 would count toward your claim. Any earnings from Oct 2024 - Feb 2025 DONT count toward eligibility or benefit amount!!!! This trips up SO MANY PEOPLE.
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GalaxyGazer
•This is absolutely correct. The base period calculation is one of the most confusing parts of unemployment. For anyone reading this in the future - if you're close to the end of a quarter, sometimes it's actually beneficial to wait until the new quarter starts to file your claim, especially if you had higher earnings in recent months.
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Zara Mirza
Thanks everyone for all the helpful information! I've learned so much. To summarize what I understand now: 1. I should qualify based on my earnings ($16,500 over 7 months is above minimum) 2. My "reduction in workforce" termination should be considered no-fault 3. I need to check exactly which quarters count in my base period 4. I should prepare for my eligibility interview by having my termination details ready 5. There's a one-week waiting period before benefits start 6. I need to keep detailed records of my job search (at least 3 per week) I'll update this thread after my eligibility interview next week! Fingers crossed everything goes smoothly.
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Luca Russo
•Great summary! One more tip for your eligibility interview - be prepared to explain any gaps in employment before your Target job. They might ask why you weren't working before and what you were doing during that time. Good luck!
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Ryan Young
Good luck with your interview, Zara! You seem well-prepared now. Just wanted to add one more thing - during your eligibility interview, be honest and straightforward about everything. Don't try to overthink your answers or volunteer extra information they don't ask for. They're mainly verifying the basic facts: when you worked, how much you earned, and why your employment ended. Also, if you haven't already, make sure you have your last pay stub and any termination paperwork from Target handy during the call. Sometimes they ask for specific dates or wage amounts and it's good to have the exact numbers ready. You've got this! The fact that you're being proactive about understanding the process puts you ahead of a lot of people. Keep us posted on how it goes!
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Andre Rousseau
•This is such great advice! I'm actually new to this whole unemployment process and reading through this thread has been incredibly helpful. @Zara Mirza - your situation sounds really stressful but it looks like you re'in good hands with all the knowledgeable folks here. I m'curious - for those of us who might face similar situations in the future, is there anything you wish you had done differently when you first got terminated? Like should you ask for specific documentation from your employer right away, or is the standard termination paperwork usually enough for EDD? Also @Ryan Young, that s'a good point about having pay stubs ready. I never would have thought to gather all that documentation beforehand.
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