Fired same day as starting medical leave - Should I apply for EDD SDI or unemployment?
I'm in a really confusing situation and desperately need advice! Last Tuesday, I went to work and told my manager I needed to start medical leave (I have a serious back condition that requires surgery). He told me to go to HR with my paperwork. When I went to HR with my doctor's note, they handed me termination papers saying my position was being eliminated due to 'restructuring' - literally the same day I submitted my medical leave request! My doctor has certified me for 6 months of medical leave on the DE 2501 form. I'm completely lost about what benefits to apply for. Should I file for disability since I have medical certification and genuinely can't work? Or unemployment since I was technically fired? Would the unemployment department even approve me when I can't physically work? Has anyone dealt with anything similar? I'm panicking about how to pay my mortgage while recovering.
20 comments
Sophie Footman
You should absolutely file for SDI (State Disability Insurance). The fact that you were fired the same day you presented medical documentation is suspicious timing and sounds potentially illegal (could be considered retaliation), but that's a separate issue from your benefits. Since you have medical certification stating you cannot work for medical reasons, SDI is the appropriate benefit. Unemployment requires you to be able and available for work, which your doctor's certification clearly states you are not. File your SDI claim right away using your doctor's documentation - you can do this online through the EDD website.
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Daniel Rivera
•Thank you for the clarification. I was so confused because HR told me I should file for unemployment when they let me go. If I file for SDI, will the fact that I was technically terminated affect my claim at all? Or does the medical certification override that?
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Connor Rupert
omg this happened to my cousin last yr! they tried to fire her the day b4 surgery!! she got disability AND sued them for wrongful termination. u should talk to a lawyer asap bc that sounds super illegal
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Daniel Rivera
•I hadn't even thought about the legal angle. Did your cousin win her case? I'm mostly focused on just getting some income right now while I recover, but maybe I should look into that too.
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Molly Hansen
This is a classic case where you should apply for SDI, not unemployment. Here's why: 1. You have a doctor's certification stating you cannot work (DE 2501) 2. Your medical condition preceded the termination (important timeline) 3. Unemployment requires you to certify weekly that you're able and available for work, which would be fraud if you're medically unable to work I would apply for SDI immediately. Don't wait. The 7-day waiting period starts from when you became disabled, not from when you apply. Your benefits could be retroactive to your first day of disability minus the waiting period. Regarding the termination - that's potentially a separate legal issue that others have mentioned. But for benefits purposes, focus on SDI first.
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Brady Clean
•what if the employer contests it tho? my brother had something similar and his job told EDD he was fired for misconduct so they denied him
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Skylar Neal
I had THE EXACT SAME THING happen to me in 2025!! I went to submit FMLA paperwork for my heart condition and suddenly I was part of a "reduction in workforce" that same afternoon!!! I applied for disability and they approved it no problem because my doctor certified I couldn't work. When I recovered, I then applied for unemployment afterward. BUT - the bigger issue - I talked to an employment lawyer who took my case on contingency. We ended up settling with my former employer for $43,000 because it's ILLEGAL to fire someone for taking medical leave. They claimed it was just "coincidence" but no one believed that garbage!!!
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Daniel Rivera
•Wow, that's almost identical to my situation! Did your employer fight your disability claim at all? And would you mind sharing what type of lawyer you used? I'm not even sure what kind of lawyer handles these cases.
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Vincent Bimbach
I had to deal with EDD for my disability claim last month and it was IMPOSSIBLE to get through on the phone. After trying for literally two weeks straight and getting hung up on constantly, I found a service called Claimyr that got me connected to an actual EDD agent in about 20 minutes. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Totally worth it for me because I needed to explain my complicated medical/work situation to a real person. The agent I spoke with confirmed that in situations like yours, SDI is the correct benefit to apply for when you have medical certification.
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Kelsey Chin
•does this actually work? ive been trying to get thru to edd for my claim for days
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Sophie Footman
To answer your follow-up question: No, being terminated does NOT affect your eligibility for SDI benefits. SDI is based on your medical inability to work as certified by your healthcare provider, not your employment status. The key qualifying factors for SDI are: 1. You have a medical condition preventing you from performing your regular work 2. You have certification from a healthcare provider 3. You have paid into SDI through payroll deductions Your employer cannot contest an SDI claim based on termination because it's not relevant to the medical determination. They could theoretically contest whether your condition is work-related (which would make it a workers' comp issue instead), but they can't deny your medical condition exists.
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Daniel Rivera
•That's a huge relief! I was worried they might try to block my claim somehow. I'll submit my SDI application today then. Thank you so much!
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Norah Quay
This smells like retaliation. Apply for disability now, but document EVERYTHING. Save emails, write down exactly what happened and when, get names of everyone involved. FMLA and CFRA protect you from exactly this kind of garbage. I dont know if these big companies think were all stupid or what!!!! good luck
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Molly Hansen
•This is excellent advice. Documentation is critical if you decide to pursue the potential legal issues later. Make sure to note the exact timeline of when you requested leave and when the termination occurred.
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Brady Clean
wait can you file for disability if ur fired?? i thought u had to be employd to get disability?
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Molly Hansen
•Yes, you can file for disability even if you've been fired or laid off. SDI eligibility is based on your medical condition and prior contributions to the SDI fund, not your current employment status. As long as you were employed and paying into SDI before becoming disabled, and you have medical certification, you can qualify for benefits.
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Kelsey Chin
Hey totally random but make sure you file your disability claim ASAP!! There's a strict 49-day deadline from when your disability began. If you miss that, you could lose benefits!
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Daniel Rivera
•Thanks for this! It's been 6 days since my doctor signed the paperwork so I still have time, but I'll be submitting everything today. I don't want to risk losing any benefits.
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Skylar Neal
One more thing - when you're eventually recovered enough to work (hopefully sooner than 6 months!), THAT'S when you can apply for unemployment if you haven't found a new job yet. You'll need your doctor to certify you're able to work again. It's a transition from SDI to UI that many people don't know about. Just make sure when you certify for UI you're genuinely able to work.
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Daniel Rivera
•This is really helpful info! My surgery is scheduled for next month, and recovery time is estimated at 4-5 months, so I'll keep this in mind for when I'm cleared to work again. Thank you!
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