Do I need to certify for EDD SDI during pregnancy disability before transitioning to PFL baby bonding?
I'm 32 weeks pregnant and trying to understand the certification process. My doctor says I'll be going on disability 4 weeks before my due date (mid-March 2025), but I'm confused about whether I need to certify for SDI payments while on pregnancy disability leave. Do I need to submit anything every two weeks like with unemployment? And then how does it work when I transition to baby bonding PFL after delivery? This is my first pregnancy and I'm so overwhelmed with all the paperwork and different programs! My HR department wasn't very helpful - they just handed me a bunch of forms and told me to figure it out with EDD directly.
18 comments
NebulaNinja
No, you don't have to certify every two weeks for pregnancy disability like you do with unemployment. After your doctor submits the initial SDI claim (form DE2501), the payments should come automatically while you're disabled. However, you WILL need to file a separate PFL claim for baby bonding after your disability period ends. That's a different form (DE2508) that you'll need to file about 1-2 weeks before your disability ends. Make sure your doctor puts your expected disability end date correctly on your initial form. Usually it's 6 weeks after vaginal birth or 8 weeks after c-section, but it could be longer if there are complications.
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Natasha Romanova
•Thank you so much for explaining! So as long as my doctor submits the initial claim form, the disability payments should come automatically? That's such a relief - I was stressing about having to remember to certify while dealing with a newborn. Is there any way to check online that my claim is processing correctly? And should I submit the baby bonding form before or after giving birth?
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Javier Gomez
I just went through this whole process and it was SO confusing! Here's what happened for me: 1. Doctor filed my SDI claim at 36 weeks 2. Got my EDD debit card 8 days later with first payment loaded 3. Had baby 2 weeks later (emergency c-section!) 4. Payments kept coming every 2 weeks WITHOUT me doing anything 5. Around week 6 postpartum I applied for PFL baby bonding 6. Had a 1-week gap between last SDI payment and first PFL payment The transition from pregnancy disability to baby bonding was the trickiest part! Don't wait until your SDI ends completely to apply for PFL. Do it about 2 weeks before you expect your disability to end.
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Natasha Romanova
•This timeline is super helpful! Did you apply for the baby bonding PFL online or with a paper form? And did you have any issues with the transition? That one-week gap between benefits sounds stressful.
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Emma Wilson
your doctor files all the forms!!! i didnt have to do anything for the disability part. they submitted everything and money just showed up. baby bonding is the part where YOU have to file paperwork. thats the PFL part not the SDI part
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Natasha Romanova
•Thanks! So it sounds like SDI is mostly handled by my doctor and then I take over for the PFL part. That makes it a bit less overwhelming.
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Malik Thomas
You're getting some good info here, but I want to add that while you don't need to certify for SDI, you DO need to keep an eye on your claim. Login to your SDI Online account regularly to make sure everything's processing correctly. I've seen too many people have issues because they thought everything was automatic and then learned too late that something was wrong with their claim. Also, the transition from SDI to PFL is where most people run into problems. The EDD doesn't automatically transition you - you must file the PFL claim separately, and timing is critical. File too early and they'll deny it; file too late and you'll have a gap in benefits. One more thing - if you have any issues reaching EDD by phone (which is very likely), I recommend using Claimyr (claimyr.com). They helped me get through to an actual EDD agent when I had issues with my SDI to PFL transition. Here's a video that shows how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5
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Isabella Oliveira
•Be careful with those third-party services tho! Why would you pay someone else when you can just keep calling EDD yourself?? I got through after only trying for 3 days straight lol. These companies just want your money!!!
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Malik Thomas
•Three days of calling is exactly why services like this exist. Some people can't spend 3 days constantly redialing, especially when they're about to give birth or caring for a newborn. Time has value too.
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Ravi Kapoor
I thought I needed to certify for my pregnancy leave too! The whole system is SO CONFUSING. My doctor submitted the disability form and I got payments without doing anything else. BUT - and this is important - make sure your doctor gets the form in ASAP. Mine waited until I was already out on leave and it delayed my first payment by THREE WEEKS. I was freaking out about bills! Also make sure you understand the difference between SDI and PFL because theyre totally different programs even though they both come from EDD. Disability is for when youre physically unable to work because of pregnancy/childbirth. Baby bonding is for after youre physically recovered but want to bond with your baby. This confused me so much at first!
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Natasha Romanova
•That's a good point about making sure my doctor submits the form right away. I'll talk to them at my next appointment to make sure they're ready to submit it as soon as I go on leave. Three weeks without a payment sounds awful!
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NebulaNinja
To answer your follow-up question: I recommend applying for baby bonding PFL online through your SDI Online account. It's faster than paper forms. You can submit it 1-2 weeks before your pregnancy disability claim ends. Here's the process: 1. Log in to SDI Online 2. Select "New Claim" 3. Select "Paid Family Leave" 4. Choose "Bonding with new child" 5. Complete the application You'll need your child's birth certificate or hospital documentation, so have that ready. You'll also need to indicate your baby bonding schedule (consecutive weeks or intermittent). The online system is usually more reliable than paper forms, which can get lost in processing.
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Natasha Romanova
•Thank you! I'll definitely use the online system then. Do they automatically know when my SDI claim is ending, or do I need to tell them that date when I apply for PFL?
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Freya Larsen
Everyone here is talking about the TECHNICAL side but let me tell you about the REALITY of dealing with EDD...prepare for frustration! My sister just had her baby in November and her disability payments stopped randomly after 4 weeks with no explanation. She called EDD every day for TWO WEEKS and couldn't get through! When she finally did, they said some document was "missing" that they never told her about. The EDD system is BROKEN especially for new moms who have enough to deal with!!! And yes, you're supposed to get disability automatically once approved but DON'T COUNT ON IT. Keep checking your account and be prepared to fight for your benefits!!!!
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Natasha Romanova
•That sounds absolutely nightmarish! Did your sister's payments eventually get fixed? I'm worried now that I'll have similar issues.
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Freya Larsen
•Yes but it took her filing a complaint with her state assembly member! She was missing 3 payments totaling over $4,200 and was about to miss her rent payment. The whole system is TERRIBLE and seems designed to make people give up! Just be prepared to be persistent if things go wrong.
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Javier Gomez
To answer your earlier question to me - I applied for PFL online and it was pretty straightforward. The one-week gap between benefits was stressful (especially since no one warned me about it), but I had planned ahead financially just in case. One important thing - when your disability claim is approved, they'll give you an estimated end date for your SDI benefits. This is usually based on a standard recovery time. Apply for PFL about 9-10 days before that estimated end date. If you apply too early, they might deny it. If you apply too late, you'll have a bigger gap in payments. Also, save EVERYTHING. Every piece of paper, every confirmation number, take screenshots of your online submissions. You'll be glad you did if something goes wrong and you need to prove you submitted something.
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Natasha Romanova
•That's really smart advice about saving everything. I'll start a dedicated folder for all my EDD documents and screenshots. And I appreciate the specific timeline recommendation for applying for PFL. Navigating all this while preparing for a baby is so overwhelming, but everyone's advice here is making me feel more prepared!
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