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Evan Kalinowski

Can I qualify for CA SDI benefits for pregnancy-related stress and reduced work hours?

Hi everyone, I'm in a bit of a tough situation and hoping someone can help clarify if I'm eligible for SDI. I'm 26 weeks pregnant and commuting between Fresno and Sacramento for my healthcare job (about 170 miles each way). I work as a CNA at a nursing facility on a per diem basis, but since entering my second trimester, my hours have been drastically cut. My supervisor keeps saying they 'don't need as many staff' but I suspect it might be related to my pregnancy. My doctor is concerned about my stress levels from both the long commute and the financial uncertainty of my reduced income. I've been experiencing increased blood pressure and some early contractions when I do make the drive. Would I qualify for SDI benefits with proper medical documentation about the pregnancy complications and stress? Does SDI cover situations where your income has suddenly dropped but you haven't been formally laid off? Any advice would be really appreciated!

Hi there! Based on what you've described, you might qualify for CA Pregnancy Disability Leave (PDL) through SDI. The key factor isn't the reduced hours themselves but whether your doctor will certify that you're unable to perform your regular or customary work due to your pregnancy. The stress from commuting and resulting health issues (high BP, contractions) could absolutely qualify if your doctor documents that you need to stop working or reduce your schedule for medical reasons related to your pregnancy. You would need your doctor to complete the medical certification form (DE 2501) indicating your pregnancy disability. SDI doesn't specifically cover "reduced wages" - it's meant to partially replace wages when you can't work due to disability (including pregnancy-related conditions). Your benefit would be based on your highest quarter of earnings in your base period. I went through something similar last year with my pregnancy and successfully got SDI when my doctor certified that my 90-minute commute was causing pregnancy complications.

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Thank you so much for this information! That makes more sense now - so it's about the medical need rather than just the reduced hours. I have an appointment with my OB tomorrow and will discuss getting the DE 2501 form filled out. Did your doctor specify that the commute specifically was part of the disability? I'm wondering how detailed they need to be.

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Jasmine Quinn

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You should be able to get SDI but ONLY if your doctor says you cant work. They dont care about reduced hours, they only care if doctor says your disabled from working. My sister got it at 7 months when her doctor wrote she couldnt stand for long periods and she was a cashier. Its all about what the doc writes not your work situation.

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Oscar Murphy

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This isn't entirely accurate. For pregnancy disability, the doctor needs to certify that you cannot do your "regular or customary work" due to your pregnancy - it doesn't mean you have to be completely unable to work at all. Many pregnant women qualify for SDI while still being able to work in a modified capacity. The key is having medical documentation that your current work conditions are medically inadvisable during pregnancy. Just wanted to clarify so OP doesn't get confused!

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Nora Bennett

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I work for a healthcare organization that helps patients navigate disability benefits. Here's what you need to know: 1. In California, SDI for pregnancy typically begins 4 weeks before your due date and extends to 6-8 weeks after birth (depending on delivery type). 2. HOWEVER, you can qualify earlier if your doctor certifies that pregnancy complications prevent you from performing your regular work. The stress-induced high blood pressure and contractions you mention could potentially qualify. 3. Your reduced hours alone won't qualify you - it needs to be a medical necessity documented by your healthcare provider. 4. When filing, make sure your doctor clearly documents how your pregnancy is affected by the commute and how it impacts your ability to safely perform your regular work. 5. Your benefit amount would be approximately 60-70% of your wages, calculated based on your highest-earning quarter in the base period. I recommend speaking with your doctor about completing a DE 2501 form, being specific about your medical conditions and work limitations.

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This is extremely helpful, thank you! I didn't realize that the standard pregnancy SDI normally starts just 4 weeks before due date. With my situation, I'd definitely need it earlier. I'm going to discuss all these points with my doctor and make sure she understands the complete picture with the commute and my symptoms.

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Ryan Andre

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When I was pregnant in 2024 my company kept cutting my hours too!! I think they do this to try to make us quit so they dont have to pay for leave or keep our positions! so fustrating!!!

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Lauren Zeb

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That's awful but unfortunately pretty common. @OP you might want to also look into whether this could be considered pregnancy discrimination, especially if others aren't having their hours cut like you are. The pregnancy disability benefits are one thing, but you might have employment rights being violated too.

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Have you tried calling EDD directly to ask about your specific situation? I had a somewhat similar issue last year (pregnancy + work stress causing complications) and found that getting clear answers over the phone was essential. The problem is their phone lines are a nightmare to get through - I kept getting disconnected or waiting for hours. I finally used a service called Claimyr (claimyr.com) that got me connected to an actual EDD representative in about 20 minutes instead of spending days trying. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The EDD rep I spoke with confirmed that my doctor needed to specifically document how my work conditions were affecting my pregnancy health, and that made all the difference in my claim being approved. They can give you the exact guidelines for your situation regarding the reduced hours and commute stress.

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I haven't tried calling yet because I've heard horror stories about the wait times. I'll check out that service - at this point I just need clear answers about my specific situation. Thanks for the recommendation!

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Jasmine Quinn

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My cousin just had a baby and EDD denied her claim even tho her doctor said she needed to stop working!!! The whole system is broken and they just want to deny everyone!!!!

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Oscar Murphy

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That's unfortunate about your cousin, but there was likely a specific reason for the denial - perhaps missing documentation or a deadline. While the system can certainly be frustrating, most pregnancy disability claims with proper medical certification are approved. It's important to follow all the requirements exactly and appeal if you believe there was an error in the decision.

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One more thing to consider: when you file your claim, you'll need to decide on a specific date that your disability began. This is the date your doctor determines you could no longer safely perform your regular work due to your pregnancy-related condition. Your doctor should help determine this date based on when your symptoms became severe enough to warrant work restrictions. Also, be aware there's a 7-day waiting period before benefits start. You won't be paid for this first week, so plan accordingly with your finances.

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Thanks for mentioning the waiting period - I had no idea about that! I'll make sure to discuss the disability start date carefully with my doctor. I've been documenting my symptoms after each commute, so hopefully that will help establish when things became too risky to continue.

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Lauren Zeb

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Just a heads up that when I was on SDI for pregnancy last year (2024), they required me to submit WEEKLY certifications online through the SDI Online portal. Make sure you certify every week that you're still disabled, or your payments can be delayed or stopped. The system will send you reminders, but sometimes they go to spam, so check your account regularly.

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Ryan Andre

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Omg I forgot to do one of my certifications and my payment was delayed for like THREE WEEKS!! It was a nightmare getting it fixed so definitely don't forget this part!!

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Nora Bennett

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One additional consideration: if you're approved for SDI based on pregnancy disability, and you later give birth, you'll transition to recovery benefits automatically (typically 6-8 weeks depending on delivery type). After that recovery period ends, you may be eligible for Paid Family Leave (PFL) for bonding with your newborn for up to 8 weeks. The entire sequence could look like: 1. Pregnancy Disability Leave (from doctor certification until birth) 2. Recovery period (6-8 weeks post-birth) 3. PFL bonding time (up to 8 weeks) This means you could potentially have continuous wage replacement from now until several months after your baby is born. Just something to plan for!

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I had no idea about the potential for continuous coverage! That would be such a relief financially. I'll need to look into whether my per diem status affects my eligibility for the full sequence, but this gives me hope. Thank you so much for all the detailed information everyone has provided. I feel much better prepared for my doctor's appointment tomorrow.

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