Only $70/month CalFresh for family of 3 with $3,500 income - is this right?
Just got approved for CalFresh and feeling disappointed with the benefit amount. It's only $70/month for our household (me, my boyfriend, and our 5-month-old baby). My boyfriend is the only one working right now and brings home about $3,500-$3,800/month with overtime. Our rent and utilities eat up $2,950 of that already! I have a rare genetic condition called HHT that requires expensive specialized care, and we're also in the process of getting our baby tested for it too. The medical bills are piling up even with insurance. I know I could work to help with finances, but I'm only 5 months postpartum and really feel my baby needs me home right now. While I'm grateful for anything, $70 barely covers two grocery trips in 2025 prices. Did I make a mistake on my application? Is this amount normal for our situation? Anyone know if there are deductions for medical expenses that I might have missed reporting?
18 comments


Axel Bourke
Unfortunately that sounds about right for your income level. CalFresh benefits are based on a formula that takes into account your income, household size, and expenses. With your boyfriend's income being around $3,500-$3,800, you're at the higher end of eligibility for a family of 3. The 2025 gross income limit for a family of 3 is about $3,920, so you're just barely qualifying. Did you make sure to include ALL your expenses on your application? You should definitely report your medical expenses - CalFresh allows medical expense deductions for costs over $35 per month, which could increase your benefit amount. Also make sure you reported your full rent and utility costs correctly. You might want to complete a SAR7 (Semi-Annual Report) early to update your information if you didn't include all expenses initially. Your county worker can help with that.
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Nalani Liu
•Thank you for explaining! I don't think I included all our medical expenses... I was confused about what counted and what didn't. My medical bills from the HHT specialist visits are around $200/month after insurance, plus all the baby's check-ups. Would that make a difference? And do I need to wait for my regular SAR7 or can I submit this information sooner?
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Aidan Percy
omg i think ur missing out on way more benefits!!! when i applied with my daughter last yr they asked about medical stuff and my benfits went up like $140 cuz of it. call ur county office asap!!! the system is weird about that stuff and sometimes they dont even ask u right.
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Fernanda Marquez
•Same. I have chronic migraines and didn't know medical expenses counted until my recertification interview. My benefits jumped from $95 to $247! Definitely worth updating your info.
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Norman Fraser
I'm in almost the exact same situation! Three of us (me, husband, toddler) and we only get $95/month even though rent takes most of our income. It's so frustrating because we actually need the help but the formula doesn't seem to account for real-life expenses in 2025. Have you looked into WIC since you have a baby? It won't help with everything but it's additional support for formula/baby food. Also, did your worker verify if you're eligible for expedited benefits? Sometimes they mess that up and don't process it correctly.
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Nalani Liu
•Thanks for the WIC suggestion! I actually just applied for that last week and have an appointment coming up. I'm hoping that helps supplement a bit more. I'm not sure about expedited benefits... the worker didn't mention anything about that. Is that something I should have qualified for?
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Kendrick Webb
You should definitely report your medical expenses - that's HUGE for benefit calculation. Called a medical deduction and it can significantly impact your benefit amount. With your HHT condition and ongoing medical care, you might be eligible for much more. Two important things to know: 1. You can update your case information at ANY time, not just at SAR7 or recertification 2. Medical expenses over $35/month are deductible for CalFresh calculations I'd recommend calling your county worker to report these expenses immediately. However, getting through to county workers can be extremely frustrating - took me 4 days of calling last time. If you're having trouble reaching someone, I recently used a service called Claimyr (claimyr.com) that got me through to a real person in under 20 minutes. They have a video demo at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 that shows how it works. Saved me hours of redial frustration when I needed to update my medical expenses on my case.
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Nalani Liu
•This is incredibly helpful information! I had no idea I could update my case outside of the regular reporting periods. I'm definitely going to call tomorrow to report all our medical expenses. And thanks for the tip about Claimyr - the county phone lines are absolutely terrible. Last time I called I was on hold for over an hour before getting disconnected.
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Hattie Carson
THE SYSTEM IS RIGGED AGAINST WORKING FAMILIES!!! My sister has 2 kids and makes LESS than your boyfriend and they only gave her $110/month!!! Meanwhile my neighbor who doesn't work AT ALL gets the maximum amount!!! The more you work the less help you get it's BACKWARDS and BROKEN!!!!!
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Axel Bourke
•While I understand your frustration, the system is designed to provide the most help to those with the least income. That said, medical expense deductions and child care deductions are specifically designed to help working families with higher expenses. Many people don't know to report these expenses, which can make a big difference in benefit amounts.
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Destiny Bryant
Have you verified if your boyfriend's overtime is being counted correctly? Sometimes the county calculates income wrong if overtime isn't consistent. If his overtime varies month to month, they should be using an average. Also, did they ask about your baby's father's income or just assume your boyfriend is the father? The way they count household members can get complicated if there are multiple income sources or non-parent adults. I worked for the county for 6 years, and these were common issues that affected benefit amounts. You can definitely request a recalculation if you believe there's an error.
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Nalani Liu
•My boyfriend is the baby's father, so that part is straightforward. But the overtime thing is interesting - his OT does vary quite a bit month to month. Some months he gets a lot, others barely any. I'm not sure how they calculated it. Is this something I should specifically mention when I call about the medical expenses?
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Aidan Percy
have u tried applying for calworks too? u might qualify since u have a baby and cant work. its cash aid and sometimes u can get that even if u only get a little calfresh
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Destiny Bryant
•This is incorrect information. CalWORKs has a much lower income limit than CalFresh. With a household income of $3,500+, they would not qualify for CalWORKs. The income limit for a family of 3 for CalWORKs in 2025 is around $1,600/month. However, they should definitely look into the California Earned Income Tax Credit when filing taxes next year, as that could provide additional support.
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Fernanda Marquez
$70 actually sounds high for that income level tbh. My husband makes about $3300 and we only get $42 for our family of 3 🙃 It's basically pointless but I keep it anyway because every bit helps I guess
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Norman Fraser
•This is why the system is so broken! The difference between $3300 and $3800 shouldn't be so drastic in benefits when we're all struggling. And these benefit amounts haven't kept up with inflation at ALL. $42-70 for a whole month is nothing with today's grocery prices.
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Axel Bourke
After reading through the comments, it sounds like you have several action items: 1. Call your county worker to report your medical expenses (both yours and potentially your baby's) 2. Clarify how your boyfriend's overtime is being calculated 3. Make sure all your housing costs are properly documented 4. Continue with your WIC application for additional support When reporting medical expenses, bring documentation if possible. This includes receipts for: - Doctor visit copays - Prescription costs - Medical transportation expenses - Health insurance premiums you pay out of pocket - Medical equipment or supplies All of these can count toward your medical expense deduction if they exceed $35/month. With your HHT condition, I suspect your actual benefit could be considerably higher once everything is properly documented.
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Nalani Liu
•Thank you for this clear list! I have receipts for almost everything, so I'll gather those up before I call. I'm feeling much more hopeful now that I might be able to get our benefits adjusted to something more helpful. I had no idea medical transportation counted too - I drive 45 minutes each way to see my specialist!
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